Transferring money from a phone to a Sberbank card: all available methods

Various unforeseen situations happen in life. Sometimes there come times when you urgently need to transfer money to a card for yourself or a relative, but there is no terminal or ATM nearby. Many telecom operators provide their subscribers with a service such as transferring finances from a mobile phone balance to a bank card. For example, users of the popular Ural telecom operator Motive can take advantage of this.

It’s worth finding out how to transfer money from Motiv to a Sberbank card, because the majority of modern Russians are the clients of this financial institution. And basically all Motiv users have one or two savings cards. Let's find out all the available options for such an operation.

You can transfer money from Motiv to a Sberbank card only through the use of the MOTIV.Pay service

Mobile transfer

This service is intended for transferring money from your personal account. However, it is worth considering the fact that mobile transfer is available exclusively to individuals who are serviced at advance rates. Users of a special tariff called “Boltastics” also have a certain limitation in this service, since they are only allowed to receive funds from other subscribers.

To make a mobile transfer, you can use one of the options below:

Let's take a closer look at all the possible methods of transferring funds so that you can choose.

Services available in LC

Having logged into the system, the user can independently perform operations, without going to the physical office of the mobile operator. Available options include:

control over the state of the personal account: replenishment, checking the balance, requesting a detailed statement for a certain period;
changing the tariff plan;
activation of participation in the bonus program;
temporary suspension of subscriber service;
receiving information about news and promotional offers from the Motiv operator;
registration of paid subscriptions and mailings.

Personal account "Fox"

This method is distinguished by its excellent visualization, which allows you to track all cash movements. After logging into your personal account, you need to go to the “Mobile transfer” tab. Here you will need to enter the recipient's details, as well as the desired transfer amount. The whole operation takes place quite quickly and is accompanied by confirmation of the transfer of money. It is worth noting that when using “Fox” there is no charge for transferring funds to another “Motive” account.

Limits and restrictions

Every Motiv client who sometimes transfers funds to a card from Sberbank using the MOTIV.Pay service should be aware of the established restrictions. They depend on the type of personification received and have the following form:

Clients with partial personalization:

one-time amount: up to 15,000 rubles;
You are allowed to transfer up to 40,000 rubles per month.

Fully personalized users:

one-time: up to RUB 300,000;
per month: up to 600,000 rub.

A prerequisite for all types of Motive clients is that after the transfer the balance on the smartphone balance is at least 90 rubles. You need to understand that the stated rules may change. Therefore, to obtain the most up-to-date information, you should call 8-800-240-00-04 or find out the information of interest on the pages of the MOTIV.Pay portal (in the “Help” subsection).

Transferring funds using mobile applications

There are other methods of mobile transfer that are very popular among many users. Subscribers of the mobile operator “Motiv” can try to use them and evaluate their convenience. Let's look at several available options:

payment service “PAYJET”;
mobile electronic wallet.

With PAYJET, making transfers has become very easy. All you need to do is download the application from the Play Market or App Store, and then manage your account using a smartphone or tablet.

More recently, the Motiv company, with the support of UralFinance Bank, launched an application that can perform not only transfers, but also perform other financial transactions. MOTIV.Pay is a real mobile wallet in your pocket!

Now, in just a few clicks, subscribers can pay using funds from their personal account for:

Internet services;
cable TV;
housing and communal services;
mobile communications;
traffic police fines.

This application has a number of advantages: easy registration, instant speed of transactions, complete security of payments, creation of templates, etc. Although the main advantage of MOTIV.Pay is the complete absence of commissions when making payments, which undoubtedly pleases all users. You can download this mobile wallet using the App Store or Play Market services.

Limits and restrictions

Clients with partial personalization:

one-time amount: up to 15,000 rubles;
You are allowed to transfer up to 40,000 rubles per month.

Fully personalized users:

one-time: up to RUB 300,000;
per month: up to 600,000 rub.

The volume of money credited from the balance of numbers for Motiv subscribers to Sbercards is not unlimited. Therefore, before performing a particular operation, it would be useful to familiarize yourself with the conditions for their implementation.

Current limits

Depending on the type of personification completed, the following limits are distinguished:

for clients with partial identification: the maximum one-time payment is up to 15 thousand rubles, per month - up to 40 thousand rubles;
for those who have passed full identification: the maximum amount of a one-time payment is up to 300 thousand rubles, a monthly payment is up to 600 thousand rubles.

Regardless of the type of client access, after any debit transaction, the balance on your mobile phone account must be at least 90 rubles. These limits are subject to change. Up-to-date information can be obtained by phone. 8-800-24-0000-4, as well as on the system website (Help page).

Which bank cards can be transferred to?

A bank card of almost any financial organization is designed for replenishment from the accounts of mobile operators. Here it is important to know which payment system will be used. For example, Visa, Maestro and MasterCard cards allow you to accept any payment. While the MTS operator does not provide for the transfer of money to Maestro plastic.

A method of transferring funds from any telecom operators to Sberbank, VTB and Alfa-Bank cards is available at any time. It is enough to register in your provider’s Personal Account and complete the transaction through the online service.

Step-by-step instruction

The easiest way to top up your phone balance from a Sberbank card is by sending an SMS to number 900 (for example, to MTS). The procedure is simple: the Sberbank client sends an SMS to the specified number with the text:

TRANSFER + recipient number + transfer amount

You can send a maximum of 3 thousand rubles per day to your number.

After sending the SMS, the bank will request confirmation of the transaction and send a response SMS with the transfer code. All that remains is to confirm your actions with a second message, but without indicating the number and amount of money, that is, send the received code to “900”.

Transferring money from a Sberbank card to a phone is only possible in national currency (rubles).

In order for the transfer of money from a card to a phone to be available, a Sberbank client must first connect (connect through any Sberbank ATM). provides clients with a lot of opportunities:

create a template for standing payments;
connect automatic transfers (for loans, phone replenishment, payment of utility bills, etc.) with or without indicating the amount of money;
find out about the state of money on the balance sheet, etc.

How to top up Sovcombank Halva card?

The template is created in your personal account in the “My Templates” . Click on the payment for which a template/several will be created and fill in the details (recipient's account, money (amount), etc.). Each step is confirmed by clicking the “save” button at the bottom of the page. The system notifies about the status of the template with an indicator at the top of the page, for example, “executed” or “confirmation”. When creating a template for transferring money to a third-party recipient's phone, you will need SMS confirmation.

Templates are useful because they allow the Sberbank card holder to save time on filling out details in the payment document - just select the desired template, edit the amount if necessary and click “execute”. Money is transferred from card to phone instantly.

There is another service - automatic payments . The service can be activated in several ways: “Sberbank online”, “Mobile bank” or at a terminal/ATM.

Conditions for making a transfer

Using direct transfer to the card is not possible. However, a special payment service MOTIV.Pay (formerly PAYJET) has been created, which will allow you to make any financial transactions with your accounts.

You can transfer money this way if you meet the following requirements:

be a subscriber of “Motiv” communication;
have a Visa or MasterCard bank card registered to the subscriber;
be a registered user of the MOTIV.Pay payment system.

The payment service requires an additional fee. In the PayJet system it is 5-6% of the transfer amount. The exact amount of interest charged and the transfer conditions for all Motive subscribers directly depend on their tariff plan. Before making a transfer, it is recommended that you familiarize yourself with the details of the previously concluded agreement with cellular operators.

General conditions for all operators

The crediting time for all amounts ranges from a few seconds to three days. This depends on the work of the bank processing center. If the payment has not been credited to the card, you need to contact your mobile operator to clarify the circumstances of the transaction.

The card for withdrawal must have sixteen digits. If there is more on it, then it is probably a student or pension. It is not suitable for such operations.

This method is very convenient for payment when there is no nearby bank branch or other means of sending funds. Increases mobility for those who want to earn money or pay for goods, but there is not enough money on the card. Although for small amounts it will be a too expensive type of transfer.

https://youtube.com/watch?v=dBlvAXzIxsQ

Instructions for replenishing a Sberbank card

The entire procedure takes place exclusively on the provider’s official website cell.motivtelecom.ru. Select your region and begin the registration procedure.

Step 1. Registration with PayJet

Register in the system by going to the official page of the website motivpay.ru.
Enter your phone number and create a strong password.
Next, in the window that opens, you should indicate your phone number to secure it in the form of an electronic wallet, for later use when transferring to a bank card.
Check the box to confirm your agreement with the terms of the offer.
Within a minute, a message will be sent to your phone with an SMS code, which you must enter in a special field to complete registration.

After clicking the “Forward” button, the user is taken to the personalization page. Here the client’s personal information is entered, including last name, first name, patronymic, passport number and series, as well as date of birth.

Applications in the system are processed within two business days. After its successful completion, the client gets the opportunity to make money transfers to the card of Sberbank and other financial organizations.

How to transfer funds using PAYJET?

The Payjet mobile wallet system provides quick balance replenishment services to subscribers of this provider. You can make a payment both on the Payjet website and in the official free application for mobile platforms Android and

Go to the mobile transfers page on the website or in the application interface and select the recipient operator. After that, fill out the web form with the required transaction details. Next, you need to confirm the operation. A short text with a one-time code will be sent to your phone, which must be entered in a special field for confirmation.

Via USSD request

A fairly simple transfer option is a USSD request. The process includes the following steps:

Enter the combination on your phone keypad: *104*108*recipient * amount of money#;
Then you need to click on the “call” button.

The money will be debited and transferred; no commission will be charged for the transfer. When specifying the translation size, you cannot use commas. In this case, the transfer sizes range from 10 to 100.

This is interesting: How to transfer money from Tele2 to Yota: we convey all the nuances

Questions from subscribers

How to return funds sent by mistake?

Immediately contact customer support at 8-800-240-00-00. Compose a statement clearly indicating your mistake and the time of the transaction. Consideration of the application may take up to two weeks.

What to do if you can’t make a transfer?

For any questions related to the quality of service provision, you can contact the toll-free number “111”, 8-800-240-00-00. A Viber or WhatsApp feedback form is also available via contacts +7 953-603-703-3. Send a text message with a question in your Personal Account. Each situation is considered and resolved individually.

Motive is a mobile operator that operates in several regions and districts of the Russian Federation. You can transfer money from Motive to a Sberbank card through the user’s personal account. But when carrying out this operation, difficulties arise, especially if the owner of the Motiv number uses the electronic payment system MOTIV.Pay (formerly the PayJet service).

Possible problems and their solutions

Transferring money can be challenging, especially if a person has never had to make one before.
Therefore, we will consider the main problems, as well as their solutions. It happens that the money does not reach the recipient even after three working days. In such a situation, it is worth checking the correctness of the information filled in. Perhaps a mistake was made somewhere, due to which the payment went to another person. It is worth contacting the support service if the details are indeed incorrect, or if everything is correct, but the money does not arrive. They will tell you why there was a delay in the transfer. If you cannot send funds at all, then you should make sure that there is enough money in the account, and also that the card is of the required format. In most cases, it is the person himself who is to blame for the failure to transfer the amount from the phone

Rules for transferring from Motive to Sberbank card

It is impossible to transfer unspent money from your mobile balance using a combination. The account is replenished only using a special payment system that works on the principle of an electronic wallet. Registration in the system is required; the Sberbank card must accept payments from the Internet.

It is worth noting right away that any amount of finance will not be posted. For example, unscrupulous owners of corporate communication numbers try to fraudulently withdraw money to their cards. It is clear that the account balance on the corporate number is large. The motive limits possible financial settlements. You can withdraw no more than 1,500 rubles to a Sberbank card at a time. You can transfer a maximum of 40 thousand rubles to your personal account per month.

What difficulties may arise

To avoid any difficulties in transferring, you should be aware of the limits on transfers.

You can transfer money in an amount of no more than 15 thousand rubles at a time. This amount does not include the transferred commission, but it is worth taking it into account for a positive balance on your mobile phone.

Daily and monthly limits are equal to 40 thousand rubles.

If identification is not completed, the system will not allow the transfer to be made, so you should take care of going through the identity verification procedure in advance.

You can contact the operator’s service center for a transfer; the operator does not have limits on withdrawing money from the balance. To do this, you only need to write a written application.

MOTIV.Pay system

Transferring from your phone to your bank card is possible using the MOTIV.Pay (PayJet) payment system. In terms of functionality, it resembles a regular electronic wallet. That is, you can make transfers, pay for services, and the like. Registration looks like this:

enter your full name;
enter a phone number;
create a login and password;

An important nuance is to check the box next to the “Use mobile phone number” option when registering in the system. Motive as a mobile wallet. If you do not do this, the functionality will be limited to performing simple operations (view your account status, add money to your balance).

When you select the option, the phone number becomes a wallet. Money is sent from it not only to a Sberbank bank account, but also to the phones of third-party telecom operators, including MTS, Megafon, Tele2, Yota, Beeline and others.

Payment on the MOTIV.Pay (PayJet) service occurs in several stages. The algorithm of actions is as follows:

go to the official website;
enter the Motive mobile phone number for which the account is registered in the system;
click on “Continue”;
enter password;
in the menu that appears, select “Select payment type”;
click on the “Miscellaneous” icon;

One of the significant advantages of Motiv is that payment occurs without commission. There are no interest charges for transfers to a Sberbank card, as many other telecom operators in Russia do.

How to withdraw money through Sberbank?

You can transfer money through when the card is linked to a number, for this you need:

Log in to the application and go through identification.
Open the translation menu.
Select “transfer from phone”.
Indicate the amount - other data has already been entered.
Confirm write-off.

The maximum limit is 8,000 rubles. It will not be possible to send money using SMS commands to number 900 - Sberbank does not provide such functionality. Enrollment period is up to 5 days, more often in the near future.

You can transfer money from your phone to a Sberbank card in a few clicks. The service is provided by telecom operators; you can transfer your number to the bank's personal account. However, a high commission is charged, which makes transfers less profitable. If a subscriber wants to transfer money without paying interest, you can terminate the service agreement with the operator and withdraw the remaining funds from the balance. In this case, the rights to the number are lost, it will not be possible to restore it - you can only conclude another agreement with a change of phone number. Another profitable way is to pay for purchases from your phone balance, for example, the State Services portal allows you to pay off traffic police fines in this way with a commission of 2.5%.

Translation problems

The main difficulty concerns the fact that a bank card is not attached. The motive does not work with all financial institutions; it is not possible to attach all types of cards. Sberbank is only a Visa or MasterCard.

Important! The maximum amount that can be transferred at one time is 1,500 rubles. When I try to send more, it gives a system error. Only 40 thousand rubles are available for transfer per month (this total amount, if you transferred money to other accounts, should be taken into account).

Commission sizes

As for the price of services provided to subscribers and the amount of commission charged, transfers between Motiv numbers are made free of charge, and if the condition is met that the debit goes to another Motiv subscriber, there will be no commissions. When sending money to subscribers of other mobile operators, a commission fee is charged.

The ability to transfer money from your own balance to the account of another Motive number is really very useful, especially for subscribers who do not always have access to ATMs or payment terminals.

The functionality is constantly being increased by the operator itself, so senders can choose from several transfer methods, which allows them to stay in touch with loved ones around the clock. After the creation of the PayJet system, the range of opportunities for the company's clients expanded. In addition to transfers, you can use it to pay for the Internet, television and various fines remotely.

https://youtube.com/watch?v=rzrj5NvhLrU

Data Security

The mobile operator ensures the protection of personal data of the user of the personal account using a number of effective measures:

Automatic exit. If the subscriber does not use the service for 15 minutes, the session is automatically terminated. Re-authorization is required to continue use.
SSL protocol. To prevent data interception, the connection is encrypted using the SSL protocol, which can ensure complete security and confidentiality of access to the service.

In addition, the user, for an additional fee, can receive alerts that will inform about an attempt to log into the Personal Account. To activate, you must send a request in the “Services” section of your personal account.

Service interface

The main page of your personal account contains up-to-date information (full name, client, current tariff, balance amount, phone number, personal account, date of signing the service agreement, current service status), as well as a menu consisting of several items:

Rates. List of current tariffs to which you can switch.
Services. Ability to enable/disable customize a specific service.
Help. A section where answers to popular questions regarding the work of a mobile operator are collected. The subscriber can also ask questions of interest to him in the chat, through an electronic form.
Roaming Information about service outside network coverage.
Entertainment. In the category, you can select additional paid options and configure their operation.