How to use and spend points from the Tinkoff Junior card?


The Delivery Club service delivers ready-made food, collaborating with a large number of restaurants and cafes. By using the services of this platform, you can receive bonuses and then spend them when purchasing certain dishes. But to use this function, you first need to figure out how to use points in the Delivery Club.

Delivery Club provides ready-to-eat food delivery services.

Advantages of Delivery Club

The main advantage of the service is the absence of overpayment. The company does not mark up products. Delivery Club receives its money from cooperation with cafes, which benefit from using an intermediary.

Another advantage is the convenient mobile application, which has all the necessary functions.

It is available for download in the Play Store and App Store. After registering there, the client receives a welcome gift - points that can be exchanged for food.

In addition to the bonuses mentioned, there are promotional codes, the use of which will reduce the purchase price. They are tied to the service, and not to restaurants, which makes it possible to use them in any establishment.

Where can you spend MTS bonus points?

The operator offers a wide range of available goods and services, on which you can spend accumulated MTS bonus points. First of all, perhaps, it is necessary to note the possibility of making purchases in official MTS stores with a discount, which is generated according to the scheme 10 points = 1 ruble discount. Of course, such a discount in store stores applies both to communication services and to very real electronic devices and gadgets, the cost of which up to 99% can be paid for with bonuses.

In addition to directly contacting the operator’s stores, you can also spend points on the corresponding web portal created specifically for loyalty program participants. And if you are interested in where you can spend MTS points, then you should go to the website bonus.ssl.mts.ru, where you need to follow the following points:

  1. Section “Spend points” in the main menu of the site.
  2. “Go” button in the “Rewards Catalog” block.
  3. On the next page, you can use a filter to display products of the category you are interested in, after which you should familiarize yourself with the available offers for purchase.

Of course, to pay for purchases with bonuses directly on the MTS website, customers must go through the registration and authorization procedure. The standard authorization method includes the use of a mobile phone number, as well as a static/dynamic password, however, for greater convenience of using the personal account, the operator invites loyalty program participants to use accounts in popular social networks, as well as systems for authorization:

  • Classmates;
  • In contact with;
  • Microsoft;
  • Facebook.

If you already have access to a standard MTS personal account, you will not have to additionally register in it. Login will be available using existing authorization data.

Summary table of MTS bonus rewards

MTS bonus points cannot be exchanged for money into your account! But MegaFon subscribers can do this.

Number of pointsWhat do we change it for?Bonus areaHow to connect
Exchange bonuses for calls
100 points30 minutes of calls to MTS numbersHome region*111*455*11#
150 points60 minutes of calls to MTS numbers*111*455*12#
Exchange bonuses for messages
230 points50 SMS to all operatorsHome region*111*455*22#
410 points100 SMS to all operators*111*455*23#
70 points10 MMS to all operatorsAll Russia*111*455*41#
130 pointsoption "MTS Online"Home regionConnects via the “My MTS” application
Exchange bonuses for internet packages
220 points“VNet” option for 14 daysAll Russia*111*345*2#
590 pointsoption "BIT"Connects via the “My MTS” application
830 points“SuperBIT” option
150 points"Turbo button" 100 MB.
475 points"Turbo button" 500 MB.
870 points"Turbo button" 1 GB.
1,500 points"Turbo button" 2 GB.
2,250 points"Turbo button" 5 GB.
Exchange bonuses for discounts in roaming
400 points“Everywhere is like home”The whole worldConnects via the “My MTS” application
500 points"Zero Without Borders" with 50% discount
1,500 points“Everywhere feels like home ULTRA” for 1 monthAll Russia
2,700 points“Everywhere feels like home ULTRA” for 2 months
3,600 points“Everywhere feels like home ULTRA” for 3 months
Exchange bonuses for popular options
30 points“Black list” option for 7 daysAll RussiaConnects via the “My MTS” application
130 pointsoption “Blacklist (child)”
70 pointsBan
80 points“AntiAON” option for 7 days
3,100 points“SuperAON” option for 7 days
200 pointsVoicemail option
290 points“Voicemail +” option
Exchange bonuses for entertainment and discounts
75 – 150 pointsMelodies instead of beeps, for 14 daysAll RussiaConnects via the “My MTS” application
5,000 – 40,000 pointsDiscounts on equipment in the official MTS online store
100 pointsReading the 1st book in the MTS Books service
75 pointsSubscription to films “IVI” or “Megogo” for 7 days
150 pointsSubscription to films "IVI" or "Megogo" for 14 days
150 pointsSubscription to films "Amediateka" for 7 days
300 pointsSubscription to films "Amediateka" for 14 days
100 pointsSubscription to “TV Package” from MTS TV for 7 days
200 pointsSubscription to “TV Package” from MTS TV for 14 days
150 pointsAccess to the MTS Press service
300 pointsAccess to the MTS Music catalog

Terms and conditions of the bonus program at Delivery Club

To take advantage of the bonus program from Delivery Club, you must register in the system. This can be done through the website or the application of the same name.

After authorization, you should turn on the “Food for points” filter, and the buyer will have the opportunity to exchange bonuses for ready-made meals. You just need to select the product you are interested in and add it to your cart. After confirming the order, the user just has to wait for delivery.


After registering in the service system, you can take part in the bonus program.

Bonus funds are awarded:

  • after registering with the Delivery Club (a new client is given 600 points);
  • for every 100 rubles spent. (10 bonuses);
  • when paying for every 10th order (300 points).

How to accumulate MTS bonuses

Before we figure out what you can spend MTS Bonus points on, we wanted to dwell on the issue of accumulating them. The great news for subscribers is that the opportunity to receive points from the operator is available to absolutely everyone. Points are collected due to what subscribers already do every day - for using communication services.

Thus, we can note the scheme for calculating bonus funds, which is different when using different services:

  • Every 5 rubles spent on mobile communication services are converted into 1 point;
  • Every 5 rubles used to access the mobile Internet also translates into 1 bonus;
  • When using home Internet and TV, 1 point is also awarded for every 5 rubles;
  • When making purchases in specialized MTS stores, points are awarded for every 3 rubles spent;
  • For purchases using the MTS Money card, 1 point is given for every 30 ₽ spent.

In addition, additional points can be obtained when paying for purchases using an MTS card, when purchasing goods in online stores, or in cooperation with the operator’s partner stores. And the company offers additional points in case of attracting friends to the loyalty program, when filling out a personal questionnaire on the website, and simply to subscribers who use it for a long time.

How to buy food with points at Delivery Club

After the list of restaurants opens in front of the client, all that remains is to move the selected food to the cart. The order size must meet the minimum amount. You can pick up one dish for free - if you order more, the money will be debited.

How to arrange delivery for bonuses:

  1. Select dishes from the list by turning on the “Food for points” criterion. Move to cart to main order.
  2. Enter your phone number and confirm the request via SMS code. Provide the address and number of persons.
  3. Wait until the order is processed and delivered.


Prepared food can be ordered through a mobile application.

How to transfer MTS Bonus points to another MTS subscriber

  • In your personal account of the MTS Bonus program, simply click the “donate points” link and enter the number of the MTS subscriber to whom you want to make a transfer;
  • In the “My MTS” application, we enter the catalog of bonuses, “scroll” down and see the “donate points” button. You already know what to do next.

Do not forget that the transfer of points is possible only between subscribers of the same connection region, you can “give” no more than 3000 points per month and “gifts” in the form of points can be made once a day.

Receive points upon registration

The user receives his first bonus funds after registration. As soon as he provides contact information, he will be credited with 600 points - a welcome gift.

Extra points when you enter a promotional code

Delivery Club uses a promotional code system. If you enter such a code in the appropriate field when placing an order, the number of bonuses will increase. You can receive a promotional code after registration; cafes and other service partners can also give them. For the discount to take effect, the buyer must place an order for a fixed amount, which is determined by the restaurant.

Description of the loyalty program from Otkritie Bank


A cashback system is provided for customers who have plastic bank cards.
In accordance with the bank's tariffs, a bonus is awarded to customers who make purchases by bank transfer in the amount of 5 thousand rubles or more. per month, excluding operations:

  • withdrawing cash through terminals or cash desks;
  • transferring money to other cards or accounts;
  • payment for various services using a mobile application or “Personal Account”;
  • transfers of funds to pay off taxes, fines or government duties;
  • transferring money for bets in online gambling establishments;
  • payment for services of intermediary companies (for example brokers);
  • repayment of loan debts (regardless of the purpose and financial institution that provided the loan).

The bank offers the “Max” program, designed for cards of the Opencard, Spartak and SVO Club series. The client gets the opportunity to choose his favorite category of purchases with the possibility of returning 11% of the price in the form of a bonus (if a number of conditions specified in the contract are met).

There are tariff offers with cashback from 1 to 3% for all transactions (regardless of the category of goods or services). On the website of the financial institution - www.open.ru - there is a calculator that allows you to calculate the benefit per year for each tariff, taking into account the client’s current expenses.

What are Open bonuses

Open points, equivalent to the Russian ruble at the rate of 1 to 1, are accumulated in a separate account. The scheme is valid for payment instruments of Visa, MasterCard or national “Mir” systems. Interest is charged on debit and credit cards, as well as on those intended for receiving wages. The calculation and accrual of the bonus for the previous billing period occurs automatically at the beginning of each month. Accumulated units can be used to pay off part or all of the price of goods or services.

More about Opencard

The Opencard plastic card is a personalized type and does not require a subscription fee for service. When submitting an application, the client selects a payment system and currency (euro, rubles or dollars) and deposits 500 rubles. for design and release. The bank undertakes to transfer the deposit back in the form of a bonus after purchases in the amount of 10 thousand rubles.

An additional benefit is free Push information. Extended SMS distribution will cost the client 59 rubles. starting from 3 months of use (the first month is free of charge, the second costs 45 rubles).

The card supports the original mechanism of paying off prices with points. The client must select an already completed purchase in the amount of 1,500 rubles or more, which was paid with the main card within the last 30 days. The price of the product should not exceed the number of points in the current account. After transferring the bonus, the client receives a 100% refund, which is credited to the card account in rubles, euros or dollars.

Benefits are provided (the list and validity period are updated by Otkritie Bank):

  • 30% discount when ordering a taxi through the Gett and Yandex applications (for Visa Signature or MasterCard World Black Edition);
  • 10% discount in the Benzuber application (for Visa Signature, limit 15 thousand rubles per month);
  • 10% discount in the Yandex.Refills service (MasterCard World Black Edition, no more than 250 liters per month).

Restrictions on the use of bonuses

Otkritie Bank offers several types of cards with different operating conditions. For example, when using Lukoil fuel plastic, you need to spend 1 rub. own funds, and pay off the balance with bonus rubles. If a product costs 1000 rubles, then 1 ruble should be debited from the card. and 999 points from a premium account. Opencard plastic does not allow you to compensate part of the price with money; the client needs to collect the required number of bonuses.

Additional benefits of the card

Advantages of Opencard noted by the bank and users:

  • free maintenance of the current account associated with the card;
  • no commission fees for replenishing balances from cards belonging to other financial institutions;
  • there is a scheme for increasing the annual rate through the use of bonus points;
  • transferring funds to a third-party bank card over the phone is not subject to commission;
  • there is a discount on booking tickets (air or train) and hotel rooms;
  • payment of utilities has been implemented without additional fees.


Free service is one of the advantages of the card.

General Terms of Use

After completing the contract and receiving the card, you must activate it and then top up your account. If the payment instrument is linked to an existing balance, then no deposit is required. The bonus accrual system is activated automatically; the client can manage the function using Internet banking or an application on a mobile phone. For example, it is possible to set favorite categories once a month, which allows you to increase the return share for a number of purchases to 11% (while reducing the bonus for other transactions to 1%).

Bonus system

There are 2 premium calculation schemes for Opencard series payment instruments:

  1. For any expenses on the card within 30 days, a 2% refund is offered. When you activate your favorite categories (with the premium increasing to 11%), cashback for other purchases drops to 1%. The scheme provides for the transfer of from 100 to 3000 points per calculated time interval.
  2. If the client maintains an account balance of more than 500 thousand rubles. and has no debts on credit products, then it is allowed to receive up to 5,000 bonus rubles per month. Other conditions remain unchanged.

An original system for accruing miles for every 60 rubles spent has been developed for Aeroflot series cards. to purchase airline tickets. Ordinary clients receive 1.1 miles for 60 rubles; users with “Plus” or “Premium” status are credited by the bank with 1.5 and 2 miles, respectively.

The accumulated miles can be used to pay for tickets or additional ones. Clients receive a 10% discount in Duty Free stores and free parking for 14 days at the site at Sheremetyevo Airport.

How to become a member of the Bravo program?

Almost any owner of a Tinkoff Bank credit (but not debit) card is automatically a participant in the Bravo program. An exception is made only for the following types of cards:

  • ALL Airlines.
    In this case, there is also a special bonus program, but instead of points, miles are awarded, which can later be used to pay for flights.
  • Classmates.
    Users of cards of this type receive their own version of points in the form of currency for the social network of the same name in the amount of 1 OK per 100 rubles spent on purchases.

It should be taken into account that owners of debit cards also participate in the program, but instead of points they receive direct cashback in the form of real money, which is somewhat more convenient, because they can be spent much easier.

Read more about bonuses at Beeline

Connecting to the Beeline bonus program is free. Subscribers earn points by communicating. The percentage of deductions depends on factors such as the duration of use of the company’s services, the amount of expenses, and their type. The number of bonuses earned is directly proportional to communication expenses. Accordingly, the more actively the subscriber communicates, the more points he will be awarded.

The following rules apply to the loyalty program:

  • expenses are recorded upon their completion, but accrual occurs at the end of the current calendar month;
  • bonus rubles can only be spent on communication services and on purchases at official points of sale and the operator’s online store;
  • Points are valid for 30 days from the date of accrual;
  • The maximum possible balance is 1 thousand.

How to increase your cashback amount

To increase the percentage of returns, you need to log into your “Personal Account” and select your favorite categories; when making transactions, you can receive cashback of up to 11%. The bonus consists of 1% of the base rate and 5% for transactions in favorite areas.

The 6% refund received is available in the next month when making regular payments in the billing period (excluding the amount). An additional 5% is available when holding a balance of 500 thousand rubles or more. or when making loan payments on time (minimum amounts are allowed).

If a client orders tickets or books services through a subsidiary service of Otkritie Bank, then it is possible to receive a discount of up to 20%. To receive benefits, you must pay for services with points; the discount amount is calculated and displayed at the stage of paying for services. Authorization on the travel.open.ru portal occurs through Internet banking. The bank does not offer other ways to increase the refund amount for December 2021.

Instructions on how to spend YuMoney points on Aliexpress

STEP 1

On the checkout page, select the Yumani payment method.

STEP 2

Then you need to indicate the payment method - cash or via e-wallet. We need a second one - a wallet.

STEP 3

Click on the "Pay" button.

STEP 4

The payment page in the Yumani wallet will open. Here, check the “Use points” box. And indicate the number of bonuses you are going to spend. Then click on the “Pay” button.

FINISH

After this, you will see that the payment has gone through. And the electronic receipt will indicate how many rubles were debited from the account and how many points were withdrawn.

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Expert advice

Alexey Bunich

Journalist. He writes on economic topics and is interested in finance and its role in human life. Published in Kommersant Publishing House, Expert Publishing House and others. Experience - 8 years.

To accumulate more points, do not use them on expensive items. Because in this case you will not receive cashback. After all, the more expensive the purchase, the more bonuses you get back for it. It's better to spend Yumani points on cheaper items. You will spend the same money, but you will lose less cashback.

Is it possible to transfer points?

It is impossible to withdraw bonus points into rubles for subsequent cashing. Points are stored on a separate balance; the client can use the funds only to fully or partially repay the price of goods or services. With Opencard cards, after the price of the product is compensated with bonuses, the entire amount is returned to the balance. During the billing period (month), it is possible to accrue from 3000 to 5000 points, the amount depends on the requirements met. If the client belongs to the privileged category (has “Premium” status), then up to 15,000 points can be credited per month.

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