Loan money to a card from Beeline: features of the service

Beeline is one of the leading cellular operators in Russia. It gained its popularity due to its convenience, accessibility and many useful options. One of the new offers from Beeline is a loan on a card. This is an opportunity to obtain a loan on favorable terms in order to take advantage of all the benefits of the tariff plan even if there are no funds in your personal account.

Features of the offer

There are two ways to receive a loan: issuing a plastic card or activating a subscription for “Trust Payment” payments. In the first option, the service is provided with the help of a partner - MFO "Your Success". The application for funds is considered by two banks, so the chance of getting approval increases. Through Internet banking or a mobile application, the client can independently manage the account.

Option features:

• loan limit - 300 thousand rubles;
• no interest charges for up to 55 days;
• free SMS notifications about debits, receipts of funds or other transactions;
• there is no service fee;
• many additional features: tracking transactions, paying for services, calculating bonuses;
• cash withdrawal without commission;
• When you sign up for a Beeline credit card and pay for purchases online, you get a cashback of up to 10%.

provided directly by the mobile operator. Customers can receive a small amount of money in their mobile account for urgent calls. The loan repayment period is 3 days. On day 5, the system automatically removes the funds received from the balance. The credit limit depends on the amount the subscriber spends monthly on cellular communications.

Fact! You can get a new microloan only after the previous loan has been fully repaid.

How to get on the card

In addition to SIM cards, the Beeline company provides its customers with a debit and credit card; all company cards have the opportunity to accumulate interest and receive cashback.

Find out how to apply for a “Your Money” loan through your personal account. Do you need conditions to get a 911 loan? See here.

To get it you need:

• Fill out an application on the company’s website;
• Debit will be issued immediately;
• Credit, later, as it will take time to approve the loan.

Loan terms

Beeline provides favorable lending conditions for customers. To receive a positive response to an application, the client must meet the minimum requirements: age over 21 years, citizenship and permanent residence in Russia, full legal capacity.

Terms of use of the Beeline credit card:

• interest rate - from 28.9%;
• cashback on all purchases - from 1%, on purchases in your favorite places - 5%;
• commission for transfers and cash withdrawals - 4.9%;
• various ways to replenish the balance - through a terminal, by transfer from another card, in cash at Beeline offices;
• no commission when withdrawing cash (from 5 thousand rubles) at Mastercard ATMs, when withdrawing less than 5 thousand - 149 rubles;
• The monthly withdrawal limit is limited to 50 thousand rubles.

provided under the following conditions:

• repayment of the loan no later than 3 days from the date of application;
• possibility of early repayment of loan funds;
• the cost of the service is 15 rubles;
• the amount spent on operator services over the last 3 months should be from 50 rubles. monthly;
• continuous use from 2 months;
• The loan amount depends on the amount of money the client spends on cellular services over three months: 50 rubles. loan when the amount spent is 100 rubles, loan 100 rubles. when paying for communications in the amount of 1000-1500 rubles.

Advice! To receive a quick microloan from Beeline, you must comply with the rules. The first is that the number is not blocked, the second is that the money received can only be spent on cellular services.

Interest rates

Microfinance companies calculate interest rates on loans daily. Most organizations lower interest rates for subsequent loans to loyal customers and also offer an increase in the period for using borrowed funds.

Offers from the microfinance companies under consideration are summarized in tabular form:

For comparison: MFO "Turboloan" has an interest rate of 2.17%.

All MFOs have a system of fines or penalties for improper execution of the loan agreement in case of delay. For example, “Prosto Credit” and “Vivus” charge 0.05% for each day of late payment, and Pay ps - from 0.1 to 0.2% per day.

Read the rules for providing microloans to MFC “Loan Online” here.

Registration and connection of the service

You can get a loan of money on a Beeline card in two ways: online or at a bank branch. To quickly obtain a loan online you should:

• go to the official Beeline website;
• fill out the form, indicating personal data, email and phone number;
• enter the SMS activation code;
• indicate your place of work, registration, income data, provide contacts to verify the authenticity of the information;
• confirm the application and wait for the specialist’s response.

To receive a microloan to pay for cellular communications, dial the key combination “*141*1#”, press call and follow the instructions. The system will report the loan amount that is available to the subscriber. The service can be activated in your personal account on the Beeline website.

No passport or other identification document is required. After all, its copy has been in the operator’s database since the purchase of the Beeline SIM card.

Requirements for the borrower

The loan is issued to any individual with whom an agreement has been concluded for the provision of Beeline mobile communication services. There are 3 reasons for refusal:

• the subscriber is under 18 years old;
• the SIM card was purchased recently;
• The client's account has had a zero balance for a long time.

According to rough estimates, the approval rate of applications exceeds 95%.

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