The mobile operator MTS is very convenient in different options: roaming, reliable reception in the area, simplicity of services and simply convenience for the subscriber. How to receive the promised payment on MTS is the topic of this article. Situations when you urgently need to make a call happen all the time. The pace of our lives is such that at any moment we must be sure that there will be a connection, even if the balance is zero or negative. How to do this in a situation where there are neither funds nor the ability to replenish the balance?
What is “Promised Payment”
But first, let’s pay a little attention to the theory and figure out what this proposal actually is.
The MTS Promised Payment service is an ideal solution when there is a “minus” on the account, which will allow subscribers to stay in touch. This is a kind of loan provided to subscribers for 3 days, which allows you to delay the need to replenish your account, without losing the main thing - the opportunity to use communication services.
Before taking the promised payment to MTS, subscribers need to make sure whether they meet the conditions imposed by the operator on users. Their company has put forward a whole list that looks like this:
- The subscriber must be a client of the operator for at least two months (60 days);
- The client does not use additional or “In full confidence”;
- The user does not have any debts for using the services;
- The number has not yet been connected.
Who can take a trust payment on MTS
This service is compatible with almost all tariffs, with the exception of some. It is also not available for connection if the “Credit” or “On Full Trust” option is already active.
To be able to borrow money from MTS under the “Trust Payment”, the following conditions must be met:
- Using the services of MTS for more than 2 months;
- No debts on other personal accounts of the operator;
- Using a non-credit payment system;
- Not active at the time of connection.
For whom will the trust payment be unavailable at MTS?
Let's look at all the reasons why you may be denied access to a trusted credit limit:
- already activated ;
- the option is not available to any subscriber of the MTS mobile operator who has been using its services for less than 2 months;
- credit payment method installed on your number;
- minus on the balance of other personal accounts opened in your name;
- It is impossible to activate this service on your tariff plan;
- at the time of attempting to activate the service, the debt on your number exceeded the permissible threshold of 300 rubles;
- the “On full trust” option was previously activated;
- the number was issued on a contract basis.
If one of the options listed above suits you, you can use other useful options from MTS:
- “Top up my account” - you can send a free SMS with this content to the number of any Russian operator;
- “Help out” - using this service, you can make a request to another subscriber to top up your account;
- “Call me back” – this option allows you to send a message to the number of any operator in Russia with a request to call you back.
How to connect the “Promised payment” of MTS
- Via USSD combination *111*123#>>
- In your personal account on the operator’s website;
- By calling a short number 1113 .
The service is activated instantly.
How to take the promised payment on MTS - USSD combination
An almost instant way to borrow money for communications is the command line. So, the service promised payment by MTS, how to take it.
- The number combination for the free command is *111*123# and then “call”.
- After this, wait for the system to calculate and send you the funds.
- To clarify the situation with the payment, dial the USSD code *111*1230# , press “call”. You will receive the necessary information in response.
Take the promised payment to MTS by phone
- The trust payment number is considered to be a set of numbers 1113 , after this combination, follow the voice prompts and you will receive the required service. This call is free.
- To clarify the payment situation after a while, you can call 11131.
We take the promised payment in the “My MTS” application
As an alternative, you can always use “My MTS” - a convenient mobile application.
- Go to the “Invoice and Payment” section and go to the “Zero Opportunities” tab.
How to activate a promised payment in your personal account
You can also order the promised payment from the operator’s website by logging into your MTS personal account.
- After authorization, go to the “Payment” section;
- Next, you need to find “Promised payment”, where to activate it.
Note: of all the possible ways to receive the promised payment, the USSD command is still considered the most efficient.
Ways to top up your balance on credit
There are several methods that are available by default for every MTS network user.
From mobile: dial *111*123#Call . Fast, convenient, simple.
- From your Personal Account. Select the “Payment” section, then go from there to the subsection called “Promised payment”, select the target number and replenishment amount.
From the “My MTS” mobile application. Select the “Invoice and Payment” section, and then find a subsection in us called “Zero Opportunities”)
You will spend a maximum of 2-3 minutes on each of these options. Now let's see how the service works and how to use it.
Terms of Use
“Promised payment” is available to subscribers on all MTS tariffs, except for the “Guest” and “Your Country” tariffs. In addition, the service is not available to users of tablets with the MTS iPad tariff plan, as well as to subscribers with the archived tariff “Basic 092913”.
The amount of the promised payment to MTS, interest on the loan
If you want to borrow into an MTS account, you can use the following amounts:
- take up to 30 rubles - there will be no interest on the loan;
- take from 31 to 99 rubles - the percentage will be 7 rubles >;
- take from 100 to 199 rubles - the percentage will be 10 rubles >;
- take from 200 to 499 rubles - the interest will be 25 rubles >;
- over 500 rubles - interest - 50 rubles .
The promised payment is provided for a period of 3 days. If you do not repay the debt after 3 days, the interest will not increase!
When repaying a trust payment from MTS, you need to put in an amount greater than what was provided, plus interest.
If you have not agreed on the provided limit within 3 days, the balances will not be burned. You will go into minus exactly as much as you agreed on the money.
What size of the “Promised payment” is available to subscribers
- All MTS subscribers with a positive balance have access to a “Promised payment” in the amount of 50 ₽;
- The “Promised payment” limits are formed from subscribers’ communication expenses (see table);
| Your monthly communication costs | You can take “Promised payment” |
| up to 50 ₽ | up to 50 ₽ |
| up to 300 ₽ | up to 200 ₽ |
| from 301 to 500 ₽ | up to 400 ₽ |
| more than 501 ₽ | up to 1,000 ₽ |
If you spend more than 500 ₽ per month on communications from MTS, then you can take several “Promised payments” even in addition to the existing ones. The main thing is that the total amount does not exceed 1 thousand rubles.
How to check the available amount of the “Promised Payment”
- Via USSD command *111*1230#>>
- In the “My MTS” LC system on the operator’s website, going to the “Payment” section;
- When making a voice call to a number 11131 .
How to find out how much of the promised MTS payment is available
Few people count the money spent on mobile communications per month! Of course, you can get detailed information, but it all takes a long time! To find out how much of the promised MTS payment is available to you, use one of the methods:
- call 11131;
- send a request to *111*1230#;
- go to “Personal Account” .
Everything is very simple!
Conditions for the provision of services
When you are in the black, that is, you can make calls, the operator guarantees that you will be able to take a trust payment in the amount of at least 50 rubles. But this is not the final amount. The more traffic you have, that is, the more you spend on communications, the correspondingly higher the available amount. It's logical and it's convenient.
The ratios of expenses and possible available amount are as follows:
- Spend up to 50 rubles on communications - up to 50 rubles are available to you;
- Spend up to 300 rubles on communications - up to 200 rubles are available to you;
- Spend from 301 to 500 rubles on communications - up to 400 rubles are available to you;
- Spend from 500 rubles on communications - up to 1000 rubles are available to you and you can already assign an additional payment, this is possible, even if you already have an existing one. The only thing you need to understand is that the total amount of promised payments should not be more than 1000 rubles.
How to take out a loan “In full confidence”?
There are several combinations of numbers in order to receive a payment by phone:
- using the command *111*32#>;
- by contacting the company’s specialists at 0890>;
- settings in your personal account on the official website or in the “ My MTS ” .
Initially, the subscriber is credited with a credit amount of 300 rubles. once a month. Subject to timely repayment of the debt and active use, the amount increases in the future, and if there is debt, it returns to the initial value.
The subscriber can manage the limit in his personal account or using the command *111*2136# - call. If desired, you can order a fixed limit, or recalculation taking into account monthly costs.
To whom is it available?
Before trying to take out a debt from MTS, it is recommended to clarify for which subscribers this opportunity is provided. In practice, to use the option, the client must meet the following criteria:
- The user has been using MTS for more than three months.
- Does not allow delays in regular payments.
- Regularly increases the cost of cellular communications.
Compliance with these standards will allow you to borrow from the operator if you yourself are unable to replenish the account due to certain life circumstances.
Important! Do not forget that the size of the trust payment, as well as the commission charged, directly depend on the period of use of the services of this company.
Option connection conditions
If you are interested in the full trust option, it will also be useful for you to obtain information on the conditions for its connection. In practice, the following key points can be highlighted:
- you are not a corporate client;
- such a mini-loan is provided for three days;
- There is a commission from 0 to 50 rubles.
The amount of the withheld amount depends on what specific limit of funds was provided to the client of the cellular company. In addition, the amount of the trust payment varies depending on your regular cellular expenses.
Connection methods
To take advantage of this opportunity, the subscriber needs to make a corresponding request to the operator. As a rule, the cellular company activates the function for the following call options:
- if the client called 1113;
- applied through your personal account or mobile application;
- dialed the combination from your phone *111*123#.
Subsequently, when the request is completed, you will receive a corresponding SMS notification that the funds have been credited to the phone balance and will be debited on such and such a date.
How to disable the service
This option is not provided automatically, but is only enabled upon human request. If you want to close it early, then the following two options are available:
- Deposit the amount to pay off the debt and the promised payment.
- Wait until the money is fully debited after three days.
Subsequently, you will be able to reuse this function only at the moment when you replenish your phone balance to the minimum value, otherwise you will not be able to use the help.
Important! This is a very convenient option for those who always want to stay in touch, but do not forget that such actions can significantly increase your communication costs.
If you use a tariff plan from MTS and are not a corporate user, then you can always replenish your balance, even if you do not have a chance to replenish it yourself. The operator took care of its subscribers by providing them with a trust payment option. Of course, this is provided for a fee, but sometimes it can help the user out in the most difficult life circumstances.
Limits on amount and time of use
The client independently chooses how much he or she will need to borrow, but the upper limit is set depending on monthly communication costs:
- With minimal monthly expenses (no more than 50 rubles), the amount cannot exceed 50 rubles.
- With average expenses up to 300 rubles/month, the maximum amount increases to 200 rubles.
- Up to 400 rubles will be available to customers whose communication costs reach 500 rubles/month.
- 1000 rubles will reach the maximum amount if the client spends more than 500 rubles/month on communications.
Clients participating in the Premium Service program have the opportunity to connect to a Premium OP on the same terms as a regular one, only the maximum loan amount increases to 1,500 rubles. And corporate clients have the opportunity to “borrow” up to 3,000 rubles.
As for the loan period, it can be up to three days. At the same time, you can turn off the promised MTS payment (repay the debt) earlier; to do this, you just need to top up your balance. It is important to correctly calculate the amount of debt; to do this you need to add up:
- the amount of current debt on the balance sheet;
- payment amount;
- commission for using the option.
The service fee depends on the amount borrowed.
Methods to check all “Promised payments” on MTS
If you want to find out the history of all loans, you can do this using the following methods:
- Dial a special combination on your phone: *111*1230#;
- Go to your Personal Account on the official MTS website, then open the “Payment” section, then “Promised Payment” and select “History of Promised Payments”.
You can also activate automatic account replenishment by setting “Autopayment”. Autopayment can be activated using an MTS Money bank card and set up automatic debiting of funds according to a given schedule. Thus, you can pay for various services, for example, Internet, cable TV, credit, top up your mobile phone balance and much more.
How to take the promised payment with a negative balance
Advance crediting is most required when there is absolutely no money left in the account. In such cases, it is possible to receive a trust payment, but there is a limitation. Before you take the promised payment to MTS , you should make sure that your account will have less than -300 rubles, you will not receive temporary funds. You will need to carry out the same operations as with a positive account.
If your balance is satisfactory, then you can easily enter the USSD command and receive money.
If you are in a Wi-Fi network zone, then by connecting to it you can take a trust payment through a special MTS application. To do this, you will need a login and password from your personal account. Nowadays, more and more public Wi-Fi points are appearing, so you can urgently receive funds in many places in the city.
It is also easy to take the promised payment through a computer connected to the Internet, using your personal account according to the described instructions.
Help me out
And another simple way to top up your phone balance, even if your number is blocked. The “Help out” option can be used free of charge by all MTS subscribers through:
- USSD command;
- Application "My MTS".
USSD request
1 On the telephone keypad, dial: 0880 subscriber number (without “8”) call:
In response, you will hear an auto-informer that will inform you that the connection has been established. The called party will receive a call. Before starting a conversation, a voice menu will turn on with a message that the call will be accepted at his expense. If your friend agrees or refuses to pay for the minutes, he will be asked to press certain buttons on the phone keypad to confirm his actions.
When traveling around Russia or on vacation abroad, the “Help out” request must be dialed in the following form: *880*subscriber number # call.
You will receive a message in response:
If the subscriber rejects the call, an SMS will be sent to you indicating his refusal to call.
Application "My MTS"
1 As in the previous methods, select the desired option from the menu and activate it:
2 Next, enter the phone number of the person you are calling:
3 And select the connection method:
After some time you will receive an answer or an SMS about the refusal.
Repayment of promised payment
If there is money in the account and you understand that you can top it up at any time, no matter what method, the promised payment you took will automatically be repaid. This is also convenient, you don’t have to think and count how much extra you still have to pay.
How can I prevent my number from being blocked? You have three days to replenish the balance in the amount of debt, the main thing is that it is higher than the real one. In this case, it is not necessary to take into account the amount of the loan taken. This is important, it saves time. Trust payment lasts longer than 3 days. The calculation method for your tariff will not change.
You can also set up automatic replenishment of your personal account from your bank card account. Link it once, and money will be credited to your account without your participation when the balance approaches zero. That way, when it matters, you won't be forced to think about how to get out of the situation.
Do you trust me? What is this payment?
Once upon a time, a person who ran out of money in his account found himself in a very awkward situation. He could not contact friends and family, disappeared from all radars and was left completely alone.
Fortunately, those troubled times are over. Mobile operators have come up with a lot of ways to stay connected. Trust payment is just one such service. Its main advantage is that you do not need to resort to outside help to replenish your balance. And the most important thing is that you don’t need money for this.
In simple words, a trusted payment from MTS is a kind of small loan. The operator tops up your account, so you stay in touch. Later, when you have the opportunity, you repay this loan and run to make detailed calls to find out where such expenses are coming from.
Why is it needed?
You might think, why do you need to take out a loan from an operator when there are so many ways to communicate? On the one hand, you are right. But on the other hand, do not forget that there may be cases when this cannot be avoided. For example:
- You urgently need to call and don’t have time to look for other options.
- You may find yourself in an unfamiliar place without communication.
- There are still a couple of days left until payday, but the money in the account has run out.
There may be other reasons, but our task is to figure out how to get out of this situation.
How to disable a promised payment
The trust payment is automatically deactivated after 3 days from the date of provision.
This means that the funds will be debited from the phone account with a commission, so the balance may go quite negative.
You can return the money before the due date. To do this, you simply need to enter the amount of the trust payment and the commission. After this, you will receive an SMS notification about the repayment. Money can be deposited either in parts or in full. You can top up your account through terminals, ATMs, bank cards, electronic wallets, and your MTS personal account.
If you took the promised payment on MTS, take into account that with any replenishment of the balance, the money will first go towards this debt, and only then to your SIM card.
Service cost
The cost of the service is determined by the amount of the requested advance payment and the region where the subscriber lives. For the southern regions of our country, Dagestan, Ingushetia, Adygea, Ossetia and the Krasnodar Territory, you can top up your balance by 50 rubles. When ordering up to 30 rubles, no commission is charged. If the “Promised payment” on MTS is taken in these regions in excess of this amount, then the payment amount is equal to 7 rubles.
For other regions, the cost of the service is presented in the table.
| Amount of Promised Payment, RUR | User fee, rub. |
| up to 30 | — |
| up to 99 | 7 |
| up to 199 | 10 |
| up to 499 | 25 |
| over 500 | 50 |
Alternatives
Even with a negative balance, your SIM card is not blocked and you can freely use free services. You can easily get by with them until you can deposit money into your account. The most popular function is sending a free SMS message asking to call back. To do this, dial the combination *110*number# and press the call button. The subscriber will receive a notification that you want to contact him. If your account is negative, then when you try to call, the robot will inform you about the service, and you can send the same message.
A similar service is a request to top up your account. To do this, dial the combination *116*number# and press the call button. If your account balance is negative, you can also send such a message when calling.
The function of calling at someone else's expense to a mobile MTS has been implemented. It works like an incoming call. This can be done by dialing the special number 0880 and following the instructions of the informant.
The most convenient alternative is to enable automatic payment. It allows you to maintain your score so that it does not drop below the selected level. You can activate this service in your personal account.
Additional Information
You can use the service even if your account balance is minus 30 rubles. The operator lends money for three days, after which the debt will be automatically written off. Therefore, during this time it is necessary to replenish the balance. In this case, the replenishment amount must be greater than the amount of debt. If the money does not arrive in the account on time, the number will be blocked. After depositing funds, the following may happen:
- Partial repayment of the loan - if the funds on the balance sheet are not enough to write off the entire debt;
- Full – if the funds received into the account are sufficient to pay the debt.
The subscriber can always obtain information about the availability and amount of credit for a previously activated service. The combination *111*1230# will help you find out about the current MTS “Promised Payment” option, after dialing it you need to click on the call. To obtain this information, you can also call 11131 or look at the information on your page in the “History of Trust Payments”. To do this, you need to open the “Payment” tab in your Personal Account and then go to the “Promised Payment” subsection. Information about the account status will be presented taking into account the amount of the “Trust payment”.
It will be useful for the company’s subscribers to know not only how to take the promised payment on MTS, but also how to get a loan through other alternative services. One of them is “In full confidence”.
How to return a payment to an operator
There should be no problems with debt repayment, since in order to repay the loan you need to top up the balance in any way (for example, through the operator’s website). Immediately after this, the debt will be repaid automatically. In this case, you can repay the loan in two ways:
- Partially. In this case, the funds received are not enough to fully cover the existing debt.
- Fully. The received funds allow you to disable the promised payment, since they completely cover the entire debt to the operator.
To find out the amount of your current debt, dial *100#. After this, the screen will display the balance status, which takes into account the amount of debt.
Service from MTS The promised payment can help out any subscriber in a situation where there is no way to top up the balance. You can activate it in a few seconds by typing the appropriate combination or using any other method.
