How to unsubscribe from all paid subscriptions and loan mailings at once?

Loan selection services often take advantage of the inattention of potential borrowers. You fill out an application on the website, provide your bank card details, check the box that you agree to the terms and conditions - and find yourself in a trap! Your card will be regularly debited for your subscription. But don’t rush to get upset, because this service can be disabled at any time of the day.

Unfortunately, it is not possible to unsubscribe from all paid subscriptions at the same time; such a “magic” button does not yet exist. You will have to go to the website of each company and solve the issue individually. Our website is designed to facilitate this procedure; to speed up the cancellation of paid services, select the desired service and unsubscribe method in the “Annoyance loans” section.

How intermediary services work

Content

In most cases, intermediary services are directly associated with microfinance organizations, although this is not directly indicated anywhere on their official website. Their only task is to provoke the user to submit an application. In fact, the intermediary company provides only information services (selection of quick loans), and for a fee. That is, after submitting an application, an automatic subscription occurs. For this, the user will receive lending offers from other microfinance organizations. That is, they will send him advertising, and he is also obliged to pay for it (funds are debited automatically from the attached payment card).

Brief description of the “In full confidence” option

This option allows telesystem clients to make calls with zero balance on their account, as well as receive calls from roaming. It has no hidden interest or additional charges; the subscriber pays only for the minutes and services used on credit.

Immediately after activation, the subscriber will have access to a 300 ruble limit. Subsequently, the amount of lending will increase. The main condition that the user must fulfill is to pay bills on time and return the full loan amount to the television system.

If the user misses the payment date, his number will be automatically blocked until the debt is fully repaid.

Any telesystem client can activate the function. With the exception of corporate clients, as well as subscribers on such tariff plans as:

• "Cool";
• "Guest";
• "Connect".

You can disable or enable the function at any time. Difficulties with deactivation may only arise for subscribers traveling abroad. Detailed information about the operation of the option can be viewed on the official page of the mobile operator.

How the service withdraws money from the card

The service first requires you to verify your payment card. To do this, you need to enter its details, CVC code, and then agree to subscribe (enter the code from the bank or confirm authorization through the mobile application). In this way, the service checks that the specified bank card really exists and that money can be debited from it.

And then, after submitting the application, funds are automatically withdrawn, approximately 300 - 400 rubles. In Internet banking, such operations are described as “providing information services.” Repeated withdrawals are carried out every 4 - 5 days until the user independently unsubscribes from the mailing list.

Personal data security rules

The less we “shine” personal data on the Internet, the better. But what if you still need loan services and need card details to get it? The article “5 safety rules when applying for a loan” contains detailed information; here we will only briefly list the main recommendations:

1. Take your time. When money is needed urgently, people usually do not go into details. This is what we are counting on.
2. Read the offer agreement carefully, especially what is written in the smallest print.
3. If possible, consult with a specialist you trust.
4. Read reviews on the Internet. Perhaps the experience of other people will save you from mistakes.
5. If you need to provide banking information, get a virtual card for this purpose, for example from Tinkoff Bank. It is free and in case of paid subscriptions, you can simply disable it.
6. You can protect yourself from spam in SMS by specifying a virtual mobile number. Such numbers are available, for example, in Tinkoff Mobile. You can also turn off your virtual number at any time and stop flinching from every message.

Unsubscribing from intrusive paid services and spam, saving money and nerves is not an easy task, but you can cope with it if you set yourself such a goal.

How to unsubscribe from loan mailings in different services

The algorithm for terminating an additional agreement for each microfinance organization is individual. All necessary information can be obtained directly from a representative of the credit institution. Examples:

• in Banando, the user is required to fill out a termination agreement through his personal account;
• in HotZaym - click on the link to stop mailing in the email;
• in NalichkiNet - send an e-mail with a request to terminate the additional agreement to the support service address;
• in GlavZaim - mark the appropriate item in the settings of your personal account on the official website.

How to unsubscribe from various organizations

Connection conditions

To be able to activate the credit option, a person must:

• Use a non-corporate tariff for at least three months;
• Have no debts – if there is debt, it must be repaid;
• Spend at least 200 rubles on communications;
• Have a positive balance.

If the option becomes irrelevant, the user can always disable the credit limit on MTS. Subscribers who want to use this option, but do not want to spend too much on mobile communications, can set a ban on limit recalculation.

How to unsubscribe from intermediary (broker) subscriptions?

This is impossible to do; you will need to separately terminate the agreement with each broker. But there is another way - to block the bank card from which the funds are being debited. This can be done through the bank where the user is served.

Fill out the online application for unsubscription

The most common option for terminating a contract is to fill out an online application through the official website. You need to go to the section for sending messages to the support service, indicate your request for termination of cooperation and enter your contact e-mail.

Unsubscribe from paid services in your personal account

The second option is to unsubscribe through your personal account. First you need to go to the broker’s official website and log in to your personal profile. And then in the appropriate section - disable the subscription.

Write a letter asking to unsubscribe from paid services

Sometimes, to terminate a contract, you are required to email support services. Contact information for the support service can be found on the official website in the “Contacts” section.

Call the customer support phone number

In some microfinance organizations, you can unsubscribe only after calling the support hotline. But you need to take into account that they work, in most cases, only during working hours with reference to Moscow (time region).

All ways to disable paid loan services

There are a total of 6 options for unsubscribing from microloan services, all of them are listed below. To guarantee cancellation of services, you can use a combination of several methods, for example, unsubscribe using a link and additionally send an email.