How to take the promised payment on MTS when there is a minus on the phone: combination, SMS, by calling the number, through the application and in your personal account

Before you figure out how to take the promised payment on MTS with a minus, you need to find out what this service is.

This option is necessary for those people who urgently need money on their mobile account, but do not have the opportunity to top up their balance. In such situations, the operator personally, at the client’s request, sends a small amount to the phone, which the client can use.

The loan size can be up to 800 rubles, and the minimum balance at which you can use the option is minus 30 rubles.

It is worth considering that a fee may be charged for the use of funds, depending on the amount of borrowing:

up to 30 – free;
from 31 to 99 – 7;
from 100 rubles to 199 – 10;
from 200 to 499 – 25;
from 500 – 50.
Read also: “Tariff” from MTS: detailed review, pros and cons

Separately, it is necessary to point out the features of the accruals: you can get a loan even with a minus balance, but the total amount depends on the time the subscriber uses MTS services and his average monthly expenses. The lower the expenses, the lower the promised payment will be.

How to take the promised payment: combination

Those who are wondering how to take the promised payment on MTS if their account balance is negative should choose from the following options:

using a special USSD command;
call a short service number;
visiting your personal account on the official website;
official mobile application.

The most convenient and easiest way to request finance is using the USSD command. To do this, you will need to dial *111*123#xxx on your mobile phone, where instead of xxx you should insert the amount that the subscriber expects.

The entire procedure takes just a few moments and requires no effort. The money is credited to your balance within a few minutes. If they have not arrived, you should check the status of the operation by dialing the special combination *111*1230# and pressing the call key. The answer will not take long to arrive, and the user will receive all the information he needs about debts and submitted applications.

Why might they refuse to provide an OP?

If you are a new subscriber and have not used MTS for more than 60 days, you will not be given money.
If there is debt on other personal accounts in MTS, then access will be denied or access will be limited.
You have active or “Credit” - the promised payment will not go through.
If the OP is valid, you cannot request a new one.

Once again, you won’t be able to take 300 rubles at a minus if you spend on average 50-100 rubles. The system itself determines the subscriber's solvency based on active services on his number.

Using the app

A great way to get money is to use the official mobile application, where you can find the required option and activate it via the Internet.

To borrow 50 rubles, you will need:

download the application if it is not already installed;
log in;
click on the small icon with the image of a wallet;
select the “promised payment” item;
specify the parameters for receiving funds;
wait for the money to arrive on your phone.

Additionally, in the application you can clarify the presence of debts and the status of the requested transactions.

It should be noted that only subscribers using prepaid tariffs are able to receive a loan.

Those who pay a monthly subscription fee will not be able to use such a service, since it makes no sense, even if the balance is below zero.

Via USSD command with a minus

If there is no access to the Internet, then you can easily use USSD commands to request the OP:

Dial the free command on your phone: *111*123# + call . After this, the system will calculate and send you the funds.
You can also call 1113 , it is also free. Follow the voice prompts - there is nothing complicated, everything is intuitive.

To track the situation with the “Promised Payment” you can dial the USSD code: *111*1230# + call or call 11131 .

In your personal account

Those who have not yet decided how to deposit the promised payment on MTS will also be pleased with the last option to activate the option. To request financial assistance, you should go to your personal account on the official website of the cellular company. To receive money you will need:

log in;
go to the “payment” section (sometimes this section should be searched in the “payment history”);
select the desired item and indicate the amount;
confirm actions.

It is worth noting that you will not be able to top up your account via SMS. It is permissible to use only the options listed here.

Alternative service

To avoid paying a commission for using the promised payment, set up. In the setup form, indicate your phone number, payment amount and payment method - bank card or MTS Money Wallet service. The schedule is also indicated here - according to the balance threshold or according to the schedule. In the first case, the balance will be replenished automatically immediately upon reaching the threshold - its default size is 50 rubles. In the second case, replenishment is made every N days (from 1 to 180 days).

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Assistant via the Internet

For clients who can connect to the World Wide Web at any time, there is a service option - an Internet assistant. To activate the option, you need to go to the MTS website, open the Internet Assistant section and find the “Payment” , and then click on “Promised payment” .

The option in question is valid for only three days, and the amount borrowed should not exceed 800 rubles per month. The service is activated if you have at least 30 rubles in your mobile phone account. The subscriber himself chooses the amount he wants to borrow from the operator.

Promised payment is becoming more and more popular every year. Subscribers willingly borrow money and pay it back. With the operation in question, you can be sure that there will always be money in your mobile phone account, which means the client will be able to make a call at any time.

This is interesting: How to transfer money from a phone to an MTS phone?

With full trust

This service makes it possible to communicate on credit. MTS provides an amount depending on the client’s status. It can range from 300 to 3000 rubles . The longer the subscriber is a subscriber to mobile telesystems, and the more he spends on communication services, the more worthy the loan amount will be.

When the option is activated, the subscriber is only required to confirm his agreement to repay the debt by the 24th of each month. If the client is late in payment at least once, the future loan limit is reduced.

At the request of the company, the defaulter’s number can be blocked if he ignores MTS’s requests to pay the debt, or exceeds the maximum limit. To activate the “On Full Trust” option, you need to dial *111*32#call button, or connect in the client’s personal account. Also, the option can be activated by dialing 05902, and then follow the operator’s instructions.

Option “In full confidence”

Express money

This option is available for people whose number has not yet been blocked. When the balance becomes negative, but the number has not yet been blocked, the subscriber may have time to borrow from 50 to 100 rubles. The only negative: the user needs to pay a commission of 10-20 rubles for each loan. The loan is provided for one month.

An advantage is the fact that activation of this service is possible even when the above options are not available to the client. In order for the subscriber to be presented with a certain amount, it is necessary to write the number 50 or 100 and send it to number 1976.

In a reply text message, the subscriber will receive information about when to repay the loan and other conditions. But the loan of 50 rubles must be paid within the next 7 days. When you top up your phone balance, the required amount is debited automatically by the operator.

VIDEO: how to borrow on mobile TV systems when your account has a minus

express credit mts

Help from a friend

A few more interesting ways on how to borrow money from MTS when there is a minus. Mobile telesystems have done everything possible so that MTS clients can help each other with money problems.

You can send an SMS to a friend with a request to top up your account or call back, as well as call the subscriber and talk to him at his expense. But the probability that money will be credited to the account is high only in the first case. The listed options can be used by all MTS subscribers, regardless of their debt. Messages asking to call back or top up an account can be sent by the user no more than 5-10 times a day, depending on the choice of service. To send a “beacon”, you need to dial *110*number of the required subscriber# on your mobile screen.

Transfer of funds by another client

To send a request to top up your account with another client, you need to dial *116*number of the subscriber who will top up your account#call button. The number can be written in any format, with seven or eight, or without them at all. The application will still be sent. This service is completely free for MTS clients.

The subscriber is provided with 4 submissions of this application per day. The lender will receive a text message asking them to deposit money into the borrower's account. To prevent these messages from disturbing the client, he needs to dial the combination *116*0# call button.

How to transfer funds to a subscriber

Help me out

There is a very useful feature called Help Out. This service provides the opportunity to talk with the called subscriber at his expense. You just need to dial 0880 before the desired number of the client you are calling and press the call button.

If the user answers the call, he will automatically pay for it. It is necessary to take into account what the client can provide in the service: hang up the call or press the “0” key. An MTS subscriber has the opportunity to use 10 times a day.

can be very necessary

How to take an MTS trust payment from 50 to 3,000 rubles or more?

The maximum debt limit in MTS is 800 rubles, but there is a tariff with a default credit limit. That is, you will not have the need to use the above services. You can simply communicate up to a certain negative amount, which can be 3000 rubles, this level can even be exceeded. To satisfy such needs there is.

This service has a default limit of 300 rubles. However, after six months, with timely monthly payments, this limit increases to an amount that is 50% of the monthly payments. That is, if you spend 6,000 rubles a month on using MTS services, then your limit is 3,000 rubles. But for this you need to be a bona fide MTS subscriber for more than 3 months. When connected, the balance must be positive.

The limit is increased in the case of timely payment of bills, constantly increasing costs for MTS services; the limit must be exceeded by at least 50 rubles. In case of late payment of the bill, the maximum limit remains the same (RUR 300).

To activate the service, you need to dial *111*32# and make a call, as well as using the Internet assistant. “On Full Trust” is an excellent service for those who have high communication costs and sometimes don’t even have enough time to top up their account.

Price

When repaying the loan, a commission fee will be debited from the subscriber's account. Only a loan of 50 rubles is not subject to commission. In other cases, the amount of the penalty will be calculated as follows:

if you borrow from 51 to 100 rubles on MTS, the percentage of penalties will increase to 7 rubles;
when ordering from 100 to 200 rubles, the commission will be 10 rubles;
if the subscriber borrowed from 200 to 500 rubles, the commission fee will be 25 rubles;
if the loan amount was 500-800 rubles, the service fee in the amount of 50 rubles will be debited from the subscriber’s account.

Attention! The “Trust payment” option is not available to persons on the MTS blacklists and malicious debtors.

Activation of "Internet Assistant"

The promised payment to MTS can be made through Mobile Assistant self-service service You need to perform basic steps:

dial the number combination 111;
immediately use the sensor or call button;
perform actions as the machine tells you.

There is a second way to activate the “Internet Assistant”:

From the active display of the phone, dial the shortcut combination 111-123;
immediately press the sensor/call button;
follow the instructions.

If you have Internet access , you can use the “Payment” menu through the corresponding section of the official website. To do this, you need to go to the “Payment” menu, and then select the MTS promised payment button, the phone number will become your login, and the password to log in will be sent via SMS.

Calling an automatic top-up service

To request a promised payment from MTS, how to dial a number? Here's what to do:

activate the phone panel;
dial a combination of characters and numbers *111*123#;
send a request by clicking the call button;
wait for automatic system confirmation that the requested service has been activated.

Typically, a response to a USSD technical request comes within two minutes . You can check your enrollment using a USSD request of the form *111*32#.

Cost and connection features

“Zero on MTS” is an attractive option that thousands of people want to connect to. It is not provided free of charge. Prices differ in each region, but for clarity, let’s look at the cost of connection and use in Moscow and the Moscow region. There you will have to pay 4.5 rubles to activate “Zero”, and then deposit the same amount into your account every day.

For your information
The money is debited automatically. You just need to monitor the balance.

Now let’s figure out how to switch to the Zero option or tariff on MTS. All you need is a phone or any other device with Internet access. There is no need to activate the service in a mobile phone store, as even a beginner can activate it.

The easiest way is to enter the USSD command *899#. After this, you will receive a notification in a response message that the service has been activated. You can also send an SMS with the text 899 to 111.

The description of your personal account deserves special mention, but in this case I’m interested in how the personal account helps in connecting the option. The service is available on the website mts.ru. After switching to the resource, you need to perform several actions:

Click on “Personal Account”.
Log in by entering your number.
Go to the "Services" section.
Find the option you are interested in and click on the “Connect” button.

The final option for activating “Zero” is the official MTS application. In terms of functionality, it almost completely copies your personal account, and you can download it from Google Play or the App Store. Next you only need to take a couple of steps:

Open the program.
Log in to the system using your phone number.
Click on “Services”.
Find the desired option and click on the connect button.

Regardless of the activation option, an amount of 4.5 rubles will be debited from your personal account (applicable for Moscow). Then, every day without notification, the same amount of money will be withdrawn from the balance.

Limits on amount and time of use

The client independently chooses how much he or she will need to borrow, but the upper limit is set depending on monthly communication costs:

With minimal monthly expenses (no more than 50 rubles), the amount cannot exceed 50 rubles.
With average expenses up to 300 rubles/month, the maximum amount increases to 200 rubles.
Up to 400 rubles will be available to customers whose communication costs reach 500 rubles/month.
1000 rubles will reach the maximum amount if the client spends more than 500 rubles/month on communications.

Clients participating in the Premium Service program have the opportunity to connect to a Premium OP on the same terms as a regular one, only the maximum loan amount increases to 1,500 rubles. And corporate clients have the opportunity to “borrow” up to 3,000 rubles.

As for the loan period, it can be up to three days. At the same time, you can turn off the promised MTS payment (repay the debt) earlier; to do this, you just need to top up your balance. It is important to correctly calculate the amount of debt; to do this you need to add up:

the amount of current debt on the balance sheet;
payment amount;
commission for using the option.

The service fee depends on the amount borrowed.

Useful on the topic

For subscribers whose costs are more than 500 rubles. Every month the operator sets special conditions and a maximum limit.

Important! If obligations are not met, the number is blocked, and a repeated request for the service is not possible.

The offer is not active for the “Guest”, “MTS iPad”, “Basic 092013” tariff plans. When connecting the mutually exclusive option “On full trust”, this service is automatically blocked.

Deactivation of the service

There are also no difficulties with disabling the “Zero on MTS” option. Similar commands and operations are available here. Only in the case of a USSD request you will have to dial not *899#, but *111*899#. You should also send an SMS to number 111 with the text 8990.

Be that as it may, the most convenient way to manage any services remains your personal account. After logging in to the website or mobile application, you need to find “Zero” in the list of activated options. Next, you just need to click on the “Disable” button.

Attention
Immediately after this, the service will no longer be available for use, and money will no longer be debited from the personal account.

If there are any problems with deactivating or connecting the option, it is recommended to contact the support service at 88002500890. Also, employees of MTS communication stores are ready to answer any questions. Office addresses can be found on the website mts.ru.

Especially for some tariff plans, which have been presented by the telecom operator MTS for quite a long time, additional options periodically appear. We will describe one of these, called “Zero on MTS,” in detail in our review.

Additional options will allow subscribers to save significantly on calls, even without switching to more modern tariffs. It is intended for tariff plans of the Super Zero and Super MTS lines. The “Super Zero” tariff has already been moved to the archives and you will not be able to connect to it again. The “Super MTS” tariff line is still available for connection and switching to it.

What is “Zero on MTS” and what benefits does someone who starts using this option get? It includes the following set of package services:

One hundred minutes of outgoing calls to MTS operator numbers in your home region and landline phones in your home region per day.
One hundred minutes of outgoing calls to mobile numbers of MTS subscribers throughout Russia per day.

Attention! Moscow and the Moscow region are considered by the MTS operator as one home region in this case.

Peculiarities

The option appeared back in 2014. Since then, the line of MTS tariff plans has undergone major changes, but “Zero on MTS” still remains a relevant service.

For your information
The operator itself positions it as a good choice for making frequent calls to family and friends.

The option works in most regions of Russia. The Zero service on MTS has a detailed description, which is presented on the website mts.ru. It says that with the option connected, the client will receive 100 minutes daily for calls to MTS in his home region and the same amount of time for conversations with friends from other regions and republics in Russia.

In total, every day the subscriber has 200 free minutes at his disposal. But the specified amount of time only works in the case of calls to MTS.

Attention
Conversations with subscribers of other operators are paid in accordance with the tariff plan.

Even though a person is connected to a tariff where, for example, 500 minutes are provided monthly, the “Zero on MTS” option provides an additional opportunity to communicate more often with other subscribers of the operator. Thus, the service is worth recommending to those who are forced to constantly make calls to MTS clients.

How much does MTS “Promised Payment” cost?

The free option to connect to the service is possible only if the subscriber requests no more than thirty rubles . Other upward amounts are paid in accordance with the following scheme:

up to ninety nine rubles. – tariff seven rubles ;
from one hundred to one hundred ninety-nine rubles. – tariff ten rubles ;
from two hundred to 499 rubles. – you will have to pay 25 rubles ;
more than five hundred rubles. - tariff fifty rubles .

For each episode of lending, the amount is written off according to the established tariff. This happens after the expiration of the service, money is withdrawn from the top-up amount in excess of the promised payment taken.

Using the promised payment service from MTS is actually simple and convenient.

How to find out the balance of the promised payment on MTS?

It’s not enough to learn about the MTS “Promised Payment” service and how to get the service. It is important to have accurate information about what the remainder of the “promise” is . The company offers three methods.

Enter the combination *111*1230# from the display, send a call, receive an answer.
View the history of promised payments in the corresponding section of the “Payment” menu on the company’s website.
Dial short number 11131 and get information.

The indicated balance will include the fulfilled promised payment, and the balance amount will reflect the subscriber's automatically repaid debts. If the money received is sufficient, the payment for the service will be full ; if not, it will be partial.

Summary

MTS, like any other major operator, allows you to borrow a little money until you can top up your balance.

To take out a temporary loan, you need to use the “Promised Payment” service.

If you enable the “On full trust” option, the balance will go into the minus automatically, but you can continue to communicate and pay the bill once a month in any convenient way. In order not to be left without communication at the most necessary moment, it is recommended to activate automatic payment from a bank card.

Service capabilities

As mentioned above, the capabilities of the service and the size of the loan directly depend on the client’s monthly cellular expenses. That is, the more active the subscriber is, the larger the mobile loan he will be provided.

The minimum amount allocated by the telesystem within the framework of the “Trust Payment” service is 50 rubles. It can be taken by both subscribers with a positive balance and with a negative one.

Now let's look in detail at how you can get a loan for MTS with a negative balance.

Advantages and disadvantages of the option

This service cannot be recommended with absolute certainty to absolutely all MTS subscribers. The option has both advantages and disadvantages. In order not to experience problems in the future, it is recommended that you familiarize yourself with the pros and cons of “Zero” right now.

Advantages:

200 minutes for calls every day.
Small subscription fee.

Flaws:

Minutes are spent only on conversations within the network.

As a result, the option is definitely not suitable for people who are going to save on long-distance and international calls while roaming or within Russia. However, on any archival plan with a modest package of minutes, it will come in handy.