Payment for MTS with “Thank you” bonuses from Sberbank in 2021 in a new way

Modern companies regularly develop and offer clients all kinds of special promotions and bonus programs. One of the most famous offers of this type is the convenient savings promotion of Sberbank. With its help, you can significantly save on purchasing goods and receiving services. The current rules also allow payment for MTS with bonuses. Thank you from Sberbank. To take advantage of the right to top up your balance with bonuses, you should read the step-by-step instructions and join the savings system to start accumulating points.

Bonus program “Thank you” from Sberbank 2021

To understand how the mentioned system works, you need to understand what it is. Describing it in general terms, we can say that the bank offered plastic card holders to receive bonus points for purchases in partner stores. To start enjoying the privileges, just register in the program. At the same time, connecting one bank card automatically allows you to use others if the client has several of them.

As a result, the accumulated points can be spent on paying for goods and services in partner stores or used to pay for a telephone.

Why MTS and Sberbank stopped cooperation

The termination was sudden, there is no specific information or press release about it. We can only guess about the reasons. And there is no talk of resuming cooperation.

This may be due to the fact that many cardholders transferred Sberbank bonuses to MTS. Of course, this is much more convenient than making purchases from partners, the list of which is limited. The operator allows you to withdraw money from your mobile account, so the transfer was often followed by regular cashing out. As a result, neither the bank nor MTS itself actually received any profit from this action. There is no point in hoping that cooperation will resume.

If MTS and Spasibo no longer cooperate, then it is quite logical that the question arises: does Sberbank cooperate with any operator in this direction. But MTS was the only partner in this area; there were no agreements with other operators and are not planned. If you use Beeline or Megafon, you will also not be able to pay for their services with thanks.

Advantages and disadvantages

When assessing such a proposal, it is very difficult to find obvious weaknesses in it, since it does not impose special requirements on the owners of “plastic”, but allows saving. But there are many positive aspects:

ease of joining the promotion;
no restrictions on the number of cards;
the ability to use bonuses for payments;
a huge number of partners.

And the only disadvantage that can be identified is the need to use a small part of real money. You can pay with Thank You bonuses from Sberbank for MTS cellular communications only at 99%. Another 1 percent is real money, which will be debited from the subscriber’s bank account.

Under what conditions was this service provided?

Until recently, you could pay for the following operator services with bonuses from Sber

mobile communications;
home Internet;
various services not included in the general package.

From one card it was possible to top up the balance of one number no more than 3 times a day, 10 times a week and 20 times a month. You were allowed to deposit no more than 6 thousand rubles in this way per day. The maximum limit per month should not exceed 20 thousand rubles.

Is it possible to pay for MTS with “Thank you” bonuses from Sberbank?

There are several ways to find out whether the terms of the promotion allow you to top up the balance of MTS SIM cards. Users can check whether the mentioned mobile operator has joined the bank's partners:

on the official website of the bonus program spasibosberbank.ru;
by calling the support line of a financial institution (the number for assistance is 900);
contact the contact center consultants of the mobile cellular company.

Each approach mentioned will allow you to learn a reliable answer that will help you understand the question posed. Communication with support staff is free.

Loan repayment methods

The client can pay the obligatory loan payment directly at the bank branch. To do this, you need to present your passport at the checkout.

Other methods:

through ATMs and terminals;
in communication shops;
take advantage of ;
on the official website online;
using payment services Svyaznoy and Euroset;
at the Russian Post office;
in Sberbank branches and terminals.

It is also possible to repay a consumer loan at the cash registers of stores where the goods were purchased in installments.

Loan repayment at MTS Bank terminals and ATMs

The main advantage of this method is interest-free replenishment of your credit account . Money is credited instantly. There is no commission for transfers between your accounts. You can transfer no more than 500,000 rubles per day.

Also, a client at an ATM or bank terminal can pay for a loan by transfer from a card of another bank. In this case, there are restrictions on the amount. It cannot exceed 15,000 rubles. in one operation. There is also no commission. For the transfer you will need the details of a client card in MTS Bank.

Payment of loans in MTS communication stores

To repay a loan, you do not need to visit a bank branch. You can contact the MTS communication salon. They are open in every city of the Russian Federation. When paying, you must provide the recipient's details: card or card account number. This is if the client transfers money from a personal account. You can transfer at least 1,700 rubles in one transaction. and no more than 15,000 rubles. The payment commission will be 4% of the transferred amount, but not less than 25 rubles.

Also in the MTS communication salon, the client can pay for a loan using a card from another bank. In this case, the maximum transaction amount cannot exceed RUB 15,000. The commission will be 1% of the transferred amount, but not more than 40 rubles. The client must provide details of the sender and recipient. You will also need a passport.

from MTS

To pay the loan in this way, there must be sufficient funds in the client’s account. That is, you will initially need to top up your phone number, and only then make a payment.

You are allowed to transfer up to 15,000 rubles per transaction. A client can make no more than 5 operations per day for a total amount of up to 30,000 rubles. When making a transfer, you must provide the following information:

Client's full name;
loan agreement number;
Account number;
choose a payment method.

A special form is filled out.

You need to check that the details entered are correct. The payment is credited within a period from several hours to several days. It all depends on the acquiring bank.

Loan repayment on the official website of MTS Bank

To do this, the client needs to log into his personal account. At the same time, indicate your login and password in a special form.

If he is not registered in it, register by initially indicating the phone number.

Next you need to follow the instructions indicated on the screen.

Then the client selects the “Credits” item. It is located on the left side of the screen in the menu.

Next, you need to indicate the bank card number from which the client plans to transfer the payment. Then confirm the operation by entering a password. It comes to the client's phone number.

There is no fee for loan repayment. You can transfer no more than RUB 500,000 in one payment. per day. If a client pays for a loan from a card of another bank, he can transfer no more than 15,000 rubles in one transaction.

Payment services Svyaznoy and Euroset

A distinctive feature of this payment method is the high commission percentage. It is 1-2.5% of the amount. The minimum commission is 50 rubles, the maximum is 200 rubles. The transfer of funds takes several days. This must be taken into account when paying off the loan. Otherwise, you may receive penalties for late payment. It's better to add it in advance. The maximum amount for transfer for one transaction cannot exceed RUB 15,000. You will need to provide your customer card number or card account number.

At the Russian Post office

You can pay for an MTS Bank loan at post offices. Funds are transferred within 1 business day. The transaction fee is 1.9%, but not less than 50 rubles.

When making a transfer, you must provide the following information:

Recipient's full name;
details of his account/card;
phone number.

You can transfer more than 15,000 rubles. To do this, you must provide a passport.

Branches, terminals and ATMs of Sberbank, official website

MTS-Bank entered into an agreement with Sberbank. It provides for payment of loans through banking services with a minimum commission. When paying through the branch's cash desk, the client must provide a passport and also provide the following information:

Recipient's full name;
card number.

When making a non-cash transfer, you are allowed to transfer no more than 2000 rubles. In this case, the client will pay a commission of 2% of the amount. If the loan is paid in cash, you can transfer no more than 2,500 rubles. The commission will be 2% of the amount, but not less than 50 rubles. Money is transferred instantly.

You can also repay your loan online. To do this, the client must log into his Sberbank Online personal account. Select the item “Transfers and Payments”. Go to the option “Repay loans from another bank.”

Next, select the payment region, and also indicate the BIC of the recipient's bank. Then indicate the account number from which you want to pay the loans. After this, the recipient’s account number specified in the loan agreement, full name and payment amount. The system will prompt you to confirm your actions by clicking on the appropriate button.

The client can use a self-service terminal or Sberbank ATMs to pay for an MTS Bank loan. When transferring funds, you can use a bank card. You can transfer any amount by bank transfer, but when transferring more than 15,000 rubles. You will need to provide your passport details. In this case, the commission will be 1% of the amount, but not more than 1000 rubles.

It is also possible to pay the loan through ATMs and cash terminals. The payment commission will be 1.5% of the amount, but not more than 1000 rubles. You must indicate the card number and recipient's full name. When transferring an amount of more than 15,000 rubles. indicate the sender's passport details.

How does the program work?

The next issue that requires consideration is the operating features of the storage system. The bank has provided several main stages that all registered clients must go through:

You should start by registering and joining the promotion;
then you will need to spend a certain amount in partner stores, each monetary transaction will bring several points;
After accumulating a sufficient amount, all that remains is to pay with it when purchasing the goods or pay for MTS with Thank you bonuses from Sberbank.

It is important to remember that endless storage of accumulated bonuses makes no sense. 3 years after receiving the score, it disappears without a trace. But a three-year period is enough to take advantage of the existing privileges.

Possible difficulties

Today, many MTS subscribers are faced with the problem of being unable to top up their mobile phone account with bonuses. Thank you. Why is this happening? The fact is that

As of March 27, 2021, the popular mobile operator terminated its contract with Sberbank of Russia and is no longer its partner.

However, no official statements on this matter were published either in the media or on the websites of these organizations. When contacting the MTS contact center, the client receives a short answer that since March 27, 2018, the company is no longer a partner of the Sberbank bonus program and no longer accepts Thank You points to pay for its services. Accordingly, it is currently impossible to pay for mobile communications using Sberbank points. But the list of partners is very extensive, so program participants will always find something to spend their accumulated points on.

How to get involved?

To increase the number of people who are entitled to benefits, cardholders are able to:

join the promotion through your personal account on the financial institution’s portal;
use the nearest terminal or ATM;
send an SMS message to service number 900 with the text “thank you xxxx” (instead of xxxx you need to indicate the last 4 digits of the card).

In the first two cases, clients just need to follow the instructions and recommendations of the system. And those who decide to use mobile communications should wait for a response message with an activation code. It will have to be sent again to the already mentioned number 900. After which an SMS will be received with a password to connect to the contact center, and the client will be entitled to privileges and savings.

Why is payment suspended?

Clients experienced a lot of discomfort:

attempts to replenish your balance by using bonus funds end in a waste of time;
it is difficult to independently find information about the suspension of cooperation, which misleads users;
to pay for communication services you now need to spend real money, which negatively affects the usual savings;
“Thank you” payments were spent primarily on payment for communication services, which makes the bonus system irrelevant for a number of clients.

How to spend “Thank you” bonuses from Sberbank on MTS?

There are 3 main ways to transfer bonuses to a SIM card and use them for their intended purpose. The rules provide for the following ways of spending accumulated funds:

using the Sberbank-Online service, in a personal account specially designed for this section;
on the official portal of the bonus program;
on the MTS website.

Additionally, it is possible to use bonuses in retail stores, but this option is not suitable for paying for mobile communications.

It is important to note that for now it will be possible to top up your MTS account with Thank You bonuses from Sberbank only on the mobile operator’s website. Other options remain temporarily unavailable. But perhaps in the future the situation will change.

Top up your MTS account from a Sberbank card by calling 900

Sberbank card holders can top up numbers of any mobile operators without the Internet. This is done using the short number 900. To do this, you must indicate the MTS subscriber number in ten digits and the transfer amount in the text of the SMS message. The format should look like this: 918-555-55-55_500. Extra characters should not be specified in the message body. In this case, the system will not be able to recognize the purpose of the operation.

The last three digits indicate the top-up amount. The message is sent to the short number 900. Funds are debited from the bank card instantly. If the MTS number is linked to a Sberbank card, then only the top-up amount is sent in an SMS message, without indicating the number. It is necessary to indicate the number when replenishing MTS numbers belonging to third parties.

How to pay for MTS with “Thank you” bonuses from Sberbank 2021?

To put money on a SIM card, you will have to perform a few simple steps:

you will need to visit the official website of the mobile operator;
switch to the section offering account replenishment;
select the appropriate option from the proposed methods of depositing money;
enter the number of the recipient of funds and specify the amount;
fill in the details of the monetary transaction, including information about the “plastic” and email;
confirm the decision made;
Wait for a message to arrive at the specified email address confirming the successful transfer of funds.

It is important to emphasize that before approving the transaction, you should carefully check the entered data so that an accidental typo does not lead to the loss of money.

Payment methods for loans

You can pay off a loan from MTS Bank without commission using the organization’s own services. When transferring funds through third-party payment systems, money may be withdrawn as a fee to the company making the transfer.

MTS Money service

MTS Money allows you to transfer funds without commission. The client can use both the online service and the mobile application for iOS and Android.

Application

To pay a loan through the application, you need:

Click "Payments".
In the “Payment” section, click on “Loan repayment”.
Select an organization.
Enter the account number and owner's full name.
Select the card from which funds will be debited or add a new one if it is not yet linked to the service. You can also complete the transaction from your phone.
Specify the amount.
Familiarize yourself with the commission charged when transferring funds from a card of another organization.
Click “Pay”.

To confirm the transaction, you will need to enter the confirmation code from the message received on the SIM card linked to the payment instrument from which the transaction was made.

Website

You can transfer funds to make the next payment or completely close a loan at MTS Bank through the online version of the service.

Instructions:

Log in to the service.
Select "Transfers and Payments".
In the “Loan repayment” section, indicate the desired organization.
Enter your account number.
Indicate the owner's full name.
Enter the transfer amount.
Select payment method. The commission amount will appear next to it.
View the total amount of the transfer, click “Pay”.

Use the code from the message sent to the phone number linked to the card to confirm the transaction.

You can deposit money without authorization in the service, but in this case you will need to manually enter your card details.

Fast payment system

MTS Bank's fast payment system (FPS) allows you to transfer money to a credit card using your mobile number. This method is suitable if you need to transfer funds within an organization from your card to the credit card of a relative or loved one. You can read about how to use it in a separate article.

It is more convenient to make a transfer between your cards through the MTS Money application, MTS Bank Online or web services.

By phone through the SBP system you can also send money to an MTS Bank card from a card of another organization. To do this, you need to connect the service, then specify a transfer by phone number or “Fast Payment System” in the third-party company’s mobile application and follow further instructions.

Pay off an MTS loan through Sberbank Online banking

You can also transfer funds through online banking of other organizations. Here's how, for example, to pay for a loan at MTS Bank through Sberbank Online:

Click "Payments".
Click on loan repayment.
Go to the “In other banks” section.
Find an organization.
Assign .
Specify the payment instrument from which the transfer will be made.
Enter the recipient's card number and the borrower's full name. Click “Continue”.
Check the entered data, indicate the amount, click “Continue”.
Check the summary information, get acquainted with the size of the commission, click “Pay”.
Confirm the operation by entering the code from the message received on your phone.

This method is suitable for payments on credit cards or for loans issued by a bank to a virtual card.

Transfer service from card to card

You can pay in installments or a loan at MTS Bank through the “Card to Card” transfer service. This method is relevant for payments on credit cards or loans issued to a virtual card. You can find out more about how to transfer money between cards within the bank or from a third-party card in a separate article.

ATMs and terminals

You can deposit money at the organization's ATMs and terminals using your card or account number. Payment by contract number is not carried out. Funds can be deposited from a card or in cash. In the first case, there is a limitation - no more than 30,000 rubles in one operation.

If a client wants to pay for an MTS Bank loan using an agreement number, he should contact the bank’s cash desk. You will need to provide your passport.

Replenishment through partners

You can pay for a loan at MTS Bank through Sberbank or other partner organizations.

Name of the organization	What is needed to complete the operation	Limits and tariffs	Enrollment period
Credit Bank of Moscow	MTS Bank card or loan account	No commission In terminals: no more than 40,000 rubles per transaction, per day - no more than 100,000 When replenishing from a card – up to 600,000 per transaction	Instantly
Sberbank	Card, borrower's name, loan account	Cash replenishment: commission 1.5%, from 30 to 1000 rubles; Payment by card: commission 1%, maximum 1000 rubles. Limit for terminals: up to 15,000 per transaction	Up to 5 working days for the loan account. The money is credited to the card instantly.
Bank payment agent of PJSC Mobile TeleSystems	Card, account number	Transfer to card: no commission To the account: the commission amount will appear on the device screen during the transfer No more than 15,000 per operation	Instantly
Bank payment agent JSC Russian Telephone Company	Bank card, loan account, passport	Card deposit: no commission To account: 1%, minimum 50 rubles Transfer no more than 600,000	Instantly

Other replenishment methods

Table with data on organizations.

Natalya Technical specialist, user support on mobile communications issues. If you find an error or inaccuracy on the site, please write in the comments or feedback form. I recommend you read: Secret tariffs from MTSS The most profitable List of unlimited ones Check where the money goes Order details

Organization	Deadlines	Commission	What is needed for payment
El Dorado	Up to 3 working days	1%, from 50 rubles	Account number, full name of the borrower, mobile phone, passport when replenishing an amount over 15,000 rubles
M Video
Megaphone	Next business day	1%, from 50 rubles	Account number, borrower's full name, phone number, passport
Rostelecom
Beeline	Up to 3 working days	1%, from 50 rubles	Account number, passport
Know How	Account number, borrower's full name, phone number, passport
Svyaznoy
Tele 2
Kari	1%, from 30 rubles
TelePay terminals	Instantly	Information is indicated on the screen during the operation	Account number, full name of the borrower, phone number, Payment amount - up to 15,000
QIWI terminals	Instantly	1.8%, minimum 100 rubles	Card number Amount up to 15,000

The organization offers its clients a number of convenient ways to pay for a loan, both using its own services and third-party payment systems. When depositing money, you need to pay attention to the timing of receipt of funds and the size of the commission. In case of an error, funds may not arrive in full or on time, which will entail penalties from the bank.

Website author Natalya Technical specialist, user support on mobile communications issues. I will try to help every user in solving their problems, the most common ones you will find on the site. You can read about me here Natalya Timofeeva. 04/08/2019, Issue #029

MTS Bank has become popular among clients relatively recently. It provides services to individuals. Its loan programs have not gone unnoticed. This is due to their favorable interest rates. Many clients are interested in how and where they can repay their MTS Bank loan. There are a huge number of options. All that remains is to choose the most suitable one.

How to pay for MTS with “Thank you” bonuses from Sberbank through Sberbank Online?

Those wishing to pay for MTS with Thank You bonuses from Sberbank via Sberbank Online should abandon this idea, since such an approach is not yet available. But there is a possibility that the situation will change in the future. Then users will be able to do the following:

log in to the bank’s portal and go to the page for using accumulated funds;
find the desired telecom operator in the list of partners;
indicate payment details;
check the correctness of the data entered and confirm the actions.

There is no need to do anything additional.

Amounts of commissions when repaying loans from other banks. Restrictions

Before deciding how best to make a payment, you should familiarize yourself with the fees and restrictions:

Sberbank Online takes 1% commission.
Easy payment. If the transfer of funds is carried out through Qiwi, the commission will be 10 rubles. The maximum transfer amount per day is 30,000 rubles. If you use the Tavrichesky bank, the overpayment will be 10 rubles.
Using the Qiwi wallet, the user will pay a 0.95% commission for the transfer. You can transfer up to 15,000 rubles per day. Funds will be credited to your account within the next business day.
Yandex money. The commission amount will be 3% plus 15 rubles.

There are also other options that allow you to make loan payments without a fee. Take advantage of the services from MTS Bank. For example, pay through their ATM:

In the main menu, select “Make payment”.
Please enter your account number.
Deposit the required amount.
Double-check the entered data and confirm the payment.

At the end, the machine will give you a receipt. Don't throw it away until the money arrives on the loan. You can also pay without commission through the organization’s official website or application, which is available for download from the AppStore and PlayMarket.

Helpful Instructions

After applying for an installment plan or mortgage, clients regularly ask how to pay off a loan from MTS Bank. This is a simple procedure for which you need to know the details for making a payment. The organization provides a number of convenient ways to deposit funds into your account. Having become acquainted with each one, a person will be able to choose the best one for himself and use it when the need arises.

Content

Restrictions

The restrictions that subscribers will have to face deserve special mention:

clients who have connected will not be able to take advantage of the privileges;
The minimum amount to top up your phone is 500 rubles, the maximum is 6 thousand;
If a mistake is made, it will be impossible to correct it, returning points and filling out details in a new way will no longer be possible;
the maximum number of transactions per day is 3, per month – 20;
You can transfer money to no more than 3 subscriber numbers.

Additional conditions and current rules can be found on the bonus program portal. To do this, you just need to visit the appropriate section.

Let us remind you that from May 27, 2021, MTS does not accept “Thank you” bonuses for replenishing your account.

Payment for MTS from a bank card via an electronic wallet

The Yandex.Money company gives its clients the opportunity to pay for services and purchase goods using an electronic wallet. But some options, such as payment for mobile communications, are available to users without any registration and without an electronic wallet.

Using the service, unregistered users can top up accounts of MTS and other mobile operators. For these purposes, cards of all major payment systems are used, including NPS MIR.

On the main page of the Yandex.Money service, you need to click on the “Create wallet” button. If the user is not going to create a wallet, but wants to pay for MTS without registration using a card from any bank, he goes to the “Mobile communications” section. This section is located at the very bottom of the registration page for a new YAD wallet.

Yandex start page. Money

Enter the MTS phone number in the form indicated in the form. After clicking on the payment button, the user is redirected to a page for filling out bank card details.

Payment for MTS via Yandex. Money

To pay for MTS using a card, you need to fill out a form with its details. The amount is also indicated here. Non-personalized bank cards are suitable for payment. Money is credited to your account instantly.

The minimum amount is 10 rubles. The maximum limit for a one-time transaction is 15,000 rubles, including commission. The commission for the transaction is fixed: 0.5% or its complete absence without additional payments.

How to pay in operator stores

At retail outlets, before using accruals to purchase a phone, accessories, equipment and other products, you should study the payment procedure and terms of interaction with the bank. The procedure takes place taking into account the following rules:

Points can only be used when paying part of the purchase with a card from this bank.
They replace rubles in the equivalent of 1:1.
It is permissible to use bonuses up to 99% of the cost of products.
The minimum amount required for withdrawal from the card is 1 ruble (for goods worth up to 100 rubles).
The accruals must be spent within 3 years, otherwise they will expire.

The instructions are the same for all retail points of sale. In this case, you need to select the product and contact the employee, informing that part of the amount will be paid with bonuses. Then you need to determine the amounts to write off: points and money from the card. The employee will withdraw the specified amounts from both accounts. It is permissible to use accruals for any type of goods in the salon. The rule does not apply only to phone top-ups.

Each participant receives full access to all promotions and service offers

When returning goods (within the legal right of the client), the reverse process occurs with charges. They will also be returned back, as well as the money.

Is it possible to transfer MTS points into money into an account?

Those who are thinking about how to use the accumulated bonuses and are going to transfer them into money to their cell phone balance should immediately abandon this idea.
This option is not available because it is not profitable for the mobile company.

Most organizations and mobile operators offering similar promotions to subscribers do not provide the possibility of cashing out, even if the dialed amount is credited to the phone. This is due to the possibility of debiting funds from the account or transferring them to SIM cards of third-party operators. But such actions will bring losses to the company and make the savings program itself meaningless.