How to take the “Promised Payment”: a complete step-by-step guide for any operator


Trust payment is a service provided by mobile operators. This service can be used when the phone balance is close to zero, and there is no possibility in a specific situation to top up the account, for example, top up the phone account from a bank card or make a transfer from SIM card to SIM card.

This way, a trust payment can help you stay in touch at any time, without the need to have a credit card with a sufficient amount of free funds in your account, a computer with Internet access, or a friend who would transfer you his money from a phone SIM card.

It is enough to make a request to receive funds, after which funds will be instantly received from your mobile operator. The user is obliged to return the trust payment within the specified time. Another way to quickly acquire finances on your mobile is to top up your phone balance with a Sberbank card from your phone.

Trust payment is provided by most Russian mobile operators, for example:

  • Beeline;
  • Tele2;
  • Megaphone;
  • MTS.

What is “Promised Payment”?

If you currently cannot pay for cellular services, then you can always borrow from the operator. Typically, this debt or “promised payment” is a fixed amount with a limited duration. For example, 50 rubles are credited to your account for 3 days; During this time, you must pay off the debt so that your number is not disconnected from communication services.


Of course, this function is beneficial for operators, because the subscriber still continues to spend money on communications, and will still pay off the debt in order to maintain access to his number.

However, many operators charge an additional fee for issuing debt like banks. We will tell you what conditions operators offer in Russia in order for each of them.

How to take it?

To use, you need to dial the appropriate command from your mobile device (each cellular operator has its own, and the names of the servants may also vary).

The operator can provide an amount ranging from 50 to 300 rubles. The size of the trust payment is directly dependent on the amount of funds spent by the client during the month.

The payment is received at the disposal of the client for a certain period of time, which is agreed upon by the telecom operator. It usually varies from one to ten days. There is also a fee for using the service, which ranges from 5-20 rubles. The amount is debited from the account upon expiration of the trust payment period.

We enable “Pay later” for Yota

Yes, yes, this operator calls this function exactly that: “Pay later.” Iota has always been famous for its non-standard approach to customer service, and for a long time it did not want to introduce this service into its arsenal. But as of 2021, the operator still has it.

a commission is taken : 10% of the debt amount. But this amount is rounded to an integer multiple of 10, naturally in favor of the operator. For example, if the amount charged is 200 rubles, then the commission will be 20 rubles, and if it is 250 rubles, then 30 rubles.

But these are not all the conditions: you can top up your account with debt only if you do not have enough money on your balance to pay the monthly debit according to the tariff. In this case, you can borrow either the entire amount or only part of it. The service period is 7 days.

Please note that you will not be able to activate Pay Later if you have been using this number for less than 3 months or have fallen behind on your previous promised payment in the last 90 days.

To activate the service, proceed as follows:

  1. Type the command:

*906#

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