How to transfer money from phone to phone: step-by-step instructions

Date: 17Mar 2020

Author: iMobile

Hi all!

In this article, we will figure out how you can transfer money from the balance of one phone to the balance of another, and what the size of the commission will be.

It is worth noting that the operator can change the commission amount at any time, therefore, after familiarizing yourself with the methods of transferring from one number to another, follow the link after the instructions to see the current prices.

Transfer money to MTS

MTS provides its customers with various methods for transferring money from their personal balance to the balance of another subscriber.

Transfer of funds is possible in the following ways:

  • Via SMS messages;
  • Using the Mobile portal;
  • Using, which is available on the official MTS resource.

By SMS

In order to transfer funds from a personal mobile account to the balance of another subscriber, you should create a message with the following content (the number 200 is indicated as an example):

#Translation 200

Next, it needs to be sent to the phone number that needs to be topped up. The subscriber himself will not receive this SMS, but the system will register a request and send further instructions for the transfer to the sender’s number, after completing which the money will be transferred, and the sender will receive a message with a transaction report.

Via mobile portal

In order to use this method, you must log into the mobile portal using the USSD command *115#, which should be dialed in dialing mode, after which you should press the call button. After sending the command, a list of possible operations under the corresponding numbers will appear on the screen. You should click Reply and enter the serial number of the transaction that corresponded to the Mobile phone category. After these actions, a notification about the start of the operation will be received on the phone from number 6996 and in order to confirm it, you should send a message in response with any content (including empty), except 0, because this command cancels the operation. Waiting for a response from the subscriber is no more than 15 minutes from the moment the notification is received.

Using the "Easy Payment" service

In order to use this method, you must first download a free application from Play.Google or Appstore (for devices based on Android and iOS, respectively). You can transfer money by selecting the Payment section in the program menu and then Mobile phone. After this, you need to select the operator of the recipient of the funds, then his phone number and the transfer amount, then click on the Pay button. The transaction will be carried out only if the phone is connected to the Internet.

other methods

You can also transfer money through your personal account on the official MTS resource on the Internet or simply by going to the resource. To do this, you cannot go to the Financial Services section.

After selecting Money transfers, click on the To mobile phone section. Select the required operator used by the recipient from the proposed options and enter the phone number, as well as the replenishment amount.

The transfer can be made both from the phone balance and from a Visa or MasterCard bank payment card.

If you sent money to the wrong number

If a person made a mistake when writing the number and the money went to the wrong account, the first thing you need to do is check whether the money was debited from the account. If this is the case, then you can contact the recipient with a request to return the money, perhaps he will cooperate. You can obtain a copy of the payment transfer by contacting a bank branch and provide it to the person as evidence.

Once the transfer has already been made, it will not be possible to cancel it - the bank is prohibited from withdrawing money from the client’s account without his consent.

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Transfer money in Beeline

All subscribers of the Beeline network have the opportunity to use the following methods of transferring funds:

  • Via SMS
  • Using USSD commands
  • Using the Internet service “Money Beeline”

By SMS

To carry out the operation, you need to send a message of this type to the short number 7878:

9993335577 250

in which 9993335577 is the recipient’s number, and 250 is the transfer amount. A few seconds after sending the message, an SMS will be received from the operator with further instructions, following which the payment will be successfully processed.

USSD commands

To transfer using this method, you need to enter a command in the dialing mode in the following form:

*145*9993335577*250#

where 9993335577 is the recipient’s number, and 250 is the amount.

Then you need to press the call button. In response, you will receive a notification containing a code to confirm the payment. To complete the transaction, you must enter again in dialing mode:

*145*CODE# and press the call key.

Through the Internet service “Money Beeline”

To transfer using this method, you need to go to the official Beeline website online and go to the Finance and Payment menu. Next, you need to select the Money transfers menu, and then All services. Then you need to click on the Transfer to the Beeline subscriber’s account button and click the Transfer from website button, after these steps the form for transferring funds will be loaded. It requires you to write the number of the recipient and the sender, as well as the amount of money for the transfer. By clicking the payment button, you should wait until the operator sends an SMS code to confirm the payment, which should be entered on the website to complete the operation.

other methods

Smartphone owners can make a transaction from their account to the account of another subscriber using the “My Beeline” application, which is available on gadgets running Android and iOS. In the Finance section, select Mobile transfer and then enter the recipient’s number and the transaction amount. In a few seconds, the money will be debited from your personal balance.

How to transfer money: mobile payment


The most universal method of sending the required amount from a cell phone to another mobile phone is the Mobile Payment function.
We are talking about sending a standard SMS message or USSD request, with which you can share money with a friend or relative in 2-3 minutes. A transaction in the MTS network is carried out as follows:

  1. If you suddenly need to send an SMS to transfer a certain amount, but you should use the recipient's number. The text of the message is as follows: #transfer amount. For example, #transfer 1000. Then you just need to confirm the payment and check the balance.
  2. You can send the required amount of funds through a special command. To do this, dial the number combination *115# and press “Call”. Then you need to follow the prompts of the interactive menu.

In a megaphone

Clients of the mobile operator Megafon have the opportunity to use three main methods of transferring funds from their account to the balance of another subscriber:

  • Taking advantage of ;
  • Via SMS;
  • By making a transfer on the official Megafon website.

”Mobile transfer”

To transfer money using this service, you must enter the USSD command:

*133*350*9002223334# (where 350 is the transfer amount, and 9002223334 is the subscriber number)

and then press the Call key.

By SMS

To send money via SMS, you need to type the message text as follows:

9002223334 350 (where 9002223334 is the subscriber number, and 350 is the transfer amount)

and then send it to the short number 3116.

Next, you will receive an SMS from the operator with further instructions to confirm the payment.

Through the Internet

You can transfer funds from your personal account on the operator’s website. In order to do this, you need to select the Services and options section, then Additional services and from the offered services you should select the Transfer to another phone option. In the form that opens, you must indicate the recipient’s phone number, as well as the transaction amount, and then click on the Transfer button.

other methods

Mobile device users have the opportunity to carry out transactions through the Megafon application. Having previously downloaded it from the AppStore or Play.Google and installed it on a gadget based on iOS or Android, respectively. By logging into your personal account, a Megafon client will have access to various financial services, including the function of transferring money to the account of another subscriber.

In Tele2

Clients of the Tele2 operator have the opportunity to transfer money to another subscriber using the following methods:

  • Using the USSD command included in ;
  • Using the Mobile Commerce service on the operator’s official website.

USSD commands

To send money to another subscriber, enter the following combination on your mobile phone:

*145*9002223334*350# (where 9002223334 is the recipient’s number, and 350 is the transfer amount)

By pressing the call button and sending a request, after a few seconds the operator will send a message with a confirmation code, which should be sent in a response SMS.

On the operator's website

In order to make a transfer to another subscriber, you need to go to the payments subsite from the main resource of the Tele2 network. After the transition, you need to select the Transfers and payments section and then click on the To phone item. In the form that opens, you should indicate the phone number of the sender, recipient and the transaction amount in rubles. After filling in all fields, click Translate. A code will be sent to your phone to confirm the operation, which is entered in the website window that opens. After correctly entering the password from SMS and clicking Confirm, the recipient will instantly receive money to their balance.

other methods

Also on the Tele2 operator’s website it is possible to top up another subscriber’s mobile account using your Visa or MasterCard bank payment card by selecting the appropriate item in the Transfers and Payments section and then entering the card number, expiration date and CVV code to carry out a transaction to the subscriber’s balance.

Linking a card to a phone

As you may have noticed, there are things that can only be done by linking the card to the phone.

Linking a card to your phone is very convenient: it allows you to instantly top up your balance, manage your accounts in real time, track your purchase history and much more.

According to Mobile Banking Rank 2021, 18 million people use linked cards in Russia.

Here is just a small list of the benefits that people with linked cards receive:

  • you can pay utility bills using your phone;
  • you can set up automatic payments and top up your phone balance without any extra effort;
  • you can open deposits online, which usually means a higher rate;
  • you can use various bonus systems;
  • Finally, you can make instant transfers between your cards or to another person.

Motive

A mobile operator from the Urals offers its subscribers to use the service of transferring money from a personal balance to another mobile number in two simple and convenient ways:

  • Using USSD command;
  • Using SMS message.

Balance transfer is possible only within the Motive network.

USSD commands

The transfer is sent like this:

First, enter the command *104*108*9002223334*350# (instead of 9002223334 the recipient’s number is indicated, and instead of 350 you can enter another desired amount).

Then you should press the call button and wait for a response message from the operator indicating the action to confirm the payment.

By SMS

In this case, an SMS message with the following content is sent to the short number 1080:

9002223334 350

(instead of 9002223334 the recipient’s number is indicated, and instead of 350 you can enter another desired amount).

In response to the request, the operator will send an SMS with a confirmation code, which must be indicated in the response message.

conclusions

Large mobile operators do not limit their users' ability to send money from their balance to other subscribers. The service is convenient and can come to the rescue when there are no other replenishment options. Depending on the operator, you can even use free transfers. An interesting approach is offered by MTS with its electronic wallet, which allows you to top up the numbers of any operator with a minimum commission, but this will require the Internet and an application for the sender and recipient of the money. This option is convenient if you need to send money when you don’t want to show off your bank card. Separately, it is worth noting the possibility of free transfers between numbers within the operator’s network - available on MTS and Yota.

Safety rules for transfers

Mobile companies reliably protect the balance of their users from unauthorized entry and balance transfer. In all methods, the subscriber must confirm the operation using a one-time secret code sent by the operator. This action makes it much more difficult for scammers to withdraw money from someone else’s balance, but they often resort to tricks, therefore, in order to avoid becoming a victim of criminals, you should not tell anyone the secret code that the operator sends, even if they call and introduce themselves as employees of a mobile company or bank (this method is very often used by attackers. It must be remembered that operator specialists do not need the code and they never ask for it). Also, you should not send confirmation of the transaction if you yourself did not order the funds transfer service.

What to do if there is an erroneous translation?

Sometimes situations arise when, having mixed up the number or accidentally clicked confirmation without checking the correctness of the payment, the subscriber sends money not to the desired number, but to a completely different number. In such cases, you need to contact the call center and find out about possible ways to get your money back. In order for the mobile operator to return the money, you should use the following methods:

  • Call the call center of the company providing mobile communications and find out the fastest and easiest way;
  • Write an email to the mobile operator describing the problem and attaching a screenshot or photo of the receipt to the letter;
  • Visit the office of the mobile operator and contact a specialist.

It is worth remembering that not in all cases the operator can return money to the sender’s account and only in cases and will be able to write off the amount from the recipient’s phone only if it is on his balance. If a return is possible, then the receipt on the account should be expected within 14 days from the date of submission of the request.

Universal method

This method involves the use of the MOBI.Money mobile payment system. Users can choose from nine receiving operators and five sending operators - the latter include Beeline, MTS, MegaFon, Tele2 and even Rostelecom. Select the desired direction on this page and act:

  • Enter the sender's number.
  • Set the recipient's phone number.
  • Write down the amount.
  • Review the commission and confirm the payment.

An example is shown in the screenshot - no complications or extra fields.

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