Conditions/limitations of mobile payments (mobile commerce)

Beeline

(“Mobile payment”) is available to all Russian Beeline subscribers who are individuals under an agreement with the operator.

The following restrictions on use apply:

1. The service is not available for tariffs of the “Simple Logic” line and with “Unlimited” included within the network.
2. After debiting the purchase amount, at least 50 rubles must remain in your account (for subscribers of the prepaid payment system).
3. The service becomes available after you spend 150 rubles for communication services from the moment you connect to the Beeline network (funds spent on the services of third-party content providers are not taken into account).
4. Subscribers of postpaid tariff plans can take advantage if they create and top up a special advance account.
5. The minimum payment amount is 10 rubles.
6. The maximum one-time payment is 15,000 rubles.
7. The maximum amount of payments per day is 15,000 rubles, maximum 10 transactions.
8. The maximum amount of payments per month is 30,000 rubles.

To pay for services or top up your account from a Beeline number, the sequence of actions is as follows:

1. Payment is initiated on our website in the form of payment for services or replenishment of an account if you indicate the telephone number of the Beeline operator.
2. An SMS is sent from number 8464 with the text: “To confirm payment for Farpost: replenish your account at the price of [payment amount with commission], send a free reply SMS with the number 1 to number 8464, to refuse - 0.”
3. When you send “1” the funds are credited to your account.
4. In response, you will receive an SMS notification of successful payment.

A fee is charged for the service.

Megaphone

is available to all Megafon subscribers - individuals, as well as employees of corporate tariffs who have a connection. The service cannot be used with a credit payment system, with a financial blocking of the number, or with a connected account.

The following restrictions on use apply:

1. The balance on the balance after making the payment is 10 rubles.
2. The minimum one-time payment amount is 10 rubles.
3. The maximum amount of a one-time payment is 15,000 rubles.
4. The total amount of payments made per day is 40,000 rubles.
5. The total amount of payments made per month is 40,000 rubles.
6. It is impossible to use funds credited to the balance in the form of discounts on the Operator’s communication services, funds received within the framework, as well as from the advance payment made by the Subscriber when concluding an agreement with the Operator.

To pay for services or top up your account from a Megafon number, the sequence of actions is as follows:

1. Payment is initiated on our website in the form of payment for services or replenishment of an account if you indicate the phone number of the Megafon operator.
2. An SMS is sent from the number 842881 with the text: “Confirm payment with code X in the response SMS: Payment for services Top up Farpost account,” where X is an arbitrary number from 1 to 9.
3. When you send the required number, the funds are credited to your account.
4. In response, you will receive an SMS notification of successful payment.

A fee is charged for the service.

available to all MTS subscribers who have entered into an agreement for an individual.

The following restrictions apply when using the service:

1. Your number does not have the option “Prohibiting the return of part of the advance” and “Prohibiting the transfer of data to third parties about subscriber information.”
2. Your number should not be blocked.
3. The maximum amount of one payment is no more than 14,999 rubles.
4. The number of payments is no more than 5 per day.
5. The maximum amount of payments per day is no more than 30,000 rubles.
6. The maximum amount of payments per week is no more than 100,000 rubles.
7. The balance on the personal account (minimum balance) is at least 10 rubles.
8. Limitation on unfinished operations (within 15 minutes you cannot make a new request if the previous one is not processed).
9. It is impossible to use funds accrued for promotions; discounts on communication services provided by MTS; discounts on the initial volume of services provided upon concluding a contract (purchase of a set), etc.
10. The service is not available to subscribers on the postpaid payment method, with , “Credit” enabled, as well as on “Super Zero” and “Super MTS” tariffs

How to choose a payment provider

The first criterion is the speed of approval. Most payment service providers on the market offer approval periods of 1-2 months, depending on the mobile operator. Only a few large providers, having direct many years of experience in cooperation with cellular operators, can offer an approval period of 1 to 5 business days from the date of application.

Next, pay attention to the composition of services and support. The provider must provide a personal account with detailed statistics. This is not only a financial, but also a marketing tool for analyzing income and profitability of product sales. Service engineers should help with installing payment elements on the site and answer related questions.

Commission size. This parameter is in third place because the prices of the providers are almost the same. Look at the commissions of market participants - they will all be in the same range. If the services are equal, of course, choose a lower commission percentage.

How to disable all paid services on Beeline - Simple and convenient methods

Today, many citizens are interested in how to disable paid services on the Beeline network. After all, sometimes users notice that money is being written off from their phone, although they did not call anyone, or the amount of the charge is somehow greater than the actual costs. This means that paid services are connected, which are often simply not needed. So why pay for a quiz that a child accidentally installed on their phone during a long train ride or a book, especially if a similar application is already on their laptop or tablet.

How to find out which services are connected

It is possible to find out the list of connected services using various methods. You just need to choose the most convenient one and control how money is debited from your account. It's likely that some features will be useful, so you won't need to disable them.

How to view paid subscriptions on Beeline? You can go to your personal account and go to the page with information about your own profile. There the user will see the name of the tariff plan and how exactly Beeline mobile services are present on the number.

Another option on how to do this is to install an application called “My Beeline” on your cell phone. After authorization, the user will be able to go to “Connected Services” to determine which services can still withdraw funds.

If the user wants to receive a message with a list of connected services, then he needs to make a call to No. 067409 or send a request by pressing *110*09#.

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Connecting the option is completely free. The commission withheld depends on what and how much is paid. Funds are written off upon actual receipt. Expenses can be controlled through an automated payment system, seeing a report for the last thirty days in the “selected payments” tab in your personal account or application.

Regular payments, if any, can be set to auto-pay. It is enough to indicate the amount, account, time, date and funds will be debited without the participation of the subscriber. This allows you not to worry about forgetting to pay some invoice.

How to disable Beeline subscriptions from your phone

How to disable all paid services on Beeline? There are several options available so users can choose which one they prefer.

1. If you contact the technical support of a cellular operator, this will allow you to establish how the services are connected and what their prices are. At the same time, specialists will help you disable all services or unsubscribe only those that are no longer needed. To do this, call 0611.
2. Another option for disabling subscriptions on the Beeline network is to change the options in your personal account on the website my.beeline.ru. Here you can not only refuse entertainment and information services, but also vice versa - connect additional services that are needed (in particular, German language lessons or an economizer). All this becomes possible through your personal account. You can disable them here manually - to do this, you need to click on the yellow button located on the left side of the specified option.
3. Another not very difficult option on how to disable services is to dial *111#. After this, you will find yourself in the center from where services are managed. After dialing this number, a list of all services (both paid and free) will appear, as well as information on how to add or remove them from your mobile phone. To disable one of them, you will need to indicate its number in the empty line. After this, the subscriber will receive a corresponding notification with settings, where they can disable the service. After this, you will receive a message stating that the service was successfully disabled. The same can be done through SMS dialogue and directly in the SIM menu or the above-mentioned mobile application.

Disconnection procedure

Automatic payment is disabled once a month. The best way to do this is to personally visit the company’s office and submit an application there. The same is stated in the Beeline self-service rules.

How to disable Mobile Payment:

1. Submit an application for cancellation of additional services in writing.
2. Submit the document to the company operator. Next, the “Mobile Travel Pass” will also be disabled if the subscriber has used it before.

Disabling the service is also possible using the request: *110*272#. As soon as the command is received by the system, the operator will close the advance account that was replenished earlier. As a result, the service will establish a ban on writing off advance payments from a phone number. A request to turn off Mobile Payment is sent completely free of charge (as well as to connect).

You can call 0611 and declare that you no longer need automatic payments. After this, the account will be blocked by the administrator. The service itself can be disabled by personally contacting the company office.

Important! Payment via Mobile Banking is possible in several ways: by SMS message, via the Internet or an ATM.

You need to go to the official portal of your bank and select the “Manage auto payments” section on the left. Select unnecessary bank payments and cancel them. Service may not be canceled completely, but only suspended.

Autopayment is canceled by sending a short message “autopayment*phone number*card number” to 900.

Using Beeline is convenient in many cases, but sometimes the subscriber needs to refuse it. For example, if it was connected to a SIM card, which is now lost or damaged, and you had to buy a new one. The function can be disabled either by sending special requests or by personally visiting the company’s office and contacting its employee.

Mobile commerce

Mobile commerce is a set of commercial services operating through mobile devices, including phones, smartphones, tablets and laptops. Currently, its system includes about a dozen payment services, as well as special online banking services of all major banks in the world. The number of customers who use mobile commerce (payment from a mobile account) is only growing every year.

Essentially, mobile commerce is e-commerce optimized to work via mobile devices. In a broader sense, mobile commerce includes mobile payments (payment from a phone account), mobile banking, financial services and purchases via the mobile Internet and applications.

Who needs it

Mobile commerce – an addition to business tools or a complete solution for trade development? What are the prospects for this segment, does it make sense to invest in it? The answer depends on the specifics of the case, since there is a list of areas where mobile commerce will become the main tool for increasing sales. But there are areas where the advantages and disadvantages of mobile commerce cannot even be considered - it is not relevant.

Who needs to develop this segment of e-commerce:

1. Online stores of all types. A simple choice, purchase and instant payment for goods using mobile payment or banking is what will expand the store’s target audience and increase the number of customers.
2. Service sector. Starting from the sale of railway or air tickets, ending with a service station where you can sign up in 5 minutes - connecting the mobile segment will increase the number of loyal customers. With the help of mobile systems, it is possible to automate many processes, improve accounting, and simplify reporting in various areas. To a greater extent, this applies to restaurants, clubs, cafes, salons, where there is a large flow of customers.
3. Advertising companies. Such a powerful advertising resource as social networks is increasingly being adapted to smartphones and tablets.
4. Medical, administrative, social institutions. The use of m-commerce tools will reduce the burden on employees and simplify interaction with visitors.

But for industrial and manufacturing enterprises, highly specialized organizations and companies, there is still no need to be intensely interested in what mobile commerce is. Yes, you need to have your own presence on the Internet, but as for the mobile segment, an adapted version of the official website or a presence on social networks is sufficient.

What does mobile commerce give?

The use of this technology makes it possible to effectively conduct business from anywhere in the world. It is thanks to these technologies that modern entrepreneurs can refuse to rent an expensive office and pay for the services of numerous staff in favor of purchasing higher quality materials or finished goods. Today, this is also the only possible way for all small companies to enter the international market, which in the conditions of current competition cannot be ignored.

The development of mobile commerce is facilitated by a number of reasons - an increase in the level of personalization, opportunities for analyzing customer preferences, and ample opportunities for the consumer himself in terms of quickly searching and comparing goods/services.

First of all, a smartphone offers the purchase of a product or service in real time. Most online stores do not pay enough attention to mobile commerce. Conversion in an online store can increase significantly if you adapt solutions (website, application) to make mobile payments from any device.

Dynamics of growth of mobile online commerce

Today, the development of systems for mobile commerce or mobile commerce is a fast-growing and in-demand segment in which many companies operate. Those for whom mobile commerce has already become the main or additional source of profit do not need any explanation; they already know the main advantages and disadvantages of such systems. But for many entrepreneurs, store owners and online stores, it is still unknown what mobile commerce is today, how to work with it and why it is needed.

Payment via mobile commerce

As we have already said, in mobile commerce, payments are made through mobile devices and most often such operations are associated with the purchase of any digital goods, games, software, e-books, food and various services.

Thanks to mobile payments, you can pay for purchases on websites anywhere: in transport, in a cafe or while walking. To do this, you just need to have a mobile phone with a prepaid account. The largest Russian mobile operators provide the ability to pay from your phone account.

How mobile commerce works

Selecting a specific service (product) on a website or online store.

Informing about the possibility of making payment by debiting funds from the balance of a mobile phone.

An SMS message is received containing information about the purchase, the selling company and the purchase price.

The client confirms the payment: the required amount is debited from his mobile phone account and credited to the seller’s account.

After payment is received, a confirmation SMS message is sent to the client containing information about the successful completion of the payment.

You can view the payment process through any mobile operator on this page.

Acceptance of payments from mobile phones is activated by default at your request when concluding an agreement.

There is no need to sign or configure anything additional. Paymaster is configured using one of the following options.

Creation of mobile sites and applications

IMSHOP.IO

A comfortable and fast way to launch a mobile sales channel for ecommerce and omnichannel retail. We help make mobile shopping convenient, using convenient applications and mobile marketing automation.

Appropio

Appropio, a builder of native mobile applications for trade and service companies, allows you to quickly and cheaply create mobile applications for your business with rich functionality and excellent design.

Instructions for “Mobile payment” on Beeline

In order to pay for various services from your phone, you must first top up your balance. You can use money using a bank card or ATMs (terminals).

A Beeline subscriber tops up a separate advance account. First of all, you should enter a telephone number in the form. The first digit "nine" is replaced by "six".

There are the following ways to transfer funds to your account:

• in cash;
• from a payment card using a mobile phone;
• through an ATM;
• from a Beeline payment card.

Transfers are made directly on the site. The user goes to the “Payment and Finance” tab and selects the “Pay for services” option. After this, all that remains is to indicate the required payment in the list.

What you can pay for from Beeline:

• cellular;
• Internet;
• housing and communal services;
• charitable payments;
• fines;
• loans received from banking organizations;
• various tickets;
• payments between subscribers' accounts.

When the user is processing a transfer, the system displays a command that must be remembered (or written down) and used in the future when making payments from the phone.

The amount of the commission fee is from 0 to 5%.

How to pay for parking?

Beeline mobile payment service is in great demand among vehicle owners. It allows you to pay for a parking space before your trip, as well as renew without visiting the parking lot.

You need to dial the command (SMS message) “parking number * car number” to 7757, confirm the payment by sending “1” in response to the SMS. To extend parking, “X number of hours” is sent to the same number.

Unspent time is automatically stored in the system and taken into account in the future. When there are more “funds” in the parking account than required to pay for the service, it is debited from it.