How to borrow money on Motiv using the “Deferred payment” service

When there are not enough funds on the phone to make a call, and it is not possible to top up the number in the near future, the “Promised payment” option will come to the rescue. The article provides a detailed description of the option, the cost of the service and the conditions for its provision. And also from the review you will learn about all the ways you can borrow on Motive.

USSD command for request

If sending a USSD command seems to be the most convenient option, you need to dial *103*103# and then send this combination. Next, you should restart the mobile device, and after turning it on, the funds will appear in the subscriber’s account.

Company representatives claim that the balance is replenished in a few seconds. Sending a USSD request is convenient when the phone account is completely empty and the subscriber is deprived of the ability to make calls and send SMS (at the same time, he can receive incoming calls and read messages if he is in his region).

What is this service

At the beginning of 2021, the promised payment in Motiv has a slightly different name - “Deferred payment”. However, the essence remains unchanged.

If there is a lack of funds in the account, the operator borrows 150 rubles to the client and allows him to use the money for five days.

The advantage of the method is that the client does not need to ask friends, acquaintances and relatives. He can take the required amount from his operator at any time.

Deferred payment on Motive can be useful in various life situations. Let's highlight the main ones:

  1. Reducing the balance below zero.
  2. The need to urgently reach another person.
  3. Temporary financial difficulties and inability to replenish your account.
  4. Lack of an ATM or top-up terminal nearby.
  5. Other situations.

All Motiv clients can take out the promised loan. The main thing is the fulfillment of certain conditions and the willingness to pay the cost (charged from the accrued amount). We will dwell on these and other questions below.

Shutdown

Since the service does not belong to the standard set of tariffs, you do not need to disable it yourself.

Deactivation occurs automatically immediately after replenishing the balance.

If there is a need to disable deferred payment faster, then you need to do the following:

  1. Go to the Motive website and go to the section with services and tariff plans.
  2. Find the promised payment in the activated options and press the disable button.
  3. If everything is done correctly, 100 rubles will be debited from the balance and the option will be disabled.

When repaying a debt early, the main thing is that there is enough money in the account to pay, taking into account the commission.

When the mobile account balance is close to zero, subscribers of the Motiv mobile operator have the opportunity to borrow a certain amount of money. The function is convenient and simple. “Delayed payment” (Motive) can be activated at any time of the day, but is not available to all clients (Motive) is popular for the following reasons:

  • if it is not possible to replenish your account in other ways, funds issued on credit will allow you to always stay in touch;
  • the amount of money is credited to the client’s account instantly;
  • With the funds received you can pay for any services provided by the operator;
  • the amount is issued for five days;
  • debt repayment is carried out automatically as soon as the amount in the client’s account is equivalent to the loan amount;
  • It is possible to repay the debt in installments.

Description and terms of service

on Motiv, involves the use of borrowed funds provided by the operator and repayment of the loan within the established time frame.

Subscribers on any prepaid tariff plan will be able to borrow money. The amount that a client can take at a time cannot exceed 100 rubles.

The option is valid for the number for 3 days. After the time has elapsed, the function will be disabled automatically, and 100 rubles will be debited from the user’s balance. The subscriber will be informed about the end of the option via SMS.

The service can be used by both subscribers with a positive balance and users with a minus balance on their account. However, the minus should not be more than 98 rubles. The terms of service are as follows:

Features of the service

As mentioned above, they will not be able to use Motive

all subscribers of the television system. Clients with the following TPs will not be able to borrow money:

You can use the credit function again after the expiration of the first loan and full repayment of the debt.

If you have any questions about the service, please call 111 (for mobile phones) or 8 800 240 0000 (for any phones). The support service is available 24/7. Calls for network clients are free.

Borrow money on "Motive" - ​​a progressive operator

Any company providing cellular communication services is ready to make various concessions to its customers, creating an attractive image and enticing with the availability of services. Such a service as lending money is provided in “Motive”. It's called "Promised Payment".

The conditions for its provision are as follows:

  • connection costs from five rubles;
  • the validity period of the service is five days, after which the corresponding amount received as a loan should appear on the balance sheet;
  • “Motive” lends money in the amount of one hundred rubles at a time;
  • You can activate the service with a special team, or through subscriber support in the contact center.

After five days, the subscriber must replenish the personal account balance in the amount of one hundred rubles, to which the connection cost is added. It would not be amiss to include in the payment an advance amount, which will not allow the subscriber to remain below the negative threshold in the future.

The difficulty of using the service is small. When the client calls the technical support service himself, the waiting time for receiving service may be prolonged. While the robot lists all the possibilities provided by remote technical support, while the client chooses the necessary direction, quite a lot of time may pass.

The most advantageous in this case is to use the USSD command, which allows you to immediately connect the necessary service to your mobile phone number. By typing the following sequence “* 1 0 3 * 1 0 3 #” on the telephone keyboard and making a call, the user is automatically connected to the phone number.

There are many ways to pay for cellular services. But there are situations when there are no terminals or ATMs nearby, and the balance is zero and it is impossible to make an urgent call. In such cases, subscribers can ask their operator to borrow money. To do this, you do not need to write any statements, and all actions are performed directly from your mobile phone.

Possible problems and their solutions

In most cases, a person does not have problems if he decides to use. After all, the loan amount is small, as is the period during which the funds have to be repaid. Therefore, the operator willingly provides this option to people.

Difficulties arise if the client does not first familiarize himself with the conditions. For example, the card was purchased less than three months ago. Because of this, the option will be denied, because it would not be according to the rules. You also need to look at how much money is in the account and whether the amount is within the acceptable range. If the balance is less than -94 rubles, then it would be better to top it up yourself.

Price

Motive does not charge an additional fee for connection, but within 5 days from the moment of activation a commission begins to accrue. Thus, for each day of using borrowed funds you need to pay 5 rubles.

Full repayment of the debt is carried out at the time the balance is replenished.

The monthly fee amount is always the same, does not change throughout the entire period of use and does not depend on the loan amount.

The service can be used by individuals, but the service is not available to legal subscribers.

If Motiv customers cannot take a deferred payment, then you can check with your network operator for the exact reason.

If the money is not returned on time, the mobile number will be blocked until the required amount is credited to the balance.

Advantages of the service

Trust payment has a number of positive qualities, which include:

  • The ability to instantly receive 100 rubles into your account if there is no way to top up your balance at the moment, but you need to call right away.
  • Funds are credited to your account instantly, and activation takes 1-2 minutes.
  • The money received can be used for any needs, within the limits of using mobile communications.
  • Borrowed finance will be available for 5 days.
  • Refunds are processed automatically; you just need to top up your account.
  • You can pay off the debt in installments.

There are also some restrictions that are also important to know about before activation:

  • You cannot take an amount of more or less than 100 rubles.
  • It is prohibited to activate the service several times in a row in order to get more money.
  • It will be possible to borrow money again on a repeated basis only after the previous debt has been repaid.

If a client of the Motiv operator does not receive money on their balance after activating the service, then the service is currently unavailable due to various circumstances.

How to borrow money on Motiv?

Subscribers of most operators who regularly pay for services and have been clients of the company for quite a long time can use. You can borrow only 100 rubles on Motiv. They will be automatically debited from the balance after five days from the moment of activation.

There are several ways to borrow on Motiv. The simplest of them is to use the USSD service. To do this, just dial *103*103# on your phone and press the call button. After this, a notification about acceptance of the order will appear on the screen, and after a few seconds an informational SMS will be received indicating the time until which the service will be active.

Subscribers who have access to the Internet can activate the service through their personal account on the operator’s website. To do this, select the LISA section on the main page and select “Additional services” from the drop-down list.

You can also find out how to borrow on Motiv from the operators of the information center, which is available to the company’s subscribers even with a zero balance, or from sales office specialists. When choosing this method of activating a credit payment, be prepared to tell the support service employee your passport details or code word, as well as the phone number to which you need to connect the service.

Connection

You can borrow money on Motive using different methods. To do this, subscribers are advised to choose from:

  1. You need to dial the combination *103*103# on the keyboard of your mobile device and make a call. After successful connection, the number will receive a notification about successful activation, and the opportunity to use 100 rubles on credit.
  2. The second method will require Internet access. The subscriber must go to the Motiv website and log into his personal account. When you first log in, register, if registration is completed, enter your login and password for authorization. Next, you need to go to the tab with available services for connection and select a trust payment. After this, you need to confirm the actions by pressing the appropriate buttons.

By activating the option, the client does not need to restart the mobile device; the funds are credited within a few seconds, which can be found in the report.

How to disable deferred payment

There is no need to specifically disable the option. It is deactivated automatically in two cases:

  • when the amount on the mobile account balance is equal to the loan amount;
  • when the loan term ends, that is, five days after activation.

If, after using the service, you did not manage to top up your mobile balance within the five days allotted by the operator, the loan amount will still be deducted from your account and subsequently, in order to be able to fully use your mobile communications, you will first need to pay off the resulting debt. This can only be done by replenishing the balance with real money.

Video “Mobile operator “Motiv”

Restrictions and limits

If we talk about restrictions, there are not many of them in the case of . First of all, you need to understand that you will only be able to borrow 100 rubles. If a person needs more money, then this service will not be suitable, because there is a limit on the amount.

Important! There is also a return period limit, which you should definitely keep in mind. A person will have no more than 5 days to top up his balance with an amount of at least 100 rubles.

At the same time, you need to understand that the service itself costs 5 rubles. If a person delays payment, then communication services will be limited, and in the future it will be extremely difficult to borrow funds again.

As already mentioned, there are restrictions regarding who exactly the funds are lent to. Let us remind you once again that a person must use the card for at least three months, and his balance must be at least minus 94 rubles. If these conditions are not met, then there is no point in even trying to use the “Delayed payment” option. Because anyway, the person will be denied it.

Promised payment for Tele2 subscribers (former Rostelecom)

“Promised payment” from Tele2 also allows you to temporarily credit virtual money to your phone account. The service is available to all subscribers of the prepaid payment system who have been using Tele2 services for at least 60 days.

The minimum account balance to receive the promised payment is minus 10 rubles, the maximum is plus 250 rubles. Receipt of the promised payment is possible immediately after debiting the previously credited payment.

The amount of available promised payment increases the longer you are a Tele2 subscriber and the more you top up your account. For amounts of 50 and 100 rubles, the loan period is three days, for amounts of 150 and 250 rubles - 5 days. After the promised payment expires, the amount, including the commission, is debited from the account. During this time, you need to top up your balance.


The minimum commission for using the promised payment is 5 rubles, the maximum is 20 rubles. To establish the promised payment, Tele2 subscribers need to dial the USSD command *122*1# from their phone. To obtain information about maximum loan amounts and activation methods, dial the free command *122# on your phone.

How to connect via the site

How to take a trust payment on Motive using FOX:

  1. Follow the link lisa.motivtelecom.ru.
  2. Indicate your phone number or online login in the login field.

READ How to take the promised payment on Iota: combination of numbers on the phone to connect


LISA service

  1. Enter your PIN code. The user must come up with it only once; it can be changed, if such a need arises, directly in the Personal Account.
  2. On the next page, go to the “Advanced Options” tab.
  3. Select “Promised payment” from the list.

After completing all these steps, the service will be activated.

The LISA system can also be used from a cell phone. Its interface fits almost any device. Having access to the Internet or access to Wi-Fi, managing connected options and connecting new ones is very simple.

Which Motiv subscribers can use the service?

If a person has more than 90 days of experience in the network, he can borrow funds for communications from the operator.

This operation is not available for those who use the following tariffs:

  • Professional.
  • Unlimited GSM.
  • All inclusive.
  • GSM credit 300.
  • GSM credit 600.
  • Corporation.
  • Corporation +.
  • Date of.
  • Business.
  • Inter.
  • Dispatcher.

If the balance is below -94 rubles, the consumer is not given the opportunity to borrow money from the operator. In all other cases, you can use the presented offer.

What is the essence of the proposal

Tele2 provides deferred payment only to its subscribers. This is logical, but there are still regularly people who stubbornly try to use the service while being subscribers of another network. Previously, the whole process was simpler and more profitable, since there was no commission for provision. Now you have to pay for the opportunity to stay in touch. Since April 2015, the payment amount has changed. Now you can get 50 rubles into your account for three days with a commission of five rubles. You can double your Tele2 deferred payment for seven days, but the commission will also double. Next comes a proportional increase in prices, commission and time provided: 150 rubles are given for 10 days with a commission of 15 rubles, and 200 rubles are given for the same 10 days, but with a 10% commission. The fee for using the service is charged to the client after the service expires on the number.

There are nuances! If you make do with the most modest tariff and are not particularly active in terms of communications, then the maximum payment amounts may simply not be available to you. In other words, the more money you spend on network services, the more deferred payment to Tele2 you can receive.

Benefits of using promised payment

It is beneficial for clients to order a payment on a trust basis from the mobile operator Motiv due to the following number of reasons:

  • you can quickly get money into your account if there is no other way to replenish it;
  • funds are credited to the mobile account balance instantly;
  • finances can be used to pay for all cellular services;
  • funds can be used within five days;
  • refunds are made automatically after the client replenishes the account with the required amount of money;
  • It is possible to repay the debt to the operator in installments.

to your balance at a time.

It is impossible for a client to receive several loan payments at the same time. The mobile phone company issues the next top-up only after the previous loan has been repaid.

The above lists a number of tariffs, when using which you cannot receive funds for communication from the cellular network operator to your account. If it is not possible to borrow monetary assets, then the consumer should contact the service center. In every city where this operator has coverage, there is a cellular company office that is open on weekdays.

It is possible to activate the offer of the mobile communication company after following the following instructions:

  • enter the cell phone dialing section;
  • using the keyboard, enter the combination *103*103#;
  • click on the call button;
  • wait for the system to report that the operation has completed.

The second activation method is via the Internet.

Perform actions using this activation method according to the following instructions:

  • open the official website of the mobile operator;
  • log in to the system using your number or create your own account;
  • enter the section for connecting available offers;
  • find in the general menu an offer to make this payment;
  • Click on this menu item and confirm the action.

After completing the operation, you do not need to turn off the telephone device. If the debt is not automatically written off on time, the mobile network client’s number is blocked until his personal account is replenished.

Call customer service to collect a trust payment

If a subscriber of the Motiv operator has not yet fully understood all the services provided and does not understand how to borrow money on Motiv using the “Promised Payment”, it is better for him to immediately call the customer support service. Calling the hotline number is free for clients of all Russian companies providing cellular communication services.

When contacting a support representative, you must provide the following information:

  • telephone number to which the deferred payment will be transferred;
  • applicant's passport details;
  • password specified by the client for his number.

If the described information is not voiced by the subscriber, the call center employee will refuse to provide the service.

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