There is no money, but you need to call. How to ask to borrow money from an MTS operator?

When deciding how to borrow money from MTS Ukraine (Vodafone), you need to familiarize yourself with the special offer from the operator within the framework of the current tariff plans. In 2015, the company was renamed, after which the tariffs released came with the prefix not MTS, but Vodafone.

The only relevant question is how to borrow money from MTS Ukraine (Vodafone) in the amount of 20 UAH per phone number. You can use this help in emergency situations, and use the amount received when ordering to pay for outgoing calls, SMS messages or the Internet. This can be done by sending a simple SMS message to the short number 5010 (free of charge). After this, if there are not enough funds in the account or even a minus balance, you can contact the required network subscriber at any time.

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Features of using the service

The ordered funds are credited to the main or additional account. It all depends on the status of the current balance on the phone number.

If, when ordering funds, the main account balance is less than 0.02 UAH, connecting a package in the amount of 20 UAH will be sent to the active main account. In all other cases, it is linked to an additional account.

You cannot use the package to pay for content services using an additional balance, but you can:

• make calls and send SMS to subscribers within Ukraine;
• pay for data transfer services.

Subscribers of MTS Ukraine (Vodafone) tariff plans still have access to:

• international communication services;
• roaming services;
• periodic payments.

Tariffing of the main account remains on the terms determined by the current tariff plan. In other words, the money received is spent in the same way as the money received. More detailed information can be obtained from a service center representative by contacting him using the toll-free short number: 111.

Refund to Vodafone after borrowing money

Any loan must be repaid with interest. This service from Vodafone can essentially be called a mini-loan, therefore, the money for it will also have to be returned. The required amount will be debited from the account immediately after the phone balance is topped up.

In the event that there are not enough funds on the balance to fully cover all expenses, only half of the money will be written off for the service. Payment according to the tariff plan is a higher priority for the company. The entire procedure costs 23 hryvnia. 20 hryvnia is charged to the phone and 3 hryvnia is the price of the service itself.

How does the connection happen?

How to order money on credit at MTS Ukraine (Vodafone)? To do this, you need to send an SMS with any text to the free number 5010. A message with a response will be sent to the sender's number, indicating the current status of the operation.

After this, you can check your main account balance by dialing the service number *101#. You can also check the balance on your additional account. This command is executed by sending the symbol combination *101*10#.

• About how you can borrow money from MTS if your account runs out of money

For whom is it available?

The service is available to all MTS subscribers except for the “Classic” tariff, as well as plans designed for servicing devices, guest services for tourists, as well as a number of shareware tariffs with minimal communication costs. If you cannot connect the service to your phone, when you request, you will receive the message “. You cannot use the service if you are in debt to MTS for other services.

In this case, try to use other lending opportunities. The service will not be available if you have overdue debts on other MTS financial services.

When connecting, the following conditions must be met:

• service within the tariff calculated for services to private individuals;
• your average monthly expenses are at least 200 rubles, at the moment the condition has been relaxed and an average monthly payment of less than this amount is allowed;
• You have no debt on other accounts.

Conditions for repayment of credit funds

Since the offer to order funds from the MTS Ukraine operator (Vodafone) can be represented as a kind of mini-loan, it is clear that the borrowed money will have to be returned, including a certain percentage.

After using the borrowed funds, the subscriber then replenishes the balance with personal funds using standard methods (cash, bank card, etc.). In any case, the amount determined by the tariff will be charged from the number. If there are not enough funds from the current replenishment, the operator will take only half of the received replenishment . Priority is given to payment for using the services of the current tariff plan.

Reference . You can order the service in the future after using the entire previous accrued amount. The cost of ordering an active service in any case is 3 hryvnia.

The total amount required for full mutual settlement is 23 hryvnia. The account balance will show 20 hryvnia, while 3 hryvnia will be the payment for the cost of the service. In emergency situations, when there is no time to find a way out, the only help can be the MTS Ukraine (Vodafone) emergency money option. Spending two or three hryvnias will not have much impact on the contents of the wallet, but the subscriber quickly gets the opportunity to use the network services for their intended purpose.

The service is switched off automatically after the debt is repaid. A subsequent order is possible after the full withdrawal of 20 UAH and the cost of the service. There is no automatic renewal.

What can you spend money on?

The withdrawal credit, in addition to the fact of the credit from Vodafone, can be spent on:

• Calls in the middle of the border Vodafone in the territory of Ukraine and in roaming;
• Send SMS notification;
• Services for transmitting data across borders;
• Roaming and international calls.

It is not possible to pay for Rozvazhal’s services from an additional salary.

Remember, the service is active for 2 months (for the main account) from the moment of connection and 30 days for the additional account.

Additional information on the service

Only those subscribers who have been using an active SIM card for more than three months can order money on loan to an MTS Ukraine (Vodafone) account. The conditions also apply to mobile operator numbers where the total amount of communication expenses was at least 10 hryvnia for the last month.

The countdown of the time for using borrowed funds begins from the day of connection. Activated packages will be valid for the main account for two months, for which an additional 30 days are allocated.

Who can take the money?

“Express money” is available only to bona fide subscribers who have not allowed their number to be blocked due to non-payment of communication services during the term of the contract with MTS. This is one of the requirements, there are others. The subscriber must:

• be an individual;
• have an agreement with the operator that is valid for at least 30 days from the date of conclusion;
• constantly use the operator’s services;
• confirm your data contained in the company’s database: full name, address, passport details, date of birth. To do this, you need to come to the operator’s office with a passport;
• not be a user of tariff plans: “Cool”, “Basic 092013”, fixed tariff plans.

The above are the basic requirements, but the operator may have additional ones, for example:

• replenish your account at least 2 times a month;
• the replenishment amount must be greater than the amount established by the tariff;
• For the last 2 months before activating the service, the client must use communication services outside his home region;
• make payments using the MTS Wallet service.

When deciding whether or not to provide it to a subscriber, the operator can apply one of the specified additional criteria, or can take into account all of them at once.

Balance loan from MTS - how to get it?

When there is no money to put into your mobile account, and being blocked is not part of your plans, there is a completely working way - to borrow a certain amount. In general, there are two options that the operator offers:

• connect or “Promised payment”;
• ask a friend or acquaintance for help by sending him a request.

Among the methods there is one more - setting up automatic balance replenishment

from a personal bank card. This is easier to do when you have a valid account with MTS Bank.

What is Express Money?

For individual subscribers of the mobile operator MTS, the following rules apply for obtaining a financial loan to an account:

• your tariff represents the Cool, but not basic line 092013;
• a restriction is imposed on the fixed use of communications;
• you must be NOT a corporate client.

The option is similar to popular loans that you take out from a bank card (the so-called credit limit). The company provides the subscriber with an amount for the use of mobile communications, and the subscriber returns these funds back to the company.

Please note that the company provides any loan of money only to reliable users, so not everyone can use the service. There are a number of requirements for subscribers in this matter:

• using the operator for more than four months;
• during this time the number is not blocked;
• no other debts on the phone;
• do not work or “Promised payment”;
• the person did not pay for communication services with deferred payments.

The nature of the rules is quite logical and justified, because the company will not transfer funds to unreliable clients.

If all conditions are met, your application for “Express Money” will be considered.

If you have any questions, please let us know Ask a Question

• a notification is sent to the subscriber’s number with a request to top up the account;
• if the balance is negative (at least -1 kopeck), then a message will automatically be sent with an offer to order funds;
• the notification contains information about the credit institution (phone number and website);
• options for replenishment amounts are also offered (they are numbered);
• In response to the SMS, put the corresponding number next to the amount you are interested in.

Within a few hours, a notification will be sent to your smartphone about the status of processing the request. If all requirements are met by the client, the response to the “Express Money” order will be positive. Money is issued in rubles.

There is no automatic accrual of credit funds, so once you have applied for one and used the loan, there will be no automatic renewal. Therefore, there is no need to disable the one-time promotion.

One of the most popular services among regular MTS subscribers is “Promised Payment,” which the operator provides on a paid basis. Its essence is that when sending a corresponding request or enabling the service in the Personal Account, the subscriber receives a certain amount into his account.

This way you can top up your mobile account balance when it is reset or goes into minus up to 30 rubles.

The loan size varies depending on the user’s activity, namely, how much he usually spends per month - from 50 to 800 rubles. The most active subscribers who spend more than 500 rubles can re-borrow from MTS without even repaying the previous loan. The only condition is that the total amount of promised payments should not exceed 1000 rubles. But for Premium program participants

A limit of 1500 rubles is also available.

For such a service you will have to pay a certain commission, which also depends on the amount of monthly account replenishment:

The promised payment is not available to everyone. Here are the restrictions

:

• registration in the MTS network for at least 60 days;
• there are no debts on spare SIM cards from MTS;
• no connected .

To activate the promised payment, just dial on your phone

command *111*123#. A decision will be sent in the response SMS - denied or approved. You can go to your Personal Account of the My MTS application and activate the promised payment in the payment section. Another option is to call the hotline number 1113 and apply for a loan.

The promised payment is provided for a period of 3 days

. You can pay off the debt and commission by depositing the required amount into your account. Moreover, you must also pay off the debt that was incurred at the time of taking out the loan (if there was one).

Example:

There was minus 70 rubles in your account. and you made the promised payment for 200 rubles. Here the commission will be 25 rubles. For 3 days of the service, you spent an additional 100 rubles. You need to top up your balance with at least 198 rubles. Then, when written off, you will not go into the red.

Can every subscriber receive a debt?

Less than 2 months have passed since you purchased the SIM card? The service will be available; however, you can only borrow 50 rubles. And only if the balance is not below zero.

On the 61st day after registering the number, the operator begins to trust the client more. This means that these lending conditions become relevant for you:

• spend from 300 rubles on communications, you can take out a loan of 100 rubles or 200 rubles;
• you spend from 301 rubles per month, you get the opportunity to take 300-400 rubles;
• if spending exceeds the amount of 501 rubles, a debt of up to 800 rubles becomes available.

To borrow from MTS, the minus on your account should not exceed 30 rubles. Otherwise you will have to use the options described below.

Attention! “Promised payment” is incompatible with some tariffs (for example, “Guest”, or “MTS Connect”) and services (for example, “On Full Trust”). However, many tariffs, including Smart-unlimited, are compatible with it.

Help from a friend

Another way to become a current subscriber again is to send a request to a friend or acquaintance

to top up your account directly from your mobile account. To do this, just dial the command: *116*friend’s phone number#. Moreover, the number can be dialed in any format - starting with +7, 8 or 79.

You can ask someone for help in other ways: for example, dial *111# and in the menu that appears, click on “Top up my account.” You can also send a request directly via the command *111*7#. Having received the message, the friend will be able to transfer money to the account through the terminal, in MTS stores, or use a card.

There is still the opportunity to reach someone or send an SMS at the expense of the person you are calling

. To do this, you need to dial 0880 and, after listening to the informant robot or without waiting for an answer, enter your cell number (start with +7). To send a free SMS, dial a friend’s number, then 5880. As a result, the money for the message will be debited from the person to whom it was addressed.

Adding or removing advanced options

The most popular USSD commands.

Internet

• *345# – “Network” option, use of instant messengers, social networks without restrictions, *111*345*2# – disable;
• *111*160*1# – “Internet mini” connection; to cancel, dial 2 before the grid;
• *111*161*1# – activation of “Internet Maxi”, disabling – instead of the last one, dial two;
• *111*166*1# – select the “Internet VIP” parameter, to cancel at the end of the combination, press two instead of one;
• *111*1430*1# – basic prices for accessing the network;
• *252# – a way to add a service for accessing the Internet “Bit”, disable – *252*0#;
• *628# – connection of the “Super Bit” option, failure – *111*628*2#;
• *111*768# – setting up parental controls;
• *111*1118*1# – antivirus.

Calls and SMS

• *111*46# – turn on the anti-determinant;
• *111*2919# – basic voicemail, cancel – *111*2919*2#;
• *111*38*1# – order the service “They called you!”, disconnect – *111*38*2#;
• *111*0300# – 300 SMS;
• *111*445*10# – 10 MMS;
• *111*902# – savings when calling abroad;
• *111*52# – restriction of unwanted incoming calls, refusal – *111*53#;
• *230# – spam blocking, remove – *231#;
• *111*48# – ability to make a conference call, delete – *111*49#;
• *111*528*1 – activation of the “Everywhere at home” option for clients in domestic roaming;
• *444# – a way to make economical calls in international roaming, disable – *111*4444#;
• *111*903# – “Profitable long-distance”, where calls to subscribers of Megafon, Beeline, and other mobile and fixed-line operators are cheaper;
• *111*54# – ability to wait and hold a parallel call;
• *111*2320*1# – connection to the SMS Pro service package, a convenient assistant for forwarding, auto-reply, and other functions, can be disabled by a similar combination with the number two at the end instead of one.

Entertainment

• *151*2# – information about entertainment services, connection, deletion;
• *111*28# – “Beep” function, cancel – instead of 28, enter 29;
• *606# – use MTS-Music, unsubscribe – *111*9590#;
• *347# – registration on the Ivi video portal;
• *888# – activation of access to Apple Music;
• *828# – subscription to a children's video resource;
• *567*0# – start listening to MTS Radio.

An alternative is. It can also be used when the account balance is zero or has gone negative.

By activating such a service, the subscriber does not have to worry about being blocked. The system will remind you several times that you need to top up your balance. Advantages

similar service as follows:

• it's free;
• available on all tariffs (except for “For tablet”, “For laptop” and “For corporate clients”);
• allows you to communicate within the limit of minus 300 rubles. (for beginners) or minus 800 rub. (when using the service for more than 10 months).

The limit of this service is calculated based on the subscriber’s monthly expenses

. For those who connected to it for the first time, the fee will be up to 300 rubles. Over the next 3 months, the operator will monitor the subscriber, and if the verification is successful, then MTS increases the limit to 800 rubles. or in the amount of +20% to total expenses. If you want to fix the limit amount at a certain point, you need to dial the USSD request *111*2136#.

Conditions,

under which the service is provided by MTS:

• using MTS communication for more than 3 months;
• positive balance at the time of connection;
• expenses per month - at least 200 rubles;
• There are no debts on other SIM cards from MTS.

It is important to note that in this case you need to pay for communication on a monthly basis.

based on the invoice sent. Also, having activated this service, you will not be able to activate the “Promised Payment” as well.

If a subscriber has connected to the “On Full Trust” service, but has not used it for a month, it will be disconnected automatically

.

How to talk on credit up to minus 300 rubles

"Promised payment" is bad for two reasons:

1. It’s easy to miss the moment when there is less than 30 rubles in your account. and, accordingly, give yourself more through the “Promised Payment”;
2. For new subscribers, it is usually useless, since they can only borrow money from MTS if they have a positive balance.

Therefore, there is an alternative called “In Full Trust”. This is a service that allows you to pay for communications once a month and lose up to 300 rubles.

It works like this:

• You connect “On Full Trust” for free - the service does not require any connection fees or a fixed monthly fee;
• spend as much as you need. Even on loan. Negative balance limit – 300 rubles;
• at the end of the month the system itself calculates how much you owe. You receive an SMS indicating the amount;
• You pay the invoice by the 24th.

Attention! If the balance falls below the permissible limit or the MTS loan is not repaid on time, the SIM card may be blocked.

The advantage of the service is that 300 rubles is only the initial stage. If you regularly top up your balance, the maximum amount of debt will increase to 900 rubles, since after the starting period (30-31 days) it begins to be calculated from the total amount of payments for 3 months.

To connect “In full confidence”, dial *111*32# or send an SMS with the text 2118 to number 111. In addition, you can call 111 and after the autoinformer message, dial the numbers 2118.

Connecting auto payment

Often, due to the subscriber’s oversight, the balance on the account approaches zero or goes into minus, after which the connection is blocked. To prevent this, it is recommended to activate the automatic top-up service

. Funds are debited from a bank card on a specified date or when a certain threshold is reached. For example, there are 50 rubles left in the account. If such a threshold was specified during setup, the operator will independently make a payment for the fixed amount.

This service has several advantages

:

• the subscriber will always be in the access field, since the balance will never be empty;
• there are no hidden commissions or subscription fees;
• can be used to pay for cellular communications for your loved ones;
• You can set a limit on the amount of automatic replenishment.

You can connect such a service only in your personal account or mobile application

.

Sometimes it happens that a user of mobile operator services finds himself without funds in his account. The reasons for this may be different, but the need for communication does not go away. What to do in such a situation? Let's look at the answer using a specific example: how to get a loan for MTS?

Debt repayment

In order to repay the loan provided by the company, you will need to top up your balance with one payment in the amount of more than 23 hryvnia.

When replenishing an amount less than necessary, you will be automatically debited 50% of the deposited funds. If you want to immediately activate your tariff plan, then pay the debt amount of 20 hryvnia + 3 hryvnia as payment for the service provided and the required amount to activate your service package.

A subsequent order for a service is possible only after the previous amount has been fully used; the cost of ordering a service is 3 hryvnia.

Examples of debt repayment:

1. You top up your account with 23 hryvnia or more at once - the debt is written off in full, the balance is credited to your balance.
2. On September 1, you requested funds and on September 5, you topped up your account with 20 UAH. In this case, 10 hryvnia will be written off to pay off the debt, and the balance will be credited to your balance. After which, on September 12, you deposited 12 UAH, 50% (6 UAH) is charged again, and so on until you have paid the entire amount of 20+3 UAH.

The service is disabled automatically after the debt is repaid; there is no independent renewal.

Lending from MTS - what is it?

The phenomenon of lending from MTS implies two types of options:

• crediting funds to your mobile phone balance to pay for communications;
• providing a mini-loan to your telephone balance to pay for goods and services.

Both options involve the same mechanism (with minor differences).

The user enters a certain combination of symbols and numbers on his device and sends a request for a loan by calling. After this, within a few minutes, if the client satisfies the operator’s requirements, money (Russian rubles) is credited to the account. Of course, before the expiration of the borrowed funds, the debt must be repaid

– this is done by adding the amount of debt to the balance sheet along with interest or commissions.

Important! Carefully study the terms of the loan so as not to get into an awkward situation due to late payments or incomplete repayment of the debt.

The combinations that allow you to submit a loan request vary depending on the type of service selected. Below we will look at them in more detail.

How to turn around

By using the term payment method, the subscriber can turn the money back into a regular transaction. Then you need to put 23 hryvnia on your balance to pay off the debts and, probably, a few pennies to pay for the package of services.

Since financial minds do not allow for this to be earned, then the return of pennies taken as a deposit will be received step by step:

1. As soon as a subscriber renews his telephone number for any amount, 50 hundred rubles are charged from him for the service.
2. Rashta 50 hundred will be debited to the monthly payment - an option that is given priority.

And more of these can be added to the term and package of services. It’s very clear that when you sign up for the extra money option on MTS, you don’t incur any additional commissions.

Services with a negative balance

There are three services that allow you to borrow money into your account if the balance is negative.

“Help me out”

The official page describing the service is here.

Procedure for using the service in Russia:

1. 1st method.
   Dial 0880********* and make a call. Asterisks are the subscriber number in ten-digit format (for example, 9186002323).
2. 2nd method.
   Dial 0880 and make a call. Wait for the answer from the answering machine and dial the phone number.

Note 1.

You should enter the contact of the person you want to call.

The recipient will receive an incoming call and a notification with an offer to accept it at his own expense. If the user is not available or his number is busy, he will receive an SMS asking him to call back.

Limit – 10 calls or SMS per day.

How much does it cost in Russia?

The service is free for the caller. For the person who receives the call, the cost ranges from 2 rubles. up to 8.90 rub. It is possible to add a roaming tariff if the subscriber is in intranet roaming.

Read the rest of the conditions, including the cost and procedure for use abroad, at the link above.

"Promised payment"

Main conditions:

• available with a minus of no more than 300 rubles;
• cost – up to 50 rubles;
• validity period – 3 days.

Details are available on the service page.

How to order the promised payment to your number? There are four ways:

• dial command 111*123#
  (hereinafter referred to as call);
• activate the option in the “My MTS” application (section “Services”, subsection “Available” - select “Opportunities at zero”);
• activate the option in your personal account on the operator’s website;
• dial number 1113.

Repayment of the promised payment occurs through replenishment of the balance for the amount of the transaction and the cost of its connection.

“Top up my account”

The request is sent in two ways:

• command *116*subscriber number#
  – call (for example *116*89186002323#);
• command *111*7#
  – press call, and then enter the subscriber’s number.

Limit – 5 requests per day.

The recipient receives an SMS with the text: “This subscriber asks to top up his mobile phone account. The most convenient way to do this is on the website oplata.mts.ru, you can also make a transfer from the account of your number *115*1#.”

The service is free. Those. You can receive an interest-free transfer, because the entire financial burden is on the sender.

Read other terms and conditions here.

How to activate and deactivate the Promised payment service on MTS

And this is a version of the option from MTS Russia, which allows subscribers to forget about the fact that they urgently need to top up their account. It will be beneficial in some ways:

• There is neither a communication shop nor a terminal for making payments nearby;
• You have no desire or opportunity to leave home, work or school to top up your account.

But if you use this option, replenishing your account will become available to you anywhere directly from your cell phone.

Connection is carried out as follows (optional):

1. Dial code *111*123#.
2. Using the Internet Assistant, where you need to follow the links “Payment” => “Promised payment”.
3. Making a call to number 1113.

The service will not require disconnection, and the debt will be repaid at the next replenishment. As for the cost, it is as follows:

• Completely free when paying less than 30 rubles;
• 7 rubles per payment, in case of payment from 30 rubles inclusive.

Consumer loan

Can I take out a loan in cash or on a SIM card? The answer to the first is no, to the second – yes. In addition to the opportunity to receive a microloan to pay for communication services, there is the option of providing consumer loans. For those who often use a mobile balance as a means of payment, the service may be useful.

It is not uncommon for situations when, when paying for goods and services (using funds in your phone account), at some point you receive a message about a lack of money. What to do in this case? The advantage is that you don’t need to enter anything - the operator himself will offer a short-term loan. In this case, instructions for registration will be sent.

The service is called “Express Money”.

Requirements

Within the framework of such lending, MTS acts as an intermediary between the microfinance organization and its client. In this case, the operator also acts as a guarantor.

Due to these specific circumstances, not everyone will be able to receive such an offer. The following requirements apply:

• period of use of MTS services – 120 days, no less;
• no number blocking;
• absence of uncovered debts within the service (“Express money”).

Also, a subscriber of a communication provider should not use “Promised Payment” and other similar services. The same applies to deferred payment.

Conditions

How much can be offered as a loan is determined on an individual basis. In any case, this is not a lot of money - from 20 to 2,600

rubles The loan amount and the amount required for repayment are contained in the SMS with the loan offer.

To agree to the terms, you must send “1” (without quotes) in your response message.

Note 2.

A detailed description of ED is available on the official page, the link to which is provided above. In particular, there you can read about how to repay the debt, who can use the option, etc.

Conditions for obtaining a loan

Not every subscriber can use this service. If the SIM card is a corporate client, then the option is not available. For everyone else, the following rules apply:

• The tariff plan should not be from the “Cool” line.
• Prohibited for the basic tariff 092013.
• A complete ban on fixed-line communications.

Everyone else will receive this message automatically. But there are certain conditions that are a guarantee for the organization.

1. The client needs to be serviced under normal conditions for more than 120 days, it is important that the number has never been blocked;
2. There should be no debt for a service already taken;
3. “Promised payment” and “In full confidence” are not activated;
4. The subscriber has never used the deferred payment method to pay for services.

If the conditions are met, then the financial institution makes a positive decision to issue funds as a loan.

Credit cards

It’s worth mentioning separately about the possibility of getting a credit card from MTS Bank. There are a total of five products to choose from:

1. MTS Money Weekend.
   This is plastic with cashback in rubles and monthly payments. Available credit limit – 299,999, cashback – 5%.
2. MTS Money Zero.
   Interest free offer. Cashing out – 0 rubles, using borrowed funds – 0%.
3. Universal MTS Cashback card.
   5% cashback and preferential loan period - 111 days.
4. Salary MTS Money Weekend.
   An option that implies bonuses for salaried clients. 400,000 – limit, 5% – cashback.
5. Child's world.
   8.3% – cashback in the form of bonuses on clothes and shoes in brand stores. Free service.

Note 3.

You can proceed to studying the detailed conditions for each product on this page.
MTS Money Weekend card page
This is an alternative way to provide yourself with money and it is not related to the set of commands, but it is still useful to know about this possibility.

Advantages of the My MTS application

The program is designed as an online assistant. The following functions are available in it:

1. Checking the balance of money in your personal account.
2. Refill.
3. Remaining packages of minutes, messages, megabytes.
4. Change of tariff plan.
5. Ordering additional services.
6. Registration of subscriptions.
7. Transaction details.
8. Technical, consulting assistance.

Each item is described in detail, and the USSD command for its activation and deletion is given.

For MTS Ukraine 2. For MTS Russian Federation

Running out of money on your cell phone account? This is not a problem if you are an MTS user. It is possible to borrow them!

And this opportunity is cheap at any time.

For MTS Ukraine

To borrow money from MTS, send a message with any text to number 5010. It will be in your account within a few minutes. 20 UAH will come. If the balance at the time of sending the request remained less than 0.02 UAH. then this money will go straight to the main account.

If the balance amount was greater - an additional one. Upon completion of the next replenishment, 23 UAH will be debited from your account.

" Size

loan amount – from 5 to 30 UAH. Or it is possible to send an SMS message to number 150 with the text in the format “(your number) * (loan amount)”. Both messages and USSD requests are free of charge.

For MTS Russian Federation

It must be emphasized that Russian subscribers have more loan size options than Ukrainian ones. To top up your own account with money from MTS, you need to collect the USSD command * 111 * 123 #

or call 1113. Then follow the instructions of the group. The size of the payment depends on how much money you spend per month on using MTS loans.

In addition, the ability to call/send a message at the expense of another subscriber is cheap. When sending an SMS, indicate his number with the prefix 5880. If you want to call a second person at his expense, collect his number in 10-digit format and add the code “0880” (with his consent, of course).

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Source: ossinfo.ru

"Promised payment"

The most common option is how to borrow money on MTS. To activate you need:

1. Dial combination *111*123# and press the call key.

2. Set the loan amount, click “ OK ”
3. You will receive an SMS notifying you that the service has been activated.

This option allows you to top up your account for 3 days from 30 to 1000 rubles. At the end of the period, the money will be debited from the balance, including an additional fee for processing in the amount of up to 50 rubles. You can top up your account with a loan of up to 1,000 rubles only if you spend more than 501 rubles on operator services.

In addition to the USSD request, the service is activated by:

• Through the “My MTS” mobile application in the “ Account and payment ” section - “ Zero opportunities ”;
• In your Personal Account, go to the “ Payment ” tab - “ Promised payment ”;
• Activate the service by dialing 1113 from MTS.

Important! Subscribers with a negative balance can take advantage of the offer, provided that it does not exceed 300 rubles

How to activate “Money to order”

To activate the service, you need to send an SMS request to the free system number 5010. If the remaining amount in the account is less than 0.02 UAH, 20 UAH will be credited to the main account. If the balance is greater, the money will be transferred to an additional account.

In order to check the current status of your main account, dial *101# and activate the dial-up function. An additional account can be checked by sending a request to the system number *101*10#.

Nuances of use

The money received into the main account can be managed in accordance with the needs of the tariff plan. The additional account is used to pay for calls and mailings within Ukraine, as well as for international communications and roaming services. Money from it cannot be used to pay for content services.

Return of borrowed funds

Upon subsequent replenishment, the amount of borrowed funds and payment for the service provided are automatically withdrawn from the subscriber’s account. As a result, the refund will be 23 hryvnia. If the replenishment is equal to or less than this figure, 50% of the funds will be debited from the account to repay the loan for the service. This write-off system takes into account the priority of payment for services within the framework of mandatory daily/monthly payments that comply with the conditions of the current tariff.

It is important to know

To use the service again, you must first pay for your existing order of funds. This must be done within two months if the money was credited to the main account. If the replenishment went to an additional account, the amount must be repaid no later than 30 calendar days from the date of activation of the service.

Prepaid subscribers who have been using Vodafone services for at least 3 months can resort to ordering money. Their monthly expenses within the tariff must be at least 10 hryvnia.

Everyone is familiar with the situation when the money in your mobile phone account suddenly runs out, and there is no opportunity to deposit the required financial amount at the moment. But do not despair, since the MTS company creates the most comfortable and profitable conditions for its subscribers, which provide the opportunity to quickly and conveniently find a way out of any current situation.

In particular, in this case, you should familiarize yourself with the information on how to order money on MTS

. The essence of this service is quite clear from its very name: each subscriber of the company in question is given the opportunity to borrow a certain financial amount directly from the MTS company. In order to be able to independently carry out any necessary operations, we recommend that you. Thanks to authorization in your MTS personal account, you can easily choose which one you use, and you can also change it yourself.

Find out how to order money on MTS on credit

worth it for a number of reasons. First of all, you should pay attention to the fact that with its help you can top up your mobile phone account without leaving your home or office. Even while in public transport or a personal car, you can quickly and easily make your mobile phone “working” and again be able to make phone calls in any direction.

"In full confidence"

Another way to borrow from a mobile operator. By activating the service, the subscriber will be able to make calls, access the Internet and send SMS even at minus 300 rubles. The limit will increase in proportion to the amounts spent on communications in the next four months according to the formula: the number of monthly expenses + 20% on top. Activates the service:

• Command *111*32# and call button;
• Visit the “Zero Opportunities” section in the “My MTS” utility;
• Go to your Personal Account or on a separate page.

Tariff and service management

• *111*919# or *152# or *152*2# – list of connected services; in the command menu you can add or delete options;
• *111*59# – a way to find out the name of the current tariff;
• *100*1# – remaining minutes, messages, megabytes within connected packages;
• *100*2# – remaining SMS, minutes, traffic according to the terms of promotions carried out by the operator;
• *217# – remaining Internet traffic.

Connecting tariff plans (*111*…)

• 1115# – “Tariffishche”, a customizable tariff with packages of minutes, SMS and unlimited Internet;
• 3888# – go to “My Smart”, similar to the previous option, but access to the Internet is limited;
• 1025# – “Our Smart” unlimited use of Internet resources, package of minutes, MTS-TV;
• 1010*1# – “Tariff X” – unlimited on social networks, popular resources;
• 1024*1# – “Smart” – the tariff includes the optimal amount of time for communication, the amount of traffic required by the average mobile phone user.

"Top up my account"

Any user of another operator can pay the subscriber's balance. To do this you need:

1. Send a request using the command *116*recipient's phone number# (the number can start with +7, 7, 8, 9).
2. The service covers mobile networks throughout Russia.
3. The message will include a request to transfer money.

Attention! You can top up your balance on the official Internet portal or by visiting a communication salon

To disable notifications, a USSD code request has been implemented *116*0#.

Help me out

And another simple way to top up your phone balance, even if your number is blocked. The “Help out” option can be used free of charge by all MTS subscribers through:

• USSD command;
• Application "My MTS".

USSD request

1 On the telephone keypad, dial: 0880 subscriber number (without “8”) call:

In response, you will hear an auto-informer that will inform you that the connection has been established. The called party will receive a call. Before starting a conversation, a voice menu will turn on with a message that the call will be accepted at his expense. If your friend agrees or refuses to pay for the minutes, he will be asked to press certain buttons on the phone keypad to confirm his actions.

When traveling around Russia or on vacation abroad, the “Help out” request must be dialed in the following form: *880*subscriber number # call.

You will receive a message in response:

If the subscriber rejects the call, an SMS will be sent to you indicating his refusal to call.

Application "My MTS"

1 As in the previous methods, select the desired option from the menu and activate it:

2 Next, enter the phone number of the person you are calling:

3 And select the connection method:

After some time you will receive an answer or an SMS about the refusal.