Most mobile operators today, among other services. They provide their customers with the opportunity to top up the account of another mobile operator from the funds on their phone balance. This option is quite convenient not only in a situation where you urgently need to return access to communications to someone close to you. Many people use it to carry out small payments - debt repayment, payment for services, etc. It is not only simple, but also safe, since you do not have to show your bank card details. We'll tell you how to transfer money from a SIM card to a SIM card with a different number.
Transfers from MTS SIM card
You can make a transfer in the following ways:
- Send an SMS to the subscriber's number with the text: #transferTransferAmount or #perevodTransferAmount. For example: #transfer 300. To confirm the payment, you will receive an SMS from number 1212.
- On the company's official website in the section https://payment.mts.ru/categories.
- in the MTS application. Money".
- Using USSD request. Dial the command: *115# and press the call button. Next, send the number “1” (Payment (Mobile phone). Then indicate the operator to whose number you want to transfer funds.
- Any number can be topped up through the terminal or in a communication salon by indicating the subscriber's contact phone number (in the same way as you top up your own).
The amount of one transfer is limited – from 10 to 14,999 rubles. You can transfer no more than 30,000 rubles per day, no more than 40,000 rubles per month. Commission for transfers from MTS to MTS is 0%, to Megafon - 3%, to Beeline and Tele2 - 10.4%.
MTS Money is a financial assistant with which you can pay for current expenses, including housing and communal services, kindergarten and loans, directly from your mobile account. To do this, you do not need to have a bank card. In addition, you can send money to another person using his phone number in two clicks.
Instructions for Megafon subscribers
Megafon subscribers can top up someone else's SIM card via the Internet only from their personal account. If you don’t want to register on the website for a single transaction, you can use a short USSD command to transfer funds. Dial on the keyboard of your gadget *133*amount to be transferred*recipient number# and press the call button. Next, follow the operator's prompts.
The recipient's number can be dialed in any format - eight, +7, or even simply without a prefix. This will not affect the execution of the command.
Important! The cost of the service will depend on the operator who owns the SIM card of the payment recipient. It will be voiced by an answering machine, giving you tips on how to carry out the operation.
Sending money via Beeline
From a Beeline SIM card you can transfer not only to Russian numbers, but also to phones of CIS subscribers. There are three ways: through the provider’s website, using SMS and USSD command.
- To make payments through the website, follow the link https://moskva.beeline.ru/customers/how-to-pay/oplatit-so-scheta/#/, select “Mobile communications”, then the desired operator. In the top field, enter the recipient's number, below is your Beeline phone number (an SMS will be sent to it for confirmation) and the top-up amount (from 10 to 15,000 rubles).
The commission for MTS, Megafon, Tele2 numbers will be 7.95% + 10 rubles, for Beeline – 15 rubles (for payments from 30 to 200 rubles) and 3% + 10 rubles (from 201 to 5000 rubles).
- You can pay for communication services of other mobile operators using an SMS command.
To do this, you need to send a message in the format “recipient’s phone number (without transfer amount) to service number 7878”, in response you will receive an SMS asking you to confirm the action. Example: 9501574718 250
For MOTIV and GoodLine operators, you need to write motiv or goodln at the beginning of the message (with a space after these words).
Commission for Russian numbers – from 4.95%, for foreign ones – 7.95% + 10 rubles.
- USSD command: *145*subscriber phone number*transfer amount# and call.
You can top up Beeline from a Sberbank bank card via mobile banking. To do this, you need to send an SMS to number 900 with the text: “TEL number amount.” In response, you will receive a digital code, which must also be sent to number 900 for confirmation.
Restrictions on using this transfer method remain the same - the amount cannot exceed 1 thousand rubles. However, the operation requires a little more steps. To enter the corresponding menu, you need to send a request to *159#.
Attention This is a service portal of the Tele2 operator, which allows you to make many payments and operations, as well as manage your services.
This list also includes adding to someone else’s number. All that remains is to follow the prompts that appear on the phone screen and transfer money. The difference between this service and the previous one is the commission amount - it is calculated depending on the amount transferred and is always 5%.
How can I transfer from Megafon?
Megafon also makes it possible to transfer money from the SIM card balance to other mobile numbers.
- To transfer, for example, 200 rubles to a subscriber from Russia, send an SMS with the text #200 to his phone. By adding a space, you can also send the message “#200 I’m returning the debt.” Transfers within Megafon are carried out without commission.
- An alternative option is the USSD command, which allows you to transfer funds to any SIM card: *133*phone number*amount#.
- also available on the provider’s official website https://money.megafon.ru/money-transfers/mobile-to-mobile.
The commission will be charged for each transfer:
— MTS and Megafon subscribers – 3%; — other operators – 5%, minimum 10 rubles (when transferring via SMS); — 8.5% (when transferring using a USSD command or on the website).
The amount of one transaction is limited - 27,645 rubles (per day/month no more than 100,000).
If you want to use your phone balance for any payments, then apply for a MegaFon bank card. It is linked to your mobile account and making payments is as easy as shelling pears.
Commission size and limits
The most expensive transfer method is the Megafon operator. Tele2 transfers are the least expensive. The commission amount can be seen on the mobile operator’s website. The commission amount is included in the cost of payment. So, for example, when transferring 250 rubles. from Tele2 you will receive a receipt for the amount of 300 rubles, which will already include a commission.
There are certain limits on the operation. Thus, no operator will allow you to transfer more than 15,000 rubles per day. The limitation is due to legal requirements, since in the amount of 15,000 rubles. the client must be identified using a passport.
Separately, it is worth mentioning the commissions of electronic wallets. If this channel is used during the transfer process, then an additional percentage may be added to the commission amount - from 8-10% for one transaction. The procedure also has restrictions on limits.
Thus, the operation in question is quite simple. Before transferring money from a SIM card to a bank card, you need to study the limits and nuances of the procedure. Different operators have different terms and commissions for depositing money, so you should choose the most suitable one and carry out the procedure.
Transfers to Tele2
Tele2 subscribers also use the option of intra-network and inter-network transfer.
- You can transfer money within the network using the command *145#. Once prompted, follow further service instructions.
- Pay for any number from your Tele2 SIM card: *145*recipient number*amount# and call button.
If the transfer is successful, both parties will receive an SMS notification. You can send at a time, taking into account the commission, from 1 to 14,200 rubles.
The minimum account balance after payment is 1 rub. (the amount of funds available for transfer is *104#).
Two additional ways:
- official website "Tele2" section https://f.tele2.ru/#teltotel;
- application for iOS and Android “My Tele2”.
Clients of this operator can top up the phones of other users throughout Russia. The commission will be 7% + 5 rubles. Cost of transfers within the network:
| 1-250 rub. | 7 rub. |
| 251-499 rub. | 15 rub. |
| 500-1000 rub. | 30 rub. |
| 1001-14634 rub. | 2,5% |
Step-by-step instructions for translation
The mobile service provider provides users with several ways to transfer funds within the network: using Tele2 Wallet. Let's first look at how you can send money from Tele2 to a Tele2 card when choosing “Mobile transfer”.
- So, before you transfer money to anyone, you need to make sure that you have the required amount in your account. To do this, we check the balance using the free service command by typing the following combination: “asterisk104hash”.
- Next, you will receive an SMS message informing you whether the service is available to you. If it turns out to be unavailable, use another method, which we will describe below.
- If available, dial another sequence of characters: *145*recipient’s phone number*transfer amount#. For example, you want to transfer 500 rubles to a friend. To do this, dial: *145*89———*500#.
- Press the call button.
- After this, the required amount will be transferred from Tele2 to Tele2.
- Once the transaction is completed, you will receive a notification.
Transfer to Tinkoff Mobile
You must log into your Personal Account or mobile application and perform the following operations:
- select the menu: “Payments” → “Transfers” → “By phone number”;
- enter or select a subscriber number from the address book;
- indicate the amount and click “Transfer”.
This method is available to subscribers only within the network. The Tinkoff Mobile application will show information about the commission before sending.
You can top up other SIM cards from a Tinkoff number using the service https://www.tinkoff.ru/payments/categories/mobilnaya-svyaz/. The commission will be 2.9%.
SMS to number 9060
Another way to send money to an MTS number is by sending a message. The presented method can be implemented as follows:
- Go to the sending messages section.
- Enter the number - 9060.
- In the text of the message, enter: the number of the subscriber to whom you want to send money (indicated without the number 8 or +7), as well as the payment amount (indicated by the number). Example message: 9 126 493 764 200.
- Send a message.
- Next, all that remains is to confirm the operation by sending a response SMS.
- Immediately after confirmation, the money will be transferred to the specified account.
Transferring money from an account to an MTS account is carried out within a maximum of 60 seconds.
Rules and restrictions on transfers
Firstly, the recipient’s phone number can be entered in any convenient format:
89ХХХХХХХХХ – for example, 89501574718; 9ХХХХХХХХХ – for example, 9501574718; 79ХХХХХХХХХ – for example, 79501574718.
Secondly, the amount is indicated in rubles, as a whole number, without kopecks.
Attention! For those who make a payment for the first time or use it rarely, the service may be denied. An SMS with conditions and limits will be sent to your phone. After that, try repeating the command.
If the payment is completed, the recipient and sender will receive an SMS notification. In case of incorrect translation, the subscriber will receive an SMS with a refusal of the service.
Transfer money using commands (USSD request)
This is an absolutely free service that can be used at any time of the day, regardless of where you are.
Sending an application for transfer from Beeline to Beeline
Transferring funds via the USSD service is performed by dialing a certain combination of numbers and symbols: *145*9ХХХХХХХХХ*200#, and after that you need to click on the call key.
In this case, 9ХХХХХХХХ is the recipient’s cell phone number, 200 is the payment amount.
Money is transferred only in the currency in which the sender’s account is replenished. If the account is in national currency and you need to transfer 200 rubles, then where you need to indicate the amount of funds sent, write 200. And if the account is in dollars and you need to transfer 5 dollars, then you should write 5. That is, the name of the currency is not written.
For example: *145*9059876543*200# and click on the call key.
After submitting the application, you will soon receive an SMS with a three-digit code number.
Confirmation of money transfer
To perform this operation, you must use the combination: *145*code from SMS#, and then click on the call.
If everything is done correctly, an SMS will appear on the screen indicating that the application has been accepted. In this case, it is immediately sent for processing. As soon as the money arrives in the recipient’s account, two SMS notifications will be sent immediately, one to the sender, the second to the recipient.
Conditions
Each mobile operator sets its own conditions for transfers from a SIM card to a Sberbank card. We present them for the largest companies.
- MTS. You can send no less than 50 and no more than 15,000 rubles. The maximum number of transactions per day is 5. Commission 4.3%, but not less than 60 rubles.
- Beeline. You can send no less than 50 and no more than 14,000 rubles. The maximum number of transactions per day is 10. The commission depends on the size of the transfer, but not less than 50 rubles.
- Megaphone. You can send no less than 50 and no more than 13,700 rubles. The commission depends on the transfer amount: up to 5,000 rubles - 7.35% + 95 rubles, more than 5,000 rubles - 7.35% + 259 rubles.
- Tele 2. You can send no more than 15,000 rubles. The commission depends on the size of the transfer, but not less than 50 rubles.
Funds can be credited instantly or within 5 business days. In case of delays beyond this period and other problems, it is recommended to contact the support service of your mobile operator.
ATTENTION. Terms may vary depending on your region, payment amount and other features
It is recommended to clarify the information individually.
When filling out an application for a transfer through the website, after entering the transfer amount, you can see the final value, that is, the amount of payment taking into account the commission. This is what will be debited from your balance.
