Megafon Piggy Bank - description of the service, how to connect or disconnect


After the launch of the new “No Overpayments” line, Megafon is trying to increase user interest in the tariff plan. In 2021, the provider offered an additional option with which you can accumulate minutes and gigabytes, and then spend them if necessary. free, its validity period is unlimited.

Megaphone “Piggy Bank” is a free option that allows you to accumulate minutes and gigabytes.

Description

Using the service, mobile operator clients can save unused minutes and gigabytes provided as part of the tariff plan. The balances roll over to the next month and are stored until the subscriber decides to use additional traffic. Like the main package provided as part of the tariff, the accumulated gigabytes are also allowed to be distributed to other users via Wi-Fi.

You can send minutes and Internet traffic to the storage; this does not apply to SMS.

When connecting to another tariff, packages are transferred only when the “Piggy Bank” activation is possible in the new tariff plan. Otherwise, the service is automatically turned off and the savings are burned.

How does Piggy Bank work on Megafon?

“Piggy Bank” is a special service that allows you to save excess minutes and gigabytes after the end of the billing period. If not all service packages have been used up during the allotted month, using this option the remaining balances will not be burned. Here's how it works:

  1. The subscriber selects a tariff plan compatible with the option and connects the “Piggy Bank” in the Personal Account on the website or in the application.
  2. At the end of the billing period, all traffic and minutes not used by the subscriber are stored in the “Piggy Bank”.
  3. If a subscriber runs out of Internet package or minutes within the tariff ahead of time, he automatically starts using the packages saved in the “Piggy Bank”.

Unlike the standard transfer of packages to the next month, Piggy Bank has no time restrictions.

For example, when MTS or Beeline offered to transfer gigabytes to a new billing period, it was possible to save traffic only once. If these gigabytes were not completely spent the next month, it was no longer possible to transfer them again, and all remaining balances were automatically burned out. The “piggy bank” works on a different principle. Gigabytes and minutes can be stored in this service for an unlimited amount of time. You can check the volume of saved service packages in your Personal Account both on the website and in Megafon’s proprietary application. The necessary data will be displayed in the “Package balances” section. The option is completely free.

Restrictions on accumulated balances

The service has limits on the amount of Internet traffic and minutes that can be saved. The number of maximum possible balances depends on what tariff the subscriber uses:

  1. “Minimum” – 25 GB and 600 minutes;
  2. “Calls” - 25 GB and 1200 minutes;
  3. “Internet” - 50 GB and 600 minutes;
  4. “All” - 100 GB and 1200 minutes;
  5. VIP and Premium can be accumulated up to 5,000 minutes; traffic is not transferred to storage, since the package includes unlimited Internet.

Unspent gigabytes and minutes over the established limits are burned.


The amount of traffic for accumulation is limited by limits.

Special working conditions

The “Piggy Bank” function was developed specifically for the “No Overpayments” tariff line. The option does not work with old tariff plans, but it is compatible with any services and subscriptions connected to the SIM card. The option has several important nuances:

  • “Piggy Bank” allows you to save service packages included in the main package according to the tariff plan. If you purchased additional minutes or traffic using paid options, they will not be transferred to the “Money Box”.
  • Tariffs with unlimited Internet do not allow you to save gigabytes to the “Piggy Bank”, because they do not have a fixed package volume.
  • If you change your tariff plan, the “Piggy Bank” will remain on the SIM card only if the new tariff is compatible with the service. Otherwise, the option will be disabled automatically, and all accumulated data will be burned.
  • If you switch to a more budget tariff plan of the “No overpayments” line, the maximum volume of packages in the “Piggy Bank” will also be reduced. If you had minutes and gigabytes accumulated above the new limit, they will expire when you change your tariff plan.

How to connect the Piggy Bank from Megafon

To activate the option, the provider offers to use one of 2 options: through an application on a smartphone or in the personal account on the operator’s website.

Through "Personal Account"

To log into your “Personal Account”, you will need a login (subscriber’s phone number) and password (issued upon registration).


You can activate the option in the subscriber’s “Personal Account”.

To connect the Piggy Bank, you must perform a number of actions:

  1. Go to the provider's website megafon.ru.
  2. Click on the key image (the icon is located at the top right side).
  3. In the form that opens, provide identification information.
  4. If there is no password, select “Login via SMS” and enter your phone number. The access code will be sent in a message.
  5. Click on the “Services and Options” category.
  6. Find the “Piggy Bank” service in the list and click “Connect”.

To activate the service, you can contact a company specialist by calling 0500 or visit the nearest branch of the provider with a passport.

In the mobile application

To activate the service through the My Megafon program, you need to log into your personal account. On the main screen, select the “Services” category. In the window that opens, find the “Available to me” section and click “Free”. In the list that appears, click on the “Piggy Bank” line. To connect, just press a button.

Limits and restrictions

This service is available on the entire tariff line. But it cannot be activated if the subscriber uses an unlimited Internet package.

The transfer of traffic from the main package to the “Piggy Bank” is not unlimited. The option provides a certain volume and it is different for each tariff.

“Minimum” and “Calls” tariffs provide the opportunity to save no more than 25GB. That is, if you have already accumulated 25GB in your storage, and in a given month you have a balance of unused Internet, then the service will not transfer it to the piggy bank, and the remainder will be burned.

For the “Internet” tariff, this volume is 50GB, and for the “Everything” tariff - 100GB.

Tariff Everything. What's included

It’s not for nothing that this tariff is marked on the website with the Hit sign: of all the others, it looks the most balanced in terms of conditions and services.

30 GB of Internet traffic is enough for me personally. I have been successfully using the same package for two years. I usually don’t deny myself anything, from streaming videos and music to downloading the necessary applications and updates.

I exceeded the limit only a few times, and I remembered each of them well. Because it was extremely unprofitable: buying a couple of additional gigabytes for several hundred rubles is not so much expensive as it is a pity.

Especially for these cases, MegaFon launched the Piggy Bank service, which is active for all new tariffs with limited traffic packages. In short, at the end of the paid period, you are credited with unused GB on top of the monthly ones. They won't expire until you spend them.

Nice feature, exactly what I needed.


This was the case with another large operator, southeast of Moscow


This happened at MegaFon, in the same place

MegaFon is known for the speed of its Internet, as proven by independent testing by Ookla last year, as well as our own. But it’s one thing to judge from the outside, and another thing to try it yourself.

At home in Moscow I have full reception, about 100+ Mbit/s on the MegaFon LTE network, while the previous operator had about 18 Mbit/s on LTE. I live in a densely populated area, there are a lot of towers.

Calls to any numbers, including MegaFon and even long-distance, are consumed from the package ( 600 minutes ). Unlimited within the network is provided only for the Calls tariff, and in all other tariffs it is activated only when the prepaid minutes are completely exhausted.

It’s not a big loss, because talking even 100 minutes a month is a rarity for me.

The absence of SMS in the package will upset some people. Over the past year, I sent a maximum of three pieces, so I personally didn’t lose anything.

For those who care about SMS, you can pay an additional 59 rubles per month and send as much as you like. By the way, basic messages for activating iMessage and FaceTime will always be paid anyway, because they are sent to international numbers.

The call quality is excellent and the reception is better than the other major operator I've used before. In general, no complaints. Be sure to install the MegaFon application to monitor the consumption of packages and manage services.

What is Megafon Piggy Bank: benefits for subscribers

Most tariff plans include packages of minutes, GB and SMS. Often the volumes provided by the operator cannot be completely used up, and they usually simply burn out, and along with them the money that was paid for the subscription fee. Megafon is trying to fill this gap by offering subscribers the profitable “Piggy Bank” option.

Thanks to this service, the call minutes you paid for, as well as Internet traffic that you did not manage to use in the current billing period, will be preserved. They will be transferred to storage, from which you can take minutes or Gigi at any time. After connecting the “Piggy Bank” option, the following happens:

  1. As soon as the billing period ends, unspent minutes and Gigi from your packages are automatically transferred to the piggy bank.
  2. Next month, if one of the packages – minutes or traffic – is exhausted, the accumulated volumes for calls or Internet will be automatically activated on the tariff.
  3. You can keep track of your savings in the vault in the “Package Balances” section of your personal account.

Switching from a piggy bank to another tariff

If a subscriber switches to another tariff that is not a tariff from the “No Overpayments” line, in this case the entire accumulated Internet will be burned out, because this option is not supported on other tariffs.

If the subscriber switches to a tariff plan that supports this option, the accumulated Internet will be preserved, but with some restrictions.

For example, if you put 35 GB of unused package into the “Piggy Bank”, and the volume of the piggy bank on the new tariff is 50 GB or 100 GB, then all gigabytes will be saved. And if the volume on the new tariff does not exceed 25 GB, then with the transition to the new tariff only 25 GB will be saved.

How is the Internet Moneybox spent?

Unused gigabytes of Internet in the piggy bank become available to the user if he has fully spent the Internet package provided to him. They begin to be spent automatically, so the user does not need to press certain buttons or enable this option.

The subscriber can use the Internet from a special storage until the new month comes and a new mobile Internet package is activated. The consumption of unused gigabytes in the piggy bank is also available until they run out.

In addition, as stated above, the subscriber cannot use the “Piggy Bank” option if he has the unlimited Internet option connected.

It should be noted that gigabytes can be transferred to special storage not unlimitedly. This option has a certain amount of mobile Internet, which varies for each tariff.

Let's sum it up

Based on all of the above points, we can conclude that the “Internet Money Box” service is an unconditionally useful option. With it, the paid Internet will not expire, as is usually the case, and the subscriber, if necessary, will be able to use the balance at any time convenient for him.

The option is absolutely free, but is available only to subscribers connected to the tariffs of the “No overpayments” line.

But it is up to the subscriber to decide whether to subscribe to these tariffs. On the one hand, if you don’t use traffic for several months, you can accumulate a decent amount of gigabytes, but on the other hand, if you don’t spend that much Internet, isn’t it better to purchase a different tariff?

Thus, the service is very useful, but you should not overestimate it and buy tariffs only because of this option.

Answers to frequently asked questions

How to connect an Internet piggy bank to Megafon?

This option can be activated in the Megafon mobile offer or in the subscriber’s personal account. But only subscribers using tariffs from the “No overpayments” line can activate the service.

How much does it cost to connect this option?

Connection is absolutely free.

How long can gigabytes be stored in a piggy bank before they are used up?

The storage time of the accumulated Internet is not limited. That is, you can use this service at any convenient time, after the main package is exhausted.

Is it possible to distribute Internet from the piggy bank to other devices?

Yes, you can use your phone as a modem, regardless of whether you distribute Internet from the main package or from a piggy bank.

What happens if you use up gigabytes from your piggy bank?

In this case, the additional package “500 MB for 30 days” will be automatically activated for an additional fee.

Personal opinion

«Internet piggy bank

"is definitely a useful option. The remainder of the mobile Internet package will not be burned (if the piggy bank is full, they will still be burned), and if necessary, the subscriber will be able to use them. I think there is no need for unnecessary comments here.

But Megafon decided that it would be nice for subscribers to slightly overestimate this opportunity in order to lure them to new tariffs. For this purpose, an advertising campaign was launched to positively present the new option of the fresh Megafon line. In simple terms, Megafon bought positive reviews. And now the Runet is filled with publications praising the super-duper-uber-useful option “Internet Money Box”.

They even wrote to me that this is incredibly cool! On the “Everything” tariff, 30 GB of Internet and a 100 GB piggy bank. This means that in 3 months there will be 120 GB! Yes, it will, if you don’t use the mobile Internet at all for 3 months and pay 2,400 rubles for it (subscription fee in Moscow). A few months ago, for 600 rubles for 30 days you could connect to a tariff with unlimited Internet.

However, the option is really good, but I urge you not to overestimate it.

Update

: From June 2021, this service allows you to change minutes to GB. Read more about this here.

How does Internet accumulation occur?

All those gigabytes of Internet that the user did not manage to use in a month from his main package are sent to a special storage facility - the “Piggy Bank”. It has a certain volume, which varies according to different tariffs with this option.

It should be noted that after the user’s main tariff ends with the mobile Internet package, gigabytes from the piggy bank automatically begin to be consumed.

That is, for example, a Megafon client switched to a tariff called “Minimum”. This tariff includes 5 gigabytes of mobile Internet for one month. After 30 days, the subscriber spent only 3 gigabytes of his mobile phone and had 2 left. Without the “Piggy Bank” option, these unused gigabytes would simply burn out, but thanks to the connection of this service, they remain with the user, and he will be able to use them. The next month, the client will again be credited with 5 gigabytes and if he spends them completely, he will have access to the accumulated Internet. The result is that a client can spend more Internet per month without paying more money for it.

What tariffs are available to save internet?

Megafon clients can use the option to accumulate an unused Internet package if they have one of the “No Overpayments” tariffs activated. And if the user has connected a tariff with an unlimited network access package, then the accumulation function will become available only if he disables this tariff. The main advantage of this feature is that paid GB do not expire at the end of the month.

It should be noted that the number of accumulated GB is limited and is not the same for all users of the option. On certain tariffs, customers can accumulate a larger amount of Internet, and on others less.

With the presented tariffs you can accumulate the following number of unused GB of Internet:

  • On the “Everything” tariff, the client can save up to 100 GB;
  • On the “Minimum” tariff, the client can save up to 25 GB;
  • On the Internet tariff, the client can save up to 50 GB;
  • On the “Calls” tariff, the client can save up to 25 GB.

Without a doubt, turning off a tariff with unlimited network access in order to accumulate a certain number of GB is pointless.

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