If there are no funds in your MegaFon account, some services become unavailable. However, the operator offers convenient ways to borrow money. Before activating this option, you need to read the terms of provision and study the recommendations on how to disable the promised payment on MegaFon.
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Terms of service and cost
The procedure for using credit funds within the promised payment is established individually.
Also read: All about connecting the promised payment to MegaFon
Expert opinion
Milan
Expert in the field of mobile communications. Megafon employee.
The conditions depend on the amount of funds spent on payment for communication services and the duration of the period of using the SIM card.
The operator offers 2 options for replenishing your account with credit money:
- one-time trust payment;
- automatically when the limit set by the user is reached.
When providing the promised payment, the following conditions apply:
- A loan in the amount of 50-300 rubles is available to each subscriber who has been using the operator’s services for more than a month. The amount of funds credited and spent is not taken into account.
- A client who registered in the MegaFon system more than 2 months ago can borrow 400-3200 rubles. for 3 days. Over the last month, the subscriber must pay for communication services in the amount of at least 280 rubles.
- An important condition is the absence of debt on the personal account.
- Trust payment is not compatible with the “Pay when convenient” option.
- The cost of connecting to an automatic service is 20 rubles. The fee is charged each time you activate after sending the command. It is debited from the account at the time the loan is credited.
How to remove a one-time promised payment on Megafon
Deactivating the one-time credit loan function is not possible, since the option is a service option and is assigned to a number. Every time the number’s personal account approaches the zero threshold, an SMS is sent to the phone about the opportunity to top up the balance using a credit loan. Whether or not to use a one-time loan is a personal decision for each subscriber. If the client wishes to borrow an emergency amount, he simply needs to send a reply SMS to the same number. Once confirmation is made, it will be impossible to disable it! The activated one-time credit function will turn off automatically upon expiration. The subscriber is obliged to repay the credit debt! You must deposit a certain amount into your balance with interest before the service expires. Otherwise, the operator has the right to suspend communication on this number.
Disconnection methods
You can cancel the service using your “Personal Account”, SMS message, or call the operator.
USSD commands
To remove the option this way, perform the following steps:
- Switch the smartphone to dialing mode.
- Enter *106#.
- Press the call key.
Within a minute, a message is received with information about disabling the trust payment.
SMS
You can refuse an unnecessary option by sending the text “STOP” to the number 0006 . The service is deactivated immediately.
Call to operator
You can cancel the offer you are using by contacting the operator at the following numbers:
- 0006 (the service is intended to deactivate the trust payment);
- 0005 (this is a hotline number designed to interact with the operator and get answers to all questions).
Expert opinion
Milan
Expert in the field of mobile communications. Megafon employee.
Calls to these numbers are not charged. Making a call from a SIM card of another operator is impossible.
"Personal Area"
The telecom operator's website has a simple interface. “Personal Account” can be used to manage all services and options. To cancel auto payment yourself, follow these steps:
- Log in to the MegaFon Internet portal (to do this, use the previously specified password or log in via SMS).
- Find the “My Services” section.
- Select the “Promised payment” option and move the slider to the left.
Expert opinion
Milan
Expert in the field of mobile communications. Megafon employee.
You can also delete an unnecessary option through a mobile application that replicates the “Personal Account” interface.
Office center
If it is impossible to disable the promised payment function using the above methods, contact the MegaFon service center. They provide the employee with a passport and voice the request.
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How to disable automatic promised payment on Megafon
When the status shows “Connected”, but the subscriber does not intend to use the service function, it must be urgently deactivated. Let's consider in detail several options on how to disable the promised payment on Megafon.
Call
You can cancel a current offer on your phone without any problems with one single call to one of two numbers: • 0006 – service digits for the credit loan service; • 0500 – technical support hotline for the company’s clients. The numbers presented are toll-free and do not require payment for calls from mobile numbers of operator subscribers.
SMS
To cancel an unnecessary loan, send an SMS with the text message “STOP” or “STOP” to the numbers 0006.
Team
The operator offers a short system USSD request that instantly disables the service - *106# and the call.
Personal Area
The user self-service account has simple functionality and is a convenient tool for complete control over the activation and deactivation of services on any number. The only condition for access to the account is an Internet connection. Procedure:
- Log in through the official resource.
- Log in to your account using a password or one-time SMS.
- In your account, find the category “My options”, then “Promised payment”.
- Move the slider to the Disabled position.
If you are unable to deactivate the credit function using any of the above methods, it is recommended to take your passport and visit the Megafon customer service office. The functionality of the online account is easy to use on a smartphone, iPhone or tablet; for this you need to install the special mobile application “My Megafon”.
Checking service status
You can check the service status in several ways:
- dial the USSD command, that is, the number combination *106# and press the “Call” button;
- call your mobile operator - MegaFon's 24-hour hotline;
- check through the “Personal Account” in the mobile application or on the official MegaFon website;
- go to any nearest mobile operator office with your passport.
Many people do not check the status of the service, but simply dial the command that provides the “Promised Payment”. If money has not been credited to the balance or the service has generated an error, it means that the option is not connected and it is simply not available (for example, due to the fact that the subscriber has been a user of this operator for less than three months or has never topped up the account), or during connection there were any mistakes were made.
Disconnection via Sberbank Online
It is convenient to manage auto payments in the Sberabank Online self-service interface. Follow the link online.sberbank.ru and log in. Temporary login and password can be obtained from an ATM or bank office. On the right is the “Personal Menu” item and the “My Auto Payments” section. Expand auto payments and you will see their names, as in the example below. Here are auto payments by username.
Click the "Manage auto payments" link. A menu with automatic payments will open. Opposite each there is an “Operations” button. To remove auto payment, click on the button and select “Disable”, and then confirm your intention on the next page.
Useful: How to call Megafon operator
Commands for account management
Individual account – subscriber’s personal wallet. Only he should have access. The ability to manage, change different functions - important settings, protection from unfriendly acquaintances, scammers. The company has many options, bonuses, and discounts that you can save up and spend whenever possible.
It is possible to control expenses for the month, set the desired limit, limit it, under the circumstances.
You can easily perform these functions if you know how to use a small set of keys.
There are circumstances that do not allow you to send any request, dial 0501 plus the call button on your phone. The telecom operator will tell you how to use it correctly:
- *100# – the service allows you to check your current balance;
- *550# – the message will not only send you a balance, but also a notification about the remaining available funds and the real limit;
- *105*2300# – order full account details;
- *105*5# – shows bonus points, you will learn how to spend;
- *558# – shows credit for time, messages, traffic.
- *115# – sends data on bonuses;
- *512# – provides the last five account printouts;
- *105*1*4# – the subscriber sees the history of the last five payments;
- *669# – option showing spent limits for the month.
If it is difficult to understand the commands, you can use the services of a mobile operator by calling the hotline. It is possible to come to any communication salon, where polite employees will pay enough attention and explain the subtleties. It will be quite easy to figure it out and understand.
Additional commands
The network operator promises customers not only universal options. Thanks to it, you are aware of the latest events, know how to use roaming, block, allow calls from ill-wishers, and set up automatic replenishment of money.
Using a mobile phone, you can use many other requests:
- *133*amount*phone number# – send money to a friend’s phone;
- *123# – nearby Megafon communication shops;
- *105*6# – find out what options are available;
- *205# – determine your native phone number;
- *150*2021# – block the number from scammers and unwanted subscribers;
- *629# – the mobile operator at the other end of the handset will prompt you;
- *161*4# – list of world news;
- *160# – way to change language;
- *925# – connection to the main one for additional traffic;
- *507# – shows whether the device works with 4G;
- *903# – send an unwanted number to the blacklist for any period;
- *140# – ability to use a navigator
- *645*4# – Megafon Mail;
- *707# – activation of the melody, replacing the beep;
- *525*6# – dial, use unlimited dating;
- *730# – alarm clock with melodies;
- *566*44# – the client can find out where a loved one is without making a call using the “Radar” option;
- *505*0*192# – disable the same service;
- *105*1250# – change language;
- *601# – find out if roaming is enabled, disable it.
The operator improves the system using the latest technology. You can choose and change the means of communication yourself. Your personal account is available not only on a PC, but also on a mobile device. Replenishing your balance is no longer as difficult as it used to be. It is possible to top up by any amount via SMS, even by 1 ruble.
Customers complain about pop-up ads. To remove it, you need to send a message to number 0500 with a request for a call or use the services of your personal account.
It’s difficult to remember all the commands, but there are basic ones for daily use. It is recommended to write them down in a notebook so as not to forget. The full list is on the megaphone website, innovations are constantly being updated. You can use brochures from the communication salon and ask the salon employee to tell you more.
Commands with zero balance
Balance management is an interesting thing, it saves you in unforeseen circumstances. Any payment amount can be used in advance, provided as a loan. Using requests, subscribers help friends and relatives top up their account if they want to give a gift.
The following queries will help you borrow money, send a message about a call, and much more:
- *143*mobile number# – top up your balance using someone else’s phone;
- *144*mobile number# – message to a friend to call the subscriber;
- *550*1# – issue a trust payment;
- *106# – “promised payment” replenishes the balance by a certain amount;
Promised and trust payments - the main difference
Automatic account replenishment is actively used in large cities of Moscow, St. Petersburg, Rostov-on-Don and others. The value of such options lies in the fact that for three days after the account is reset, the Megafon client is promised to continue using communication services without replenishing himself.
Payment is made in advance even if the tariff provides for postpayment.
Daily use involves a charge of 20 rubles. The credit of trust cannot be higher than 300 rubles, and the promised payment is established by the subscriber himself at the time of connection.
Important! When a subscriber violates any article of the agreement on the use of cellular communications, the options in question are not connected to him.
A trust payment is usually used by individuals and can be set at zero, while a promised payment automatically replenishes the account after it is reduced to 10 rubles.
However, when connecting programs for crediting funds to your phone balance from bank accounts, there is a need to cancel the promised or trust payment on Megafon.
Disabling via service terminals
- insert the card, enter the security code;
- open the “Mobile Bank” section and select “Autopayments”.
- find all your auto payments here and turn them off.
After deactivation, an SMS notification will be sent to the number linked to the mobile bank and to the number where the money was received via autopayment that the service is turned off.
What is the essence of auto payment?
Autopayment is a function of automatically replenishing the balance of the SIM card of your mobile phone.
By default, the autopayment service is disabled, but you can enable it forcibly, that is, upon request. To do this, you should create a personal account on the official Megafon website and link to it the details of any means of payment - a bank card, a wallet with electronic money, etc. After connecting the service, as soon as the balance on your number approaches the specified amount (you set it , setting up automatic payment), then a certain amount of money will be debited from the linked payment instrument (also specified during connection) and credited to your balance.
In addition to paying only for your own number, you can also enable the option of auto-replenishing the balance of other Megafon subscribers from your payment details. This way you can be sure that your children or parents will be in touch when needed.
The option is convenient and functional, but you may need to disable it in several cases:
- Tariff change.
- Reduced number usage activity when regular replenishment is no longer needed.
- Unstable deposit of money to the linked payment instrument.
In all these cases, you need to disable the function. There are several ways to do this.
How does the service work?
Automatic account replenishment is very helpful for many subscribers who, due to their workload, do not always have time to top up their phone balance. Before disabling the service, let's find out how it actually works:
- There is no commission for using the AutoPay service, which makes the service quite attractive for many users.
- Only one attached number is subject to automatic payment; other accounts can be topped up only if there is a certain amount of money on the balance.
- You can set any amount for automatic replenishment of your Megafon account. But for other mobile operators there is a fixed amount for replenishing the balance, which significantly limits the subscriber’s options.
Automatic balance replenishment works as follows:
- The balance of the SIM card is under the control of the operator;
- Before taking money to top up your Megafon account from a bank card, the operator sends a request to the bank. The request can be sent only when the subscriber's balance is close to the minimum;
- the amount of money will correspond to the value determined by the client when connecting to the service;
- Then the money will be transferred from your bank card to your phone. The subscriber receives a detailed report about each monetary transaction.
Important! Replenishment cannot be made if there are insufficient funds on the bank card.
Customer opinions
We hope it has become clearer to you how to disable Autopayment on Megafon. Bringing your idea to life is not as difficult as it seems. What do clients think about the services offered?
They assure that there is no need to be afraid of deception. All of the above paths are official. They do not require payment from you, and they can be activated at any time of the day. The request is processed quickly, after which with 100% probability “Autopayment” is completely disabled.
By the way, there is not a single negative review about ways to refuse our today’s function. And most of all, users prefer the opt-out method using USSD requests, as well as the Sberbank Online service. These are the most popular options.
Possible ideas
There are many ways to solve the problem. Everyone can independently choose the algorithm to follow. In the end, you will still achieve the desired result. Please note that the proposed solutions to the problem are absolutely free.
To solve the problem of how to disable Autopayment on Megafon, there are several options, and any of them can be implemented:
- USSD commands from MegaFon;
- SMS request;
- using an ATM;
- access to the Sberbank Online service.
Requests for management of tariff plans and services
Those who like to change the terms of communication simply must know the set of tools and amenities for use. Thanks to them, you will be aware of your services and will not forget which ones you connected and which ones you disabled.
To change any Megafon tariff plan or connect to some new service, you don’t have to go to the salon. You can do this yourself using a set of messages:
- *105*503# – find out what connected services are available.
- *105# – connect, disconnect services, full control in your personal account.
- *105*00# – take the password to enter the personal interface.
- *105*1*2# – find out about the telephone tariff.
- *505*0*3273# – disable services that are not needed.
- *505# – check paid subscriptions.
- *105*3# – affordable tariff.
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