MTS “20% back” program: how to connect and detailed conditions

The “20% Return” program from MTS is aimed at those who use telephony, the Internet and television, and on different numbers and contracts. By depositing money to pay for Internet and TV, subscribers receive a 20% refund on their mobile phone number. For example, number A has Internet access, and number B is used for voice communication. By paying for network access services on number A, we receive 20% of the payments made to number B.

Another example is that we use satellite TV, wired home Internet and TV from MTS, and also have an MTS phone number at our disposal. When making payments on the Internet or TV, we receive 20% of all charges to our number used for voice communications. Interest deductions are a discount on communication services, but are spent like regular cash, but with some restrictions.

Program conditions

Only individuals connected to any tariff plans (except corporate) from MTS can take part in the promotion. The conditions for participants are as follows:

• bonuses are accrued to the number once a month after analyzing the previous payment period;
• a prerequisite for calculating interest is that the subscriber must spend at least 50 rubles per month;
• the amount of accrued interest is 20% for the use of communication services, satellite TV, home Internet and telephone from MTS;
• The maximum discount amount is 150 rubles per month.

Do other operators have similar offers?

Several years ago, Beeline offered its subscribers to activate the “Happy Time” option, which provided a discount from 5 to 15%, depending on the time of use of this operator. Those who managed to activate this program still use it successfully on postpaid tariffs. There is also an individual bonus offer, which can be received personally by sending data to the operator. He will analyze your tariff and payments and provide bonuses that he deems necessary.

Please note: How to set up sending and receiving MMS messages on MTS

If an existing Beeline subscriber brings a friend, then the company provides both of them with a 50% discount, but only for 2 months.

Megafon awards bonus points, which can then be spent on services when you activate the Megafon-Bonus option. Points are individually calculated for each participant, depending on the number of outgoing calls, SMS or Internet traffic.

Tele2 has a cumulative bonus system (4% of the top-up amount). For points you can then receive a reward selected from the catalogue.

And only Yota does not have such programs, which is explained by the specifics of its tariffs.

So, if you set yourself the goal of saving as much as possible on communications, you can find decent offers and promotions from any operator. The main thing is to know where to look.

How to connect

To connect you need to register. To do this, follow these steps:

1. Open the bonus program website 20.ssl.mts.ru.
2. Click on the "Register" button.
3. After this, the authorization page in your personal account will open. Here you need to log in by typing your phone number and password (if you haven’t registered in the system yet, go to the “Receive password via SMS” tab).
4. After logging into the system, read the rules of participation in the promotion and accept them by checking the appropriate box. Next, click “Participate”.
5. Then fill out the registration form, indicating the following parameters: date of birth, gender, email address.
6. Complete registration. To do this, follow the link from the email sent.

After registration, the program participant will automatically receive 100 bonus points to his account.

There is another way to register. You can do it as follows:

1. Take a phone that has the desired SIM card installed.
2. Open the SMS section.
3. Enter the recipient's number – 4545.
4. Please indicate your number in the text (without the numbers 8 and +7).
5. Send a message.
6. In a few seconds you will receive a response SMS with an activation code.
7. Send the received combination to the same number.

The received application will be processed within a few minutes, after which a notification will be sent with connection information.

Conditions of the “20% back” promotion

From August 20, 2021, the amount charged to subscribers will continue to be 20% of expenses for home or mobile Internet, telephony, home or satellite television. New accruals are received in the form of cashback to a person’s account in the MTS Cashback service.

All participants of the previous program will be automatically connected to the new promotion. They will receive the same discount percentage, taking into account the previous conditions, but there will now be more opportunities.

Customers can independently choose where to spend their accumulated points:

• for mobile communications;
• to entertainment services and operator applications;
• for services from the “All MTS” tariff plan;
• for a discount of up to 100% when purchasing equipment and accessories in the company’s sales showrooms.

Cashback for paid services is credited from the 20th to the 30th of the next month. By default, it is spent from the 1st day of each new month to pay for mobile communications within the accumulated amount and the limit of 650 rubles.

The client can independently change the way he spends cashback, set a discount limit on his mobile phone in the MTS Cashback application or on the service website. There you can see the balance of accrued points and the date of their receipt.

Who can take part

Any MTS client using non-corporate communication tariffs can participate in the program. To connect to the program, you need to register a mobile phone number to which cashback will be credited and a phone number on which mobile Internet or a satellite TV number is consumed.

A mobile phone number means an MTS telephone number with any tariff, excluding “MTS Connect”, “For tablet”, “For laptop”, “Smart device”, “Online”, “Go-Smart”, “ipad”, “Moscow - Satellite TV”, “All MTS” line.

The number on which mobile Internet is consumed (hereinafter referred to as Additional) is an MTS telephone number intended for access to the operator’s mobile Internet and connected to the “MTS Connect”, “For Tablet”, “For Laptop”, “Smart Device”, “Online” tariffs ", "ipad", "Go-Smart".

Number for satellite TV (hereinafter Additional 2) is a telephone number allocated to the client to pay for MTS satellite television.

Thus, to participate in the promotion, the subscriber needs to register two numbers - the main and additional 1 or 2.

Dates

The promotion is valid from 08/20/2020 to 08/20/2022.

Registration in the service for new participants

New participants can register for the service in two ways - through the promotion website or by phone.

Natalia

Technical specialist, user support on mobile communications issues.

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By phone

Instructions:

1. Send an SMS from your main phone to number 4545 indicating 1 or 2 Additional numbers.
2. In the response message you will receive an SMS with a password to enter your Personal Account.
3. A message with a confirmation code will be sent to your phone via SMS. These numbers must be sent to 4545 from the main number.
4. If everything is done correctly, the phones will be linked to each other for further participation in the promotion.

If the phone number is entered incorrectly, the registration code is entered incorrectly, or the confirmation SMS is not received within 24 hours, Additional numbers are not registered in the promotion. They can be registered through your Personal Account.

Via the promotion website

To register through the official website of the promotion, you need:

1. Follow the link, log in using the login and password from the main Personal Account and the “My MTS” application or through a code on your mobile device.
2. Enter 1 or 2 Additional number, confirm by entering the code from the message received on the specified phone number, click “Register”.

Now the numbers are synchronized and can participate in the promotion.

If a client registers for MTS services for the first time, he will need to fill out a form - indicate his full name, phone number and other required fields.

If the subscriber is not registered in the MTS Cashback service, then when he begins participating in the program, he will be connected to it automatically.

The matching of the main and Additional numbers is carried out within a week after registration, and then every month when cashback is credited. If violations of the rules are found, the numbers are excluded from the program.

Disabling a program

If you do not want to participate in the promotion, you can disable the service from your phone. There are two options available for this:

Requirements for residential premises

The total area of ​​your premises encumbered by a mortgage does not exceed:

• sq. meters - for an apartment with one room;
• sq. meters - for an apartment with two rooms;
• sq. meters - for an apartment with three or more rooms;
• at the cost of 1 sq. meter of total area does not exceed by more than 60 percent the cost of 1 sq. meters of the total area of ​​a typical apartment in your constituent entity of the Russian Federation;
• This is your only home. In this case, your family may have one more living space. But you and your family together should own no more than 50 percent of this premises.

Attention! If you have a large family, then the requirements for area and cost of square meters do not apply to you!

The requirements specified in this subclause are confirmed by your application. If you provide incomplete or incorrect information, you risk being denied a refund.

So, having studied all the above requirements, you realized that you can fully count on compensation for your mortgage.

Step #2. Go to Sberbank.

Sberbank will advise you in detail on the issue of repaying part of your mortgage debt. You will be able to write an application and clarify the list of documents that need to be collected in order for Sberbank to repay 20% of the balance of your mortgage debt. This is a rather voluminous package of documents, but the 20% debt repayment is worth the effort to collect it. You can see a short list of these documents below. It is different for each bank, can change and be supplemented over time and depends on your specific situation. Therefore, be sure to check with your bank.

Management through your personal account

You can manage all functions of the promotion through your personal account. All MTS clients can access the online service. To do this you need:

1. Go to the website mts.ru.
2. Click on “Personal Account” and go to the “Mobile Communications” section.
3. Log in by entering your number and password.

To manage the promotion, you need to go to the “Bonuses and Privileges” section. Information about the points awarded will be provided here. On the same page you can connect additional numbers. You can do this by following these steps:

1. Open the "Management" item.
2. Enter the number of the subscriber to connect.
3. Click "Connect".
4. Enter the code from SMS.

The MTS “20% return” program is an extremely advantageous offer for all subscribers, since you can take part in it for free. So, if you want to receive interest on your expenses for communication services, register in any convenient way.

Convenient control

All participants in the presented program have their own personal account. In your profile you can find useful information regarding statistics on bonus receipts and promotion rules. You can also change your phone number to another one, set up your own profile, or withdraw your participation from the promotion.

MTS: “20 percent refund” to the number

To qualify for a 20% refund of Internet costs, you need to understand in detail all the conditions and main provisions of the promotion. According to its most important provisions, all subscribers who use mobile or home Internet and television from the company can receive money. The exact list of tariff plans that allow you to qualify for crediting funds can be viewed on the official portal of the promotion 20.ssl.mts.ru.

Of great importance is the fact that the operator does not transfer the bonus amount to SIM cards used for the Internet. To use finance, you must have an additional SIM card with standard tariffs.

The third condition that you need to remember is related to the minimum amount of replenishment of the balance that allows you to qualify for a refund. It is equal to 50 rubles.

General opinions

But what kind of reviews does this promotion earn in general? In general, subscribers are satisfied with the conditions and quality of the service. Now you can save on communications. After all, this is what the accumulated funds are used for. True, some subscribers from time to time complain about MTS’s “20 percent back” offer. Money did not arrive, funds disappeared - these are the most common complaints.

Such phenomena rarely occur. But if they overtake you, check that you spend more than 50 rubles a month on communications. And call the operator to clarify the situation. In the event of a system failure, your funds will be quickly restored. Thus, even some problems do not bring trouble to subscribers. It turns out that this program can really be trusted.

Approximate list of documents

Documents proving the identity and citizenship of all participants in the mortgage transaction, as well as members of their families.

Documents confirming the income of the borrower and all members of his family for the three months preceding the date of submission of the application for repayment of part of the loan, such as:

• copies of work records;
• certificates of income and benefits received;
• certificate from the pension fund about the amount of pension;
• certificate of registration of an individual as an individual entrepreneur;
• a certificate from the employment service of your area indicating the amount of unemployment benefits (for the unemployed).

• children's birth certificates;
• a copy of the disability certificate;
• veteran's certificate of the established type;
• certificate from educational institution, etc.

Documents related to residential premises under mortgage:

• loan agreement and additional agreements thereto (if any);
• agreement for participation in shared construction;
• cadastral passport of residential premises;
• extract and Unified State Register for an apartment with an encumbrance and an extract from the Unified State Register for the ownership of real estate by you and your family members in the Russian Federation, etc.

Step #3. Collect all the necessary documents.

As practice shows, people usually cope with this stage in about two to three weeks. With a package of collected documents - back to Sberbank!

Step #4. Waiting for approval.

Sberbank usually reviews your package of documents within a few weeks, coordinating the details with AHML. A bank employee will definitely notify you of the decision. If your wait ends with a negative answer, then the reasons for the refusal will be explained to you. If the restructuring is approved, then that’s the next step.

Step #5. Signing the necessary documents.

After receiving notification of approval of changes to the terms of the mortgage, you need to visit the bank again to sign an additional agreement to the loan agreement. If there is a minor owner, permission for restructuring is issued by the guardianship authorities.

Sberbank, returning 20 percent of the mortgage, will most likely offer you three ways to restructure your mortgage loan:

• interest holidays. They can last up to 1.5 years. The entire amount of your compensation is extended over this period of time. Up to 50% of your monthly payment for 1.5 years is paid by the state. It is understood that during this time you must take some actions so that in a year and a half you will be able to cope with the monthly loan installments yourself;
• The entire amount approved by the bank for return is debited immediately. And, accordingly, your monthly fixed payment decreases;
• The interest rate is reduced to 12% per annum, if before it was higher.

In all of the above cases, you are given a new repayment schedule for your mortgage loan, as well as an agreement to the loan agreement.

Nuances of participation in the program

Finally, all we have to do is point out a few very important nuances that MTS subscribers who are participants in the “20 percent return” program should definitely know about.

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It is also necessary to emphasize that the following are not allowed to participate in the program:

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• Legal entities;
• Subscribers of corporate tariff plans;
• Subscribers of the MTS Connect, MTS Tablet, iPad and Online tariffs.

Important to remember:

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Despite the fact that even the name of the program states a cashback coefficient of 20%, in reality the amount of accruals cannot exceed 150 rubles, which is 20 percent of 750 rubles of monthly communication costs.

The largest company offers to get acquainted with the profitable service on 20 mts.ru. It implies a refund of up to 20% of expenses not only for mobile communications, but also for home TV, telephone, and the Internet. The program is called “20 percent returned” from MTS, you can connect it in several ways.

Changing participating numbers

An important condition for joining the program is that the numbers are entered correctly. This is why users need to know that:

1. the number of connected tariffs with the Internet is not limited;
2. To change the number to which deposits are made, you must make appropriate changes to your personal data;
3. when changing the tariff from standard telephone service to mobile Internet, you need to make similar changes to the option parameters;
4. when trying to receive funds for a SIM card for the Internet, the subscriber will be excluded from participation in the promotion;
5. reconnection under the correct conditions is not limited in any way;
6. entering a number that was previously excluded from the program is not prohibited under the correct conditions.

That is, the main condition that is set for all users is to carefully study the requirements and constantly follow the rules for connecting the option. If they are violated, receiving funds will become impossible.