In this article we will figure out what Round Megafon Bank is and how to disable this service. Everyone knows that the mobile cellular operator MegaFon offers its users a number of services, one of which is the payment service from Bank Round LLC. The company even entered into an agreement with this bank and now offers its own MegaFon MasterCard cards, which are linked to a mobile phone account.
Thus, users will be able to directly transfer funds to it through public services from cards of other banks and simultaneously make payments for various mobile services. Of course, many people lived well without them, because all these innovations from both MegaFon and Bank Round LLC are aimed at one thing - to introduce as many paid services as possible to their clients so that they bring them more material benefits .
What is Bank Round on Megafon
This is a service provided by Megafon, which allows subscribers to use bank cards simultaneously with a mobile account. In other words, it is an electronic wallet, a card that allows you to perform the following operations:
- Account replenishment. The subscriber has the opportunity to top up the mobile account of any telecom operator.
- Top up your bank card balance directly from your phone. With the Bank Round service, you no longer need to go to an ATM of a particular bank to deposit money on your plastic card.
- Possibility of withdrawing money to a card of any bank after specifying its details.
- Possibility to cash out accounts after visiting the company.
Limits
Restrictions for transferring funds from a bank account to a mobile phone in automatic mode with a connection to.
| Limit on transfer amount | 30 days after account linking | After 30 days of using the service |
| In one operation | 1 500 | 5 000 |
| Per day | 2 000 | 10 000 |
| In Week | 3 000 | 20 000 |
| Per month | 5 000 | 30 000 |
| Period | Limit on transfer amount |
| For 1 operation | 15 000 |
| During the week | 15 000 |
| Per month | 50 000 |
https://www.youtube.com/watch?v=ytcopyrightru
The minimum amount is 100 rubles.
Terms of Use
This service has several distinctive features:
- The need to issue a card after writing an application. However, card issuance may take several days.
- You can only withdraw up to 10,000 rubles without commission.
- It is difficult to call the support service and solve this or that problem.
- You must pay money once every six months for card maintenance.
- Ineffectiveness and inoperability of some declared functions and modes.
Mobile operator Megafon, after issuing a Bank Round card, automatically connects various services and subscriptions, for which a subscription fee is regularly charged. You won't be able to disable them yourself, because... their connection is one of the conditions of use.
Algorithm of actions
In order to complete the first operation, a user of the Megafon cellular network operator needs to go to his own wallet, then find the Payments item. This item opens access to translations. In the menu that opens, you need to select the required item and make sure that you can use funds from the number for this operation. Checking is carried out using the “Payment method” item.
It is recommended to use the operator’s website for payment - this function applies to the payment system. On the site you will need to indicate the type of transfer, amount and payment information. After completing data entry, a confirmation code will be sent to the number holder.
The transaction period depends on the service category, so the transaction may take up to 3 business days.
Attention: the service is paid! The service fee is 10% of the transfer amount. The service is available to both individuals and legal entities. For legal entities there is an additional function “private budget”.
The service can only be used in Russia.
How to activate the service
This service is not needed by many smartphone users. However, it is often connected automatically after signing a contract for the provision of services by the telecom operator Megafon. Those. When a person receives a SIM card, the Bank Round service is immediately activated on it, due to which money will subsequently be debited from the mobile account.
To avoid finding yourself in a similar situation, you need to carefully read the agreement before signing it. As a rule, the names and descriptions of additional services are specified in the contract.
If a person missed registering for a Bank Round, the service can be disabled. To do this, you will need to contact the Megafon salon and write a corresponding application. A response will be received within a few days.
Fraud protection
A bank card is not issued by power of attorney, it is issued only by passport. UPD4.
But the existence of non-personalized cards immediately raises the question on the basis of what documents they will be issued. Definitely not according to the passport - otherwise they would immediately become personalized.
If an old passport is replaced with a new one, the new passport will have a mark with the details of the old one. But is this mark sufficient or will a certificate also be required? There is no answer yet.
.
To prevent a fraudster from stealing from you through online banking, there is... If the smartphone-SIM card connection is broken, the bank receives a signal and blocks payments. Thus, even if the fraudster is able to log into the Internet banking application, he will not be able to perform any transactions.
The linking of a SIM card to a bank card can be reset either by MegaFon-Retail employees in showrooms, or by employees of the MegaFon Contact Center using a code word.
If someone re-issued a SIM card for themselves, then you will immediately receive an SMS on the old SIM card saying that a duplicate SIM card has been issued. And you can quickly call the call center (free of charge from anywhere in the country) and report that you did not change the SIM card. UPD5.
No, you won't be able to call.
Only receive SMS for some time. UPD9.
The exact time is a secret, and it changes periodically so that attackers do not recognize it.
UPD10.
They promised to think about the possibility of implementing vikarti’s offer, in case of issuing new or replacing any SIM cards, send SMS to all numbers specified by the subscriber (not even Megafon) + by e-mail.
How to link a card
First, you will need to issue a card. The registration process is carried out according to the following scheme:
- Go to the official website round.ru.
- Go to the card registration section and make an appointment at a convenient time.
- Visit the bank and fill out an application for card issue.
- Wait a few days and pick up the issued card at the same Central Bank branch.
To obtain a Megafon Bank card, a Megafon subscriber will need to provide his passport information.
You can link the created card to a mobile device as follows:
- Go to Google Play Market from your Android phone and enter the name Bank Round in the search bar.
- Tap once on the application icon that appears and download it, following the simple instructions. The software will be installed on your smartphone automatically.
- Log in to the downloaded software and enter the details of your Megafon bank card.
- Confirm activation using the phone number to which the plastic card is linked.
- Make sure that the card binding was successful. Upon completion of the procedure, the user must enter the personal account of Megafon Bank. Here he will be able to view basic information on the card, perform certain manipulations for transfers, cash withdrawals, etc.
Additional Information
The card issuing bank is Round Bank. Detailed information on the cards is here.
UPD3.
Tariffs and commissions for the card:
- Tariffs for a non-personalized card.
- Tariffs for a personalized card - the conditions are better here.
UPD11.
A personalized card is issued according to the passport of a citizen of the Russian Federation, and a non-personalized card is issued according to a foreign passport of another state.
The benefit of MegaFon is to reduce the period of your financial block (when you have a minus on your account and you do not use the services). The operator does not claim any other money in this model.
Registration of the card is free only for subscribers of the All Inclusive tariff.
For your account balance above 500 rubles and up to 200 tr. 8% per annum is accrued as part of the loyalty program, under the terms of which personal income tax does not arise.
UPD6.
Interest is credited once a month, provided that there has been at least one transaction on the card. There is no minimum transaction size; you can spend at least 1 ruble per month.
The previous one has nothing to do with this card. This card is Mastercard. It 100% complies with all safety standards. It is accepted wherever MC is accepted.
Card replenishment methods are all methods for replenishing a phone account plus MasterCard replenishment methods
@ipswitch gives a clarification: It is impossible to top up the card using bank transfer details; it does not have its own separate account. Top-up is not a bank transfer. A transaction through the MasterCard payment system, essentially the same as P2P MoneySend.
UPD8.
Beaglz warns: If an account is not opened for the card, then the situation with the return of funds will be like that of Kukuruza. Legal entities cannot return payment for goods to a buyer’s card that does not have bank details. Which creates inconvenience for both the owner of the defective card and the seller.
UPD14.
Gold cards are always equipped with NFC. Standard cards are equipped with NFC only in the following cities (and regions): Moscow, St. Petersburg, Kazan, Nizhny Novgorod, Samara, Yekaterinburg, Novosibirsk.
What to do if money is written off
Sometimes Megafon Bank debits money twice when performing one transaction. This is not fraud, but a system failure, an error. In this situation, there are several ways to solve the problem to choose from:
- Contact Megafon technical support service at phone number 0500 and introduce the operator to the essence of the problem. The operator must verify the operation. Upon completion of the verification, the funds will be credited back to the subscriber’s card.
- Write to technical support on the official Megafon website or from your personal account. Typically, a response to a created request comes within a few minutes or hours.
- Personally visit the Megafon cellular communication store where the SIM card was issued.
The last method of solving the problem is considered one of the most effective, because... The user has the opportunity to personally report the error to the employee of the communication store.
How to disable Bank Round on Megafon
There are several common methods for completing the task. But within the framework of this article, we will consider the simplest of them, which all subscribers can cope with in the shortest possible time. It is carried out according to the following algorithm:
- Call your telecom operator's hotline at 0500.
- Go through all the steps to contact the operator.
- Inform the operator of your desire. A person from the support service will definitely ask the subscriber several clarifying questions to make sure that he really is a Megafon user. For example, he will ask you to name your passport details, series and number of your identity document.
- After communicating with the operator, an application to disconnect Round Bank will be created, which will be satisfied within 24 hours.
Important questions
Vyacheslav
For several years he worked in mobile phone stores of two large operators. I understand tariffs well and see all the pitfalls. I love gadgets, especially Android ones.
Ask a Question
Question to the expert
Why did funds begin to be debited from my mobile account after I issued a Round Bank card?
Most likely, bank employees automatically activated additional services without your consent. To correct the situation, you will need to go to your personal account and deactivate unnecessary services and paid subscriptions. If it doesn’t help, then I recommend that you refuse the Megafon Bank card.
What should I do if I am refused to disconnect Round Bank after communicating with the operator at 0500?
Try contacting a mobile phone store in person or creating a deactivation request in your personal account. If it is provided there without explanation, then you can officially sue Megafon or report it to Rospotrebnadzor.
How to disable Round Bank on Megafon?
It is best to contact the telecom operator’s salon and speak personally with an employee so that he can create a request to disable the service. Don't forget to take your passport with you, because... You will most likely need to write a corresponding statement.
Is it possible to get a Megafon SIM card without connecting Round Bank?
Maybe. To do this, you will need to personally monitor the procedure for obtaining a SIM card and ask a salon employee about the connected services. Also, read the contract carefully before signing it.
You can try to disable Round Bank on Megafon yourself through your personal account.
Thus, for most users Megafon Round Bank is not useful, and therefore it must be disabled in order to avoid debits. To properly deactivate the service, you must read the above recommendations.
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