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Situations often occur when the balance at zero does not allow the subscriber to stay in touch in moments of special need. Many cellular operators have provided a service for this case, the essence of which is to lend a certain amount of money for a certain period. “Promised payment” from Megafon is just such an installment plan tool. This option is an excellent operational solution for those who urgently need to top up their account, but it is not possible to do this using a terminal or mobile bank.
Description
As soon as the subscriber activates, the operator will transfer a certain amount to the account, which can vary in the range of 100-1300 rubles.
The period for using credit funds is 3-7 days. If during this period all the money provided under this service is spent, it will be impossible to use the connection. While the promised payment is valid, the subscriber needs to top up the balance. If there is no money in the account within the specified period, the SIM card will be blocked until the loan debt is repaid.
| Promised payment | Available with balance up to |
| 50 rubles | up to minus 40 rubles |
| 150 rubles | up to minus 100 rubles |
| 300 rubles | up to minus 250 rubles |
Terms and restrictions
The size of the loan and the time of use directly depend on the subscriber’s status.
- Ordinary customers who do not use unlimited Internet can count on a 100-300 ruble loan from the operator. The service is valid for no more than three days.
- Subscribers who connect to unlimited Internet can borrow up to 1,300 rubles. Three days are also given to repay the debt.
- VIP clients who spend more than 3,000 rubles on communications monthly are also given a loan of up to 1,300 rubles, but they can repay it within a week.
In addition, the available loan amount is affected by the time during which the subscriber uses the services of a given operator. For example, those who have been MegaFon customers for a little over two weeks can only receive a loan of 50 rubles. And if this period has already exceeded two months, then you can count on 100-200 rubles.
You can borrow money from the operator a maximum of 5 times during the month. It should also be taken into account that you do not need to pay for using the loan, but there is a small commission for connection, which is removed from the balance at the end of the option’s validity period and which depends on the size of the loan provided.
| Amount of Promised Payment | Payment for connection |
| top up by 50 rubles | 5 rubles |
| top up by 150 rubles | 15 rubles |
| top up by 300 rubles | 20 rubles |
Conditions for borrowing funds: amounts, terms, commissions
You can borrow money on Megafon in different quantities - the amount borrowed and the duration of the loan depend on the client of the described operator who has a Megafon subscriber number, the duration of the company's cellular service, and the balance of the cellular device before activating the option. For 3 days, subscribers are provided with from 100 to 300 rubles, for a period of 24 hours – 50 rubles. Borrowed funds are available:
- The subscriber's account has not reached minus 40 rubles - a credit of 50 rubles is offered to users who are Megafon clients for more than one calendar month;
- A negative balance reaches a value of minus 100 rubles - the loan is equal to 150, it is offered after two months of being in the ranks of those who have turned to Megafon for communication opportunities;
- The balance is approaching minus 250 rubles - the trust payment will reach 300 for users of Megafon services who have been within the provider’s network for two months or more.
Note! The offer, which provides for the temporary transfer of funds, is paid for Megafon clients.
Users of the provider who want to receive the promised payment pay for connection: 5, 15 and 20 rubles for 50, 100, 300 rubles of borrowed funds, respectively.
Characteristics of the “Promised Payment”
The trust payment is debited from the account automatically three days after the service is issued or earlier, at the time the balance is replenished with a sufficient amount. Subscribers have access to a loan in the amount of 50 rubles, 100 rubles. or 300r. Each time an option is activated, the user is charged a one-time subscription fee of 5 rubles, 10 rubles. or 20r. in accordance with the amount borrowed from the operator.
general information
First, let's look at what Megafon's promised payment is and how the function works. The service offers to top up your account with a certain amount when you reach a zero or negative balance. Take advantage of the offer to stay in touch even when you cannot deposit funds to pay for communication services.
Subscribers have access to a one-time service and automatic connection. The automatic offer is activated independently when the user’s account reaches the ten ruble mark.
- The offer is valid for one to three days;
- Validity period for VIP clients is 7 days.
Below we will tell you how much it will cost to use the service for different categories of clients.
How to receive the “Promised Payment”?
To activate the service, you can use the following methods:
- Send a message or call back to number 0006. In the text of the SMS you should write the desired amount;
- Dial *106#, then click on call. To activate the option, you must follow all instructions received. This is the only possible way to take out a loan when the number is blocked due to the fact that the balance has gone into minus. You can also use the code *1006#;
- Dial the combination *105*2*5*1# and click on the call;
- Take advantage of the capabilities of your personal account by logging into it, go to the “Services and Tariffs” page, then go to the “Changing tariff options” section, select this service and top up the balance with the required amount.
“Promised payment” for the Internet
This option is only available if one of the . The maximum loan amount is 2400 rubles.
To use the service, you need to dial *844#, then click on the call. You can also connect the “Promised payment” in your personal account.
What are the connection conditions?
The longer you are a MegaFon customer, the greater the payment you receive. When funds are credited, the following commission is deducted.
| 50 | 5 |
| 100 | 10 |
| 300 | 25 |
Funds are withdrawn upon activation of the service.
MegaFon users who:
- They have been cooperating with MegaFon for less than 3 months and have topped up their account at least 2 times.
- Have used MegaFon services for up to six months and spent 400 rubles or less within 3 months.
- The received payment will be written off within 24 hours.
Clients who:
- Use for at least six months.
- Have been using MegaFon services for at least 3 months and have spent at least 400 rubles during the last 3 months.
- The payment provided will be debited after 3 days.
You will be able to receive:
- 50 rubles if there are no more than 40 rubles left in your account.
- 100 rubles if there are no more than 40 rubles left in your account.
- 300 rubles if there are no more than 250 rubles left in your account.
Reasons why the function is not allowed:
- The “Pay when convenient” option is enabled on your number.
- You are using a blocked SIM card.
- You are already communicating through the promised payment.
- you did not repay the previous promise on time.
Restrictions on use
No matter how much a person wants to get a small amount into his account by borrowing it from the Megafon operator, sometimes he doesn’t succeed. There are several situations that impose restrictions on the use of the service.
First of all, this is blocking the number. Regardless of whether the shutdown occurred due to lack of funds or for some other reason, such a situation will not allow a person to receive a single ruble of debt from Megafon.
Nothing will work even if Credit of Trust is connected to a mobile phone. The presence of this service automatically prevents the use of Trust Payment. Another controversial option is a combination of automatic and regular. You can really only use one.
Finally, Megafon does not make a fiduciary payment if the previous debt has not been repaid. Funds received must be returned within one week. If everything is entered in sufficient quantities, the service will become available again.
Automatic promised payment
If you activate this option, the money (300 rubles) will be credited to your account automatically. The option will come into effect at the moment when the balance drops to a certain limit.
To activate the option:
- Send SMS to number 000600, you don’t need to write anything in the text;
- Dial *106*1# and click on the call.
To deactivate the option, you must also send a message to the same number, and write the word STOP and STOP in the text.
How to connect
You can activate “Automatic promised payment” in only one way: send an SMS message with the text “ AUTO ” or “ AVTO ” to number 0006
How to disable
But to disable it, there are several ways:
- Contact customer service at 0500
- Use the self-service system Personal Account
- Via USSD command*106#
- Send an SMS with the text “ STOP ” or “ STOP ” to number 0006
as an alternative to “Promised payment”
We have already mentioned in this article about the “Pay whenever you want” option, which, when active, does not allow you to activate “Promised payment”, since both services are functionally similar.
The main difference is that “Pay whenever” does not provide the subscriber with a real cash loan, but increases “negative” balance limits, keeping the entire list of mobile services available. In this case, the limits are calculated individually for each subscriber and depend both on the average communication costs over the last three months, and on the subscriber experience, tariff plan and package of activated options.
The service is free, and reimbursement of spent operator funds is carried out based on the invoice for the previous month, which is received by the user on the 6th day of the current month. The amounts invoiced must be repaid by the 21st, otherwise the operator may block the number.
To enable or disable the “Pay whenever you want” option, use the USSD request *550*1# . Another way to activate the service is to send an SMS message with the number 1 (one) to the number 5050 . To disable the option, an SMS message with the number 2 (two) is sent to the same number. Checking the current balance status is implemented via USSD requests *100# or *550# .
An excellent opportunity for those whose balance is zero. If you cannot call yourself, then it is enough to send a free notification to your loved one asking them to call you back or top up your account.
The number of messages is limited, no more than 5 times per day. When dialing a combination, pay attention to the correctness of entering the number.
To send a request, dial the following command: *144*number# (in any format).
The service has several features:
- sending is possible to subscribers of any telecom operator in Russia;
- the service does not apply to numbers of foreign operators;
- by sending a request, the client confirms his consent to receive advertising notifications from the company;
- the service is not paid even in roaming, while incoming communications will be paid.
The request is stored for no more than 12 hours. The service is free and does not require a connection.
Quick Entry Combination
The command consists of a combination of numbers *106# or *1006#. In both cases, at the end of the command there is a call key.
Access is also provided in the following ways.
- Through the instructions of the answering machine - for this you need to dial
- Via SMS by dialing the number specified in paragraph 2. The amount is requested in accordance with the tariff.
- In your own account in the section for payment via the Internet.
- On the website).
The terms of provision are as follows.
- Before you take 50 rubles. for the service, you need to make sure that the tariff has been in service for a month, your minus does not exceed 35 rubles. Money is borrowed for a day, then liquidated. The service fee is charged immediately. Other current contributions do not exceed 100 rubles.
- To get 300 rubles for the service, it is enough to have a subscription period of more than one month, with a negative balance of more than 250 rubles. The connection fee is debited as soon as the money is received on the phone. The service can be used for three days, after which the cancellation occurs. A notification is sent to the number.
The service is not provided if:
- number blocked;
- active ;
- the telephone tariff is lower than provided for in the service;
- the service is already in effect;
- insufficient total replenishment amount for the period of using the number;
- the validity period has expired, and the debt has not been repaid.
The payment service is available even in roaming. Constant balance control ensures connection stability.
Terms of service
To receive the promised payment, your account must have at least a certain amount:
- Promised payment in the amount of 50 rubles. available with a balance of at least minus 40 rubles.
- Promised payment in the amount of 150 rubles. available with a balance of at least minus 100 rubles.
- Promised payment in the amount of 300 rubles. available with a balance of at least minus 250 rubles.
If your account has less than the specified amount, or you have been servicing the network for less than the established period, or have not made enough top-ups to your account for the specified period, then the provision of the service will be denied .
It is also worth noting that “Promised Payment” is not compatible with, since these are mutually exclusive services.
How to disable “Promised payment” from Megafon
In order to stop providing the service, you must choose one of the following options:
- Use your Personal Account on the operator’s website;
- Call 0006 and follow further instructions in the voice menu;
- Dial the USSD command *106# and press the call button;
- Send a free SMS with the text “STOP” or “STOP” to number 0006.
Provided by the Megafon operator, this is one of the most convenient types of options that help you stay in touch even if your account has zero. It is not at all difficult to connect and disable the function either directly through the phone or using the operator’s website, and the amount provided varies from 50 to 300 rubles. However, before connecting, you should remember several important points - the commission requested for the service, its validity period and mandatory requirements. If the subscriber is aware of these subtleties, the payment will be an excellent assistant in a critical situation and will help to get in touch every time it is necessary.
Sources
- https://MegafonPlus.ru/kak-vzyat-obeshhannyj-platezh-na-megafone/
- https://infomegafon.ru/uslugi/doveritelnyj-platezh-megafon
- https://megafon-online.com/kak-na-megafone-vzyat-obeshhannyj-platezh/
- https://megafon-info.com/kak-vzyat-obeshhannyy-platezh-na-megafon/
- https://my-megafon.ru/obeshhannyj-platezh-megafon-komanda.html
- https://ZvonDoZvon.ru/operator/megafon/obeshhannyi-platezh
- https://lichnyj-kabinet-megafon.ru/uslugi/obeshchannyj-platjozh
- https://megafon-info.com/kak-vzyat-obeshhannyy-platezh/
- https://lk-cabinet.com/help/obeschannyy-platezh-na-megafon/
