How to transfer money from Megafon to a Sberbank card

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The main goal of modern technologies is to expand user services and capabilities, as well as reduce the time for conducting various operations, including banking transactions. There are several ways to transfer money from a megaphone to a Sberbank card , and it is not necessary to look for a self-service terminal or stand in line at a bank branch to perform a monetary transaction.

Remote service methods have ceased to be a rarity and allow the user to independently transfer money from a megaphone to a Sberbank card while at work or at home. This method is characterized by the convenience of conducting a transaction, and the address does not matter. The main condition is the presence of a Sberbank bank card.

How to transfer money from Megafon to a Sberbank card: main methods

to transfer money from a megaphone to a Sberbank card remotely. The operation can be performed at any convenient time, day or night. Depending on the chosen option, all that remains is to find out what data is needed and the sequence of further actions. This will require a few minutes of attention.

As for the time frame for receipt of funds, Megafon’s official website states up to 5 working days, but in practice the receipt occurs instantly.

Filming in the MegaFon office

This option is considered one of the safest, since the user turns directly to competent specialists. To do this, write an application for debiting funds so that MegaFon employees withdraw the required amount from the account. But here you will have to present your passport, and the process of waiting for the funds takes from 3 to 10 working days. Therefore, despite all the safety and security of the work scheme, there are a lot of nuances that largely relate to the need for a long wait for a transfer.

Online translation

To transfer money from your phone to a Sberbank card via Megafon , you will need to ensure uninterrupted access to the Internet, as well as visit the official website of the mobile operator. To carry out a transaction, just follow the instructions:

• open the official site ]Megafon[/anchor] and go to the money transfers tab;
• The online application form should automatically open;
• You will receive a special code in the SMS message to confirm the operation. Can only be used once;
• click on the confirmation button.

The funds will be debited from the account, which means the money has been sent successfully. Now all you have to do is wait for it to be credited to your bank card. The maximum allowable waiting period is up to 5 working days.

Attention : this service requires payment of a commission, the amount of which depends on the amount of the transfer. When filling out the online form, the fee amount will be displayed in a separate field.

Step-by-step instruction

Before you transfer money, you should find out the number of the subscriber to whom you want to send it.

You can use different methods to send funds:

1. Through the official Megafon website.
2. By sending SMS.

All of the above methods have their advantages and disadvantages. It is worth considering each of these options separately.

Sending via SMS

Speaking about how to transfer money from your Megafon account via SMS to a plastic card of any bank related to the VISA/MasterCard payment systems, you need:

1. To write a message. It should contain the following text: card.
2. This SMS should be sent to the Megafon operator number - 8900.

Translation from the site

After this, you will receive a message in response asking you to confirm the operation. To do this, you should follow the steps that will be written in the SMS and the application will begin to be processed. Once this process is completed, the money will be credited to the card account

It is important to note here that transfers can only be made to plastic cards issued by Sberbank or other banks of the Russian Federation, as well as those related to the MIR, VISA or MasterCard payment systems. However, it is recommended to first contact the recipient's bank to clarify whether they support accepting transfers made from Megafon number

However, the transaction processing time may take up to 5 banking days.

Online translation

Another option for making a transfer to a VTB card or any Russian bank is to use the official Megafon website. The interface of the mobile operator’s portal allows even an ignorant person to understand it, making it easy to use. To send money you should do the following:

1. Open the Megafon website, go to the payment page.
2. In the window that opens, you should fill out the form, indicate the amount, card number and your contact phone number where you want to write off the money.
3. Fill out the captcha and click “Translate”.
4. A page will open where the total payment amount including commission will be indicated. Here it is worth checking the correctness of the specified details.
5. An SMS containing a code will be sent to the sender's phone. It should be sent as a reply message.

Now the operation is completed and after a certain time the money will arrive in the recipient’s account. In a situation where any complications arise with the process of sending money from Megafon, it is recommended to contact any company store for consultation with employees. They will help you send funds and also advise you about all the options, as well as the restrictions that exist in this case.

If it is necessary to top up a specific bank card, Megafon subscribers can make a transfer from their phone account. To this end, they have access to several ways to carry out such operations: sending SMS or using the operator’s official website

It is important to take into account the commission that is additionally charged in such cases, as well as restrictions on making such payments

Transferring funds via SMS

To transfer money from a megaphone to a Sberbank card via SMS message. The number 8900 is used for this purpose. The message must include the following information:

• Sberbank card number in the following format: CARD number;
• validity period (can be viewed on the front side. Most often it is indicated next to the estate in Latin, for example 20 06);
• the amount required for enrollment, for example 2000.

As a result, the application via SMS should look like this: CARD number 06/20/2000. It is important not to add additional spaces, otherwise the system will automatically reject you. The card number must consist of 16 digits.

Attention : this method also involves the transfer of funds, taking into account the commission. The calculation occurs as in the previous case, depending on the transfer amount. Arrival deadlines remain unchanged.

There is an alternative transfer option using SMS messages. The principle is almost identical to the above. The message format is the same: CARD number 20 06 2000. However, it must be sent to number 3116.

Megafon Bank

The Megafon Bank application (bank.megafon.ru) is intended for holders of Megafon bank cards.

The commission for transfers through the service is 4%, but not less than 50 rubles.

To use the Megafon Bank service, you need to issue a Megafon bank card - plastic or virtual.

Such cards are linked to a phone account and have a common balance with it. Any transactions with cards are essentially transactions with a Megafon subscriber account.

If you must come to Megafon’s office to receive plastic, then a virtual card can be issued quickly and free of charge (read how to do this here).

After issuing the card, in the application interface go to “Transfer” - “Transfer to bank card”.

Enter the recipient's card number and the transfer amount. The write-off amount including commission is displayed immediately.

After confirming the transaction, the payment will be debited and after some time credited to the card.

Using the Megafon Bank service, you can only send money to a card. Transfer using bank account details is not provided.

Owners of Megafon plastic cards have one workaround to pay an even lower percentage, down to 0, but it is somewhat more complicated. It consists of withdrawing cash from a Megafon card through an ATM and putting it on the desired bank card.

The commission for cash withdrawals is lower than for online transfers, and it is also possible to withdraw up to 10,000 rubles/month without commission, subject to the conditions. Read more in our article.

Is it possible to transfer via mobile banking?

There is a misconception that transfers are possible through Sberbank’s mobile bank or via SMS message to number 900. However, such an option is not provided. This is due to the fact that the number is operational and is used only for the operation of internal bank services.

Among the main functionality of the Mobile Bank, transfers to your own plastic card are not possible. You can only send a transfer from it. With its help you can only top up the balance of another phone.

This option is especially convenient if both users have the option enabled. To transfer a payment, just follow the simple instructions:

• make a forwarding to the client’s number in the format 79********** 500. It is important to indicate the number without + or 8. The SMS message is sent to number 900;
• wait until a message confirming the transaction arrives on your linked mobile phone and send a reply to the same number.

The main advantage of this operation is the rapid operation. It is enough to spend just a couple of minutes and the money will be in the account of another user. However, this method is available only to clients within Sberbank. It is impossible to implement it through the mobile operator Megafon.

Other popular withdrawal methods

There are many other ways to withdraw funds from a MegaFon SIM card on the Internet, but before using them you need to carefully read the technical parameters of the portal, since this is the only way to ensure the security of cooperation. For example, intermediary services are very popular and provide ample opportunities for work. But before deciding how to withdraw money from SIM MegaFon, you need to clarify whether the resource has all the permissions for such actions. If the service is in doubt, then it is better to bypass it, since scammers often resort to this technique in order to steal MegaFon user data.

It is best to use the official services provided by the mobile operator itself, as this eliminates the possibility of encountering fraudulent activities and quickly dealing with the withdrawal of funds. If you have any questions or inaccuracies in performing financial transactions, you can contact specialists by calling the mobile operator’s hotline.

Rules for transferring funds to a current account

It is important to note that a current account is attached to each Sberbank card. Using bank details, not only the account is replenished, but also the card itself. Before proceeding with the execution of the transaction, it is important to know the recipient's details. The following information is required to be filled out:

• FULL NAME;
• current account number;
• BIC;
• phone number;
• amount to be received.

The operation is carried out according to a similar scheme as in the case of online transfer.

Transfer using mobile banking

To use this operation, the recipient and sender must be connected to .

• To transfer a payment, you need to send a message to number 900 with the following content: transfer, 9 , recipient's phone number, amount.
• After each value you need to put a space, and indicate the phone number without the country code.
• After sending, the sender will receive a unique one-time code, which must be sent to number 900 to confirm the operation.

No commission! This transfer method is the only one where no commission is charged.

Distinctive features of the operation

Before proceeding with the transaction, it is advisable to find out under what conditions the above-described methods of sending funds are available.

The first question that interests users is what commissions are provided. As mentioned above, the percentage for using the service depends on the size of the transfer:

• if the amount is less than 4999 rubles, then the fee will be 95 rubles + an additional 7.5% of the transfer amount will be charged;
• if amounts exceed 5,000 rubles, the commission increases to 259 rubles + 7.5% of the amount.

Transaction Features

Before using a transfer, you should find out the conditions under which they are carried out.

Transfer to a bank account is another way to transfer funds from the operator’s balance

Commission fee

If you want to withdraw funds from your mobile operator's balance, the percentage for services will depend on the amount. It amounts to:

• When sending an amount not exceeding 4,999 rubles, the commission will be 7.35% + 95 rubles.
• When sending from 5 thousand rubles. up to 60 thousand rubles, the fee is 7.35% + 259 rubles.

The amount of commission depends on the type of transaction - to plastic or account

Restrictions (limits)

The amount that can be sent to the card should not exceed one-time 60 thousand rubles. and 200 thousand rubles. per day or month.

The minimum amount to send to an account is 1 ruble, and to a card - 50 rubles.

1. When sending via Mobile Bank, the established daily limit is 8,000 rubles. and 10 operations.
2. The sender's balance must remain at least 10 rubles. after all payments including the fee.
3. The lower set bar is not limited (minimum 1 rub.).

Maximum transfers are the same for transactions to a card and to an account

What are the limits?

The maximum possible amount that can be transferred to a Sberbank card is 15,000 rubles per day. However, you will not be able to withdraw more than 40,000 rubles every month.

• when sending funds via mobile banking, there is a limit of 8,000 rubles and 10 transactions;
• after sending the money, including the commission fee, at least 10 rubles must remain in the sender’s (Megafon) account;
• The minimum threshold is not limited to 1 ruble.

It is important to note that transferring funds from Megafon to a Sberbank card necessarily involves paying a commission. According to the latest current data, there is only one free transfer method - using a mobile bank or Sberbank application. In this case, both users must be connected to this service.

Withdrawal via a virtual card from MegaFon

This method differs from all those described above, since although the money is withdrawn from the SIM card, it remains in virtual form, namely on a personal MegaFon card, which allows you to pay for purchases on the Internet, utilities, and so on. This is a relatively new opportunity from the presented mobile operator, but it is already rapidly gaining popularity.

To receive a virtual card from MegaFon, you need to enter the USSD command *455*1#. Then, following the recommendations of the voice assistant, you can perform the necessary manipulations to receive the card.

This withdrawal option is most suitable for active Internet users who try to use as many of its functions as possible, so there is no particular need for cash. But here you need to remember that not all online stores allow the use of a virtual card from MegaFon to pay for goods, so special care is required to avoid inconvenience in use.

When is this service available?

As a rule, such a function is relevant if there is no Internet connection, and money is needed as quickly as possible. The service is often used:

1. With active business activity.
2. For sales or when ordering products online.
3. To participate in the charity program.
4. If a technical error occurred, the mobile phone was topped up for an amount several times larger.

When answering the question of how secure the methods described above are, it is important to note that Megafon and Sberbank use the latest and most modern security system by encrypting transaction data.