Registration of corporate SIM cards on the State Services portal

Nowadays, even pocket money is becoming digital. And to manage them, children need their own bank cards. For many parents, such a prospect still seems outlandish: we associate bills, credit cards and online payments with adult decisions. Meanwhile, all leading banks have long been offering cards for children. What and under what conditions, we will understand in this article. We also tell you how to get a bank card for your child if you decide that he still needs one.

At what age can you buy an MTS SIM card?

You can purchase the product yourself only if you have a passport.
However, this does not mean that the procedure is available from the age of fourteen. According to the terms of the company and current Russian legislation, only persons who have received full legal capacity can purchase any nano- or regular SIM. As a rule, it occurs only from the age of eighteen. Citizens who entered into a legal marriage before reaching the age of majority are also considered legally competent. If a teenager buys a product, his parents must sign the contract for his own passport.
Otherwise, the card will not be registered.

Purchase terms

Different organizations have their own conditions and rules for executing an agreement. You must first choose the most optimal option.

Beeline service agreement

In most cases, to purchase a SIM card you need:

• Be of legal age;
• Have a passport confirming your identity;
• For foreigners who do not have Russian citizenship, you can present a temporary residence permit or residence permit;
• Conclude an agreement with a cellular communication company and pay money.

If the client has questions, he can ask them on the operator’s website.
Mandatory conditions that allow you to buy a SIM card:

• those purchasing a SIM card must be 18 years of age;
• availability of a civil passport confirming the identity and required number of years of the subscriber wishing to purchase a SIM card;
• if the future subscriber is not a citizen of the Russian Federation, he must provide another document that will prove the person’s identity. Such a document may be a residence permit or temporary residence permit;
• concluding an agreement with a cellular operator in one of the official offices.

After the Beeline operator card is purchased, it must be activated:

• you need to separate it from the plastic base and insert it into the slot of the switched off phone;
• turn on the phone and check the balance using the USSD number *102#;
• The plastic base has a PIN and PUK number that must be saved.

Why is the factor so important, at what age can you purchase a SIM card? Companies that sell cellular communications resort to such measures in order to protect themselves from possible problems with non-payment. The fact is that if a large debt arises on the balance of the subscriber, as a rule, a lawsuit is filed.

However, sometimes you can buy a SIM at an earlier age, but under one condition - the parents of a minor subscriber must write an official permission to purchase a SIM card, certified by a notary, and also provide copies of their passports. Parents also need to be present when purchasing a SIM card.

Which banks offer children's bank cards?

Attention! The information is current at the time of publication of the article.

Almost all major banks offer children's debit cards with free service (if parents have cards from the same bank). Here is a comparison of children's bank cards of some major programs.

1. Raiffeisenbank

Features of the program for children:

• The card can be issued from 6 years of age. Until the child is 14 years old, the card is linked to the parent’s account, after which you can open your own account. Only debit cards are available.
• Parents, through an online application, can track their child’s spending, set limits on cash withdrawals, purchases (including on the Internet), and top up the card at any time.
• To issue a card, you need a parent’s passport, a child’s birth certificate, an application to open a card and written permission to issue it. In the case of a teenager – the teenager’s passport and parental permission to issue the card.
• Replenishment from parents' card without commission.
• Cashback on all purchases is 5%. You can get up to 200 rubles per month.
• It is possible to pay using your phone (Apple Pay, Samsung Pay, Google Pay).
• You can receive a ready-made card with free delivery or at a bank branch.

2. Tinkoff Junior

Features of the program for children:

• The card can be issued from the age of 7, it is linked to the parent’s account. From the age of 14 – teenage youth account. Only debit cards are available.
• Parents can track their child's spending through an online application or SMS messages. It is possible to set restrictions on cash withdrawals and purchases.
• It is possible to connect a “piggy bank account” and top it up directly from the card.
• An application was developed especially for children, thanks to which the child will understand the features of the card and learn the basics of financial literacy.
• Issuance, delivery and servicing of the card is free.
• Bonuses for purchases – up to 30% of the cost, can be exchanged at the “rate” of 1 bonus = 1 ruble.
• Design to choose from.

3. SberKids

Features of the program for children:

• You can get a card from the age of 6, a youth account from the age of 14. “SberKids” is a virtual card that a child can use using their phone.
• Parents can track their child's spending and set payment limits.
• A special application developed for children will give the child the opportunity to understand how to use the card and pay with it in online and regular stores.
• You can connect a “piggy bank account” and save part of the money for your child’s dream.
• Bonuses are awarded for purchases: 0.5% of the purchase amount, up to 10% for purchases from partners. It is not possible to buy anything in stores located abroad.
• Annual maintenance and card replenishment are free. The maximum card balance is 15,000 rubles, the maximum turnover is 40,000 rubles per month.
• The child can change the design of the card at any time by choosing from those offered in the application.
• The application contains videos and tests about finances - information materials that increase a child’s financial literacy.

4. Alfa-Bank

Features of the program for children:

• You can get a card from 7 years old, and from 14 years old you can get a youth account. Debit cards only.
• Parents can track spending, set limits on certain transactions, the maximum amount of one purchase and cash withdrawal, and the total amount of expenses for a certain period.
• There is a 5% cashback on all purchases in cafes and restaurants.
• The child can use a mobile bank and a special application for the card.
• Payment using Apple Pay, Samsung Pay, Google Pay.
• Opening and servicing the card is free.
• The child can choose the design of the card himself, using special stickers that are placed on its front side.

5. Post Bank Junior

Features of the program for children:

• You can get a virtual card from the age of 8, and from the age of 14 you can get a youth account. Debit cards only.
• Parents can track card transactions and set restrictions on cash withdrawals, online purchases, and transfers to other cards.
• The card can be used through a special application, which was developed with the participation of children. It contains educational information that will teach your child financial literacy.
• Opening and servicing the card is free.
• The child can pay for purchases in online stores (including foreign ones) and regular ones.
• Card replenishment and cash withdrawal (at branded ATMs) without commission.

6. Sovcombank, Halvenok

Features of the program for children:

• You can get a card from the age of 6, and from the age of 14 you can get a youth account. Debit cards only.
• Parents can track card transactions and set limits on card transactions.
• In the application, parents can track the location of the child - the child card holder.
• If a child runs out of money on his card, he can send his parents a request to transfer a certain amount.
• The application has a task planner that will help your child learn to calculate his time and distribute plans for the week, month, and so on.
• With the card you can receive cashback of up to 6%, and increased cashback in stores of program partners.
• Charges of up to 5% on the card balance are possible.
• Issuing and servicing the card is free.
• Bright, attractive design that kids will love.

By contacting the bank where you have cards, you can always get the most up-to-date and detailed information on the existing program designed for children.

Why does a SIM card need to be reissued from a previous subscriber to a new one?

If the number is lost, the subscriber will no longer be able to restore access to it without the presence of the real contract holder. And in addition, the real owner can at any time receive personal information, call details, passwords, and access to online portals. There is a risk that the subscriber will block the number and the real user will lose access to his contacts. Also, in the absence of full rights to a SIM card, the disposal will be limited. It will not be possible to connect/disconnect services, register in your personal account, request details or personal information, blacklist numbers, or use operator services without the presence of the card holder.

Re-issuance of a SIM card to another subscriber is provided by each of the operators. But there are pitfalls in this matter. Each company has its own rules for this procedure, but they agree on one thing. The operation is possible with the simultaneous appearance of both parties, provided that each has an identity document. There are no other methods of re-registration, except in rare cases.

There are situations when, for some reason, the transferring party cannot come to the operator’s office to re-register the contract. The circumstances must be compelling, otherwise the communications representative will not consider the application. The list of such reasons includes relocation or death of the previous owner. In the first case, the problem can be solved by means of a power of attorney certified by a notary. In the second - if there is a full package of documents confirming kinship, death certificates and certificates of inheritance.

Is it possible to change ownership

If the number was issued to a minor, then he subsequently has the right to re-register it to himself.
To do this, current and future owners need to come to any convenient office of the operator with passports or other identification documents, fill out an application for number transfer on the spot and pay a fee for the service. At the moment it is 50 rubles. Within 1-2 weeks, the SIM card will be reissued to the new owner. In the event of the death of the current owner, the transfer of the telephone number is possible only to the heir after he has assumed the rights of legal inheritance.

Required documents:

• passport;
• original death certificate, copies are not needed - the document is required only for presentation;
• original certificate of inheritance;
• an application to be filled out on the spot.

Having re-registered the SIM card in his name, the heir subsequently has the right to transfer it to third parties in the usual manner established by law.

What do you need to buy?

To answer the question posed, you need to understand what documents a citizen will be required to obtain a license plate. Already awareness of this fact will help to understand such a difficult topic. When purchasing SIM cards from a citizen, they only require money for the purchased number, as well as an identity card. More precisely, a civil passport. No other documents are needed. They are not accepted by mobile operators.

In Russia, a passport is first issued at the age of 14. Accordingly, many believe that it is from this age that one can enter into a contract for the provision of services with a mobile operator. But is this really so? Does a teenager really have the right to buy a SIM card on their own?

Legal side

Registration of a SIM card is a transaction that requires the presence of an identification document and a special agreement. That is, the sale is carried out strictly according to the passport. If you follow this logic, then in Russia any citizen 14 years old can buy a phone number from an operator.

In reality, everything is different - a minor cannot complete the presented transaction. According to the legislation of the Russian Federation, an officially recognized guardian (parent) must be present during registration.

After receiving your passport

I wonder at what age can you get a SIM card for yourself? To understand this issue, you need to refer to the requirements of cellular operators. To conclude an agreement for the provision of their communication services, they require passport data. Without them, purchasing numbers is impossible.

In Russia, a passport is first issued after the age of 14. That is why many, wondering at what age it is allowed to issue a SIM card, indicate the mentioned age. In other words, if you have a passport, you can buy a SIM card.

How to find out who a Tele2 phone number is registered to

You can only find out the owner of the number if you have a SIM card with this phone in your hands.
Declassifying the personal data of a stranger is an illegal act; only the police and the FSB have access to the relevant databases from outside. And even for them it is not always easy to obtain such information, without serious charges and a warrant. It’s another matter if you’ve been using a SIM card for a long time, but don’t remember who issued it. How to find out who the Tele2 phone number is registered to in this case? This can be done in a couple of minutes. We describe in detail how to restore a Tele2 SIM card in the instructions at the link.

Nobody cares. And that's bad

Now the fine for selling SIM cards without registration with a passport is a measly 5,000 rubles. For a seller at the Belorussky railway station, this is a ridiculous amount compared to the revenue.

In addition, police patrols calmly walk past such distributors, not paying any attention to them; I have never heard or seen anyone being fined.

Immediately after me, the next buyer approached my seller - a lively dark-haired guy. I took 5 SIM cards at once, the seller was happy to give a discount - he charged the buyer 900 rubles.

I inserted a “gray” SIM card into my smartphone and fed the scammers.

This fact indirectly confirms that the main thing for distributors is to distribute as many SIM cards as possible; the price of 200 rubles is just a pleasant bonus. The main thing is that SIM cards are used - the profit of both dealers and those who stand behind them depends on this.

Eternal question

The answer is not as simple as it seems. The thing is that people who are thinking about how old they can get a SIM card will not find a clear answer to their question. And this fact is easily explained.

In Russia, there are no clear guidelines regarding the age at which children are allowed to enter into transactions with mobile operators. Therefore, it is difficult to find an answer regarding the topic being studied. But it's worth a try. What options does every teenager face?

For example, children are often denied the sale of SIM cards. As already mentioned, concluding an agreement with an operator is a transaction. Children cannot always conclude them. Until adulthood, the majority of issues are resolved through legal representatives - parents. This means that to the question of how old you can get a SIM card, the answer will be: from 18. Only an adult and fully capable person in Russia has the right to enter into any transactions. And purchasing a phone number is no exception. Also, in some cases, you can buy SIM cards from the age of 16. But only on condition that the citizen has received emancipation or for any other reason has become 100% capable. There is no other option.

Sources

1. Methods for assessing conformity No. 2 2007 / Not available. - M.: Standards and Quality, 2007. - 290 p.
2. Makhov S. Yu. Personal security: fundamentals, principles, methods; IL - Moscow, 2013. - 119 p.
3. Alexander Ivanovich Travnikov Legal regime of airspace. Air navigation and safety. Monograph; Prospect - M., 2001. - 984 p.
4. Civil law: Lecture notes; AST - M., 2010. - 606 p.
5. Alexey, Ivanovich Rarog Problems of classification of crimes based on subjective characteristics. Monograph / Alexey Ivanovich Rarog. - M.: Prospekt, 1987. - 878 p.

Age restrictions

In most cases, persons under 18 years of age are prohibited from entering into a service agreement or making other transactions unless accompanied by a parent or legal guardian:

1. According to the rules in force for all cellular operators in the country, independent acquisition of a SIM card is possible only for adults who have reached the age of 18, a citizen upon presentation of a passport or other identification document.
2. An exception may be the situation if a person has reached the age of 16 and has been emancipated by a decision of the court or guardianship authorities and recognized as fully capable. Emancipation is possible only if the child works under an employment contract or is engaged in individual entrepreneurship.
3. For persons from 14 to 18 years of age who already have a passport, but are not yet adults, the purchase of a SIM card is possible with the consent of their parents or other legal representative. To conclude an agreement, a minor must visit the operator’s office with one of the parents or guardians. Passports or other identification documents are also required.

Attention! Children under 14 years old cannot obtain a SIM card in their name, even with the permission of their parents or guardians.

In such a situation, the contract is concluded for an adult relative, and the child actually uses the number. Later, upon reaching 18 years of age and with the consent of the actual owner, he can re-register it in his name.